Comparison

InDebt vs Budgit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

InDebt

Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.

Highlights
  • Interest and penalty calculation
  • Support for any currency
  • Data backup and restore
  • Debt payment history
  • Total profit calculation
  • Exportable history
  • Overdue debt notifications
Features
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Book of debts with the possibility of accounting for interest on the debt and charge penalties for delayed debt repayment. Interest and penalties charging. Any currency in the world. Backup of your data. All payments in debts history. Total profit for all closed debts. Export of history. Notifications when the debt is overdue. Light and dark theme.

About

Budgit

Features
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Budgit is the social network for your wallet. Share your daily spending, follow friends, and discover how the people around you manage their money. Post your daily spending breakdown and browse what others are spending on. Like, comment, and engage with your friends' financial journeys. Connect your Wise bank account to automatically sync transactions - no manual entry needed. KEY FEATURES: Daily Spending Posts - Share a snapshot of your daily spending with your followers. Each post shows where your money went, broken down by transaction. Social Feed - Scroll through a feed of spending posts from people you follow. Like, dislike, and comment on posts to stay engaged. Wise Bank Integration - Connect your Wise account to automatically pull in your transactions. Your spending posts are generated from real data, not guesswork. Spending Charts - View your spending trends over weeks, months, or years right on your profile. Track your average daily spending and spot patterns. Search and Follow - Find friends by username and follow them to see their posts in your feed. Comments and Reactions - Start conversations about spending habits. Share tips, ask questions, or just react to a friend's daily total. Budgit is not a budgeting tool that tells you what to do. It is a social space where you and your friends can be open about money, learn from each other, and build better habits together.

Screenshots

InDebt4 screens
Budgit4 screens

Verdict

The call

The clearest difference is in-app purchases: Budgit at none against InDebt's 1. Budgit also leads on update cadence (every 3 days vs monthly) and iOS requirement (15.1 vs 18.6). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. InDebt sells 1 one-off in-app purchase. Budgit asks for nothing beyond the download.

UpkeepUpdate frequency

InDebt ships an update monthly, Budgit every 3 days. The most recent releases landed on October 19, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 7 level
InDebt versus Budgit: the parameters behind the verdict, then further details
ParameterInDebtBudgit
PriceFreeFree
Rating4.5 (2 ratings) — better—
Positive reviews58.8% of reviews—
Number of ratings2 — better—
Update frequencyMonthlyEvery 3 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.615.1 — better
Further details — not scored
Size29 MB29 MB
Age rating4+4+
DeveloperSergei VolkovMateus Saar

In-app purchases

1 purchases

InDebt

One-time1
  • Purchasing the full version$4.99
None

Budgit

No in-app purchases

Questions

Is InDebt free?
InDebt is free to download, with in-app purchases available.
Is Budgit free?
Budgit is free to download, with no in-app purchases.
Do InDebt or Budgit have ads?
Neither InDebt nor Budgit shows ads.
Which is updated more often, InDebt or Budgit?
InDebt ships an update monthly, and Budgit every 3 days. Most recently, InDebt was updated on October 19, 2026 and Budgit on October 12, 2026.

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