Monarch Wallet vs Splitto
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Monarch Wallet
Manage your digital assets with a secure mobile cryptocurrency wallet. Send, receive, and trade various cryptocurrencies and tokens. Track your portfolio's performance and stay informed with market data and news.
- Send and receive multiple cryptocurrencies
- Trade ETH and ERC-20 tokens via DEX
- Track gains and losses
- Review market data
- Access cryptocurrency news
- Control private keys
- Sync with desktop apps
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Crypto Starts Here. The Monarch Wallet is a mobile cryptocurrency solution that allows you to: Send/Receive Cryptocurrency: - NEO (NEO) - GAS (GAS) - Bitcoin Cash - Bitcoin (BTC) - Ethereum (ETH) - All ERC-20 Tokens - Litecoin (LTC) - XRP (XRP) - Stellar (XLM) - GoChain (GO) Trade ETH and ERC-20 Tokens via Decentralized Exchange Track your Gains and Losses Review Market Data for most cryptocurrencies Keep up-to-date on blockchain and cryptocurrency News Maintain control over your private seed + keys Sync with our compatible Desktop apps Rule your own financial kingdom from the palm of your hand!
Splitto
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Splitto is the easiest way to split bills with friends and track shared expenses — no matter where you are or which currencies you use. Whether you're on a group trip, sharing rent, or splitting dinner, Splitto keeps everything fair and crystal clear. Designed with a minimal, fluid interface, Splitto works offline and online, and supports multi-currency expenses. Key features: • Effortless expense splitting in multiple currencies • Simple, clean design optimized for quick inputs • Smart debt tracking and minimization • Works offline — perfect for travel Split smarter. Travel lighter. Keep it fair with Splitto. Privacy Policy: https://splitto.net/privacy_en.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Monarch Wallet at none against Splitto's 1. Monarch Wallet also leads on update cadence (every 3 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitto sells 1 in-app purchase, starting at $3.99 per month. Monarch Wallet asks for nothing beyond the download.
Monarch Wallet ships an update every 3 weeks, Splitto every 2 months. The most recent releases landed on June 18, 2026 and September 11, 2026 respectively.
| Parameter | Monarch Wallet | Splitto |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (394 ratings) — better | — |
| Positive reviews | 80.9% of reviews | — |
| Number of ratings | 394 — better | — |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 124 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Splash Factory LLC | Andrei Mitenev |
Bugs and requests
Monarch Wallet
Reported bugs
7 issues- Coins not sending despite successful confirmation message
- Coins not displaying in wallet while blockchain shows correct balance
- App crashes when favoriting or unfavoriting coins/tokens
- Captcha verification failing in support ticket submission
- Withdrawal failures with 'insufficient funds' error despite visible balance
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- App functionality issues after updates requiring restart
- Incorrect coin value display (showing amount but not USD value)
Requested features
3 requests- Notification sound/jingle when coins are received
- Delete seed from settings after initial setup for added security
- Improved fee structure
Splitto
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Monarch Wallet
No in-app purchases
Splitto
- Splitto pro$3.991 Month
