Comparison

InDebt vs R3ALITY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

InDebt

Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.

Highlights
  • Interest and penalty calculation
  • Support for any currency
  • Data backup and restore
  • Debt payment history
  • Total profit calculation
  • Exportable history
  • Overdue debt notifications
Features
Read full description

Book of debts with the possibility of accounting for interest on the debt and charge penalties for delayed debt repayment. Interest and penalties charging. Any currency in the world. Backup of your data. All payments in debts history. Total profit for all closed debts. Export of history. Notifications when the debt is overdue. Light and dark theme.

About

R3ALITY

Features
Read full description

R3ALITY keeps receipts, warranties, returns, and spending in one place — so nothing important gets lost. Available in English, German, Polish, and Russian. WHAT YOU CAN DO • Scan or upload receipts (photo or PDF) • Automatic extraction of merchant, date, amount, and line items • Warranty and return deadlines with reminders • Budget overview by category and time period • Search and filter your receipt history • Secure sign-in and encrypted sync FREE TO START Every account includes a free plan with up to 5 receipts every 30 days — no credit card required. PREMIUM PLANS (optional) Need more capacity? Subscribe in the app: • 30 receipts per month • 60 receipts per month • Unlimited receipts Monthly and annual billing are available. Subscriptions renew automatically until you cancel in your Apple ID account settings. Upgrades take effect immediately; unused time on your current plan may be refunded by Apple according to App Store policy. PRIVACY & SECURITY Your data is encrypted in transit and at rest. Sign-in protects access to your account. Privacy policy: https://r3ality.app/en/privacy.html Terms of Use: https://r3ality.app/en/terms Subscriptions and upgrades are handled securely through the official App Store billing system.

Screenshots

InDebt4 screens
R3ALITY4 screens

Verdict

The call

The clearest difference is update cadence: R3ALITY at every 8 days against InDebt's monthly. R3ALITY also leads on iOS requirement (15.0 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. InDebt sells 1 one-off in-app purchase and R3ALITY sells 6 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

InDebt ships an update monthly, R3ALITY every 8 days. The most recent releases landed on November 2, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
InDebt versus R3ALITY: the parameters behind the verdict, then further details
ParameterInDebtR3ALITY
PriceFreeFree
Rating4.5 (2 ratings) — better—
Positive reviews58.8% of reviews—
Number of ratings2 — better—
Update frequencyMonthlyEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.615.0 — better
Further details — not scored
Size29 MB59 MB
Age rating4+4+
DeveloperSergei VolkovR3NEW Holding Ltd

In-app purchases

1 purchases

InDebt

One-time1
  • Purchasing the full version$4.99
6 purchases

R3ALITY

Subscriptions6
  • 30 receipts/month · Pay monthly$1.991 Month
  • 60 receipts/month · Pay monthly$3.491 Month
  • Unlimited receipts · Pay monthly$11.491 Month
Show 3 more
  • 30 receipts/month · Pay annually$22.991 Year
  • 60 receipts/month · Pay annually$36.901 Year
  • Unlimited receipts · Pay annually$131.991 Year

Questions

Is InDebt free?
InDebt is free to download, with in-app purchases available.
Is R3ALITY free?
R3ALITY is free to download, with in-app purchases available.
Do InDebt or R3ALITY have ads?
Neither InDebt nor R3ALITY shows ads.
Which is updated more often, InDebt or R3ALITY?
InDebt ships an update monthly, and R3ALITY every 8 days. Most recently, InDebt was updated on November 2, 2026 and R3ALITY on October 25, 2026.

Other comparisons