Comparison

Monarch Wallet vs BitCoinPay Trade

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monarch Wallet

Manage your digital assets with a secure mobile cryptocurrency wallet. Send, receive, and trade various cryptocurrencies and tokens. Track your portfolio's performance and stay informed with market data and news.

Highlights
  • Send and receive multiple cryptocurrencies
  • Trade ETH and ERC-20 tokens via DEX
  • Track gains and losses
  • Review market data
  • Access cryptocurrency news
  • Control private keys
  • Sync with desktop apps
Features
Read full description

Crypto Starts Here. The Monarch Wallet is a mobile cryptocurrency solution that allows you to: Send/Receive Cryptocurrency: - NEO (NEO) - GAS (GAS) - Bitcoin Cash - Bitcoin (BTC) - Ethereum (ETH) - All ERC-20 Tokens - Litecoin (LTC) - XRP (XRP) - Stellar (XLM) - GoChain (GO) Trade ETH and ERC-20 Tokens via Decentralized Exchange Track your Gains and Losses Review Market Data for most cryptocurrencies Keep up-to-date on blockchain and cryptocurrency News Maintain control over your private seed + keys Sync with our compatible Desktop apps Rule your own financial kingdom from the palm of your hand!

About

BitCoinPay Trade

This platform offers a secure and reliable way to buy, sell, and store cryptocurrency using fiat money. It operates legally within European Union regulations and prioritizes ease of use for efficient transactions. Customer support is available around the clock to assist with any queries.

Highlights
  • Buy and sell cryptocurrency
  • Store crypto in multi-currency wallets
  • Legal compliance with EU regulations
  • User-friendly interface
  • 24/7 customer support
Features
Read full description

BitCoinPay Trade is a reliable and secured crypto exchange. Free BitCoinPay Trade application gives users the opportunity to purchase and sell crypto currency for fiat money, providing services for storing crypto currency in a multi-currency wallets. Reliability We are completely legal. When carrying out our business, we are guided by the laws of the European Union, and other regulations that regulate crypto-currency relations, which gives you an additional guarantee of the security of your funds, when used on our crypto exchange. Efficiency and ease of use We understand the value of time, so we do everything to save your time. Site functionality and tools are provided and located in a fairly simple version, focusing on ease of use. You do not have to spend hours to figure out where and what is. All your requests are processed by our team in the shortest possible time, at any time convenient for you. Our team will gladly help you to understand all your questions arising in the process of using our crypto exchange in a language that you understand and at any time of the day.

Screenshots

Monarch Wallet3 screens
BitCoinPay Trade4 screens

Verdict

The call

The clearest difference is review sentiment: Monarch Wallet at 81% against BitCoinPay Trade's 0%. Monarch Wallet also leads on rating (4.7 vs 3.0) and ratings volume (394 vs 2). BitCoinPay Trade's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Monarch Wallet holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Monarch Wallet has 394 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 81% of Monarch Wallet's written reviews are positive against 0% of BitCoinPay Trade's.

UpkeepUpdate frequency

Monarch Wallet ships an update every 3 weeks, BitCoinPay Trade fortnightly. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Monarch Wallet versus BitCoinPay Trade: the parameters behind the verdict, then further details
ParameterMonarch WalletBitCoinPay Trade
PriceFreeFree
Rating4.7 (394 ratings) — better3.0 (2 ratings)
Positive reviews80.9% of reviews — better0.0% of reviews
Number of ratings394 — better2
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size124 MB70 MB
Age rating4+17+
DeveloperSplash Factory LLCKarum Finansal

Customer experience

Monarch Wallet

All ratings394 ratings
Positive92.4%
Neutral0.3%
Negative7.4%
Written reviews94 reviews
Positive80.9%
Neutral1.1%
Negative18.1%

BitCoinPay Trade

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Monarch Wallet

Reported bugs

7 issues
  • Coins not sending despite successful confirmation message
  • Coins not displaying in wallet while blockchain shows correct balance
  • App crashes when favoriting or unfavoriting coins/tokens
  • Captcha verification failing in support ticket submission
  • Withdrawal failures with 'insufficient funds' error despite visible balance
Show 2 more
  • App functionality issues after updates requiring restart
  • Incorrect coin value display (showing amount but not USD value)

Requested features

3 requests
  • Notification sound/jingle when coins are received
  • Delete seed from settings after initial setup for added security
  • Improved fee structure

BitCoinPay Trade

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Monarch Wallet

No in-app purchases

None

BitCoinPay Trade

No in-app purchases

Questions

Is Monarch Wallet free?
Monarch Wallet is free to download, with no in-app purchases.
Is BitCoinPay Trade free?
BitCoinPay Trade is free to download, with no in-app purchases.
Which has better reviews, Monarch Wallet or BitCoinPay Trade?
Monarch Wallet is rated higher. Monarch Wallet averages 4.7 out of 5 from 394 ratings, while BitCoinPay Trade averages 3.0 from 2 ratings.
Do Monarch Wallet or BitCoinPay Trade have ads?
Neither Monarch Wallet nor BitCoinPay Trade shows ads.
Which is updated more often, Monarch Wallet or BitCoinPay Trade?
Monarch Wallet ships an update every 3 weeks, and BitCoinPay Trade fortnightly. Most recently, Monarch Wallet was updated on October 22, 2026 and BitCoinPay Trade on October 24, 2026.

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