FinComPay Mobile Banking vs MICB Token
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinComPay Mobile Banking
Manage your bank accounts and cards easily, securely, and quickly. Perform various transactions like payments, transfers, and view account details. Access ATM locations and currency exchange rates.
- Account and card management
- View balances and statements
- Pay utility and commercial services
- P2P transfers
- Inter-bank transfers
- Deposit and credit payments
- ATM and branch locator
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Aplicația mobilă pentru iOS de la FinComBank va permite gestiunea cardurilor și conturilor DVS ușor, sigur și rapid! Avantaje: • Mobilitate și simplitate în utilizare • Securitatea datelor • Gestiunea conturilor/cardurilor online si a produselor bancare Ce operațiuni pot efectua: • Vizualizarea soldurilor și extraselor de carduri/conturi; • Vizualizarea rechizitelor conturilor/cardurilor; • Achitarea serviciilor comunale/ comerciale; • Efectuarea transferurilor P2P pe cardurile Visa și MasterCard; • Efectuarea transferurilor între conturi FinComBank; • Efectuarea transferurilor pe conturi deschise în alte bănci; • Recepționarea transferurilor rapide online; • Alimentarea depozitului; • Achitarea creditului; • Geolocația bancomatelor și subdiviziunilor Băncii; • Vizualizarea cursului valutar. Pentru accesarea aplicației, este necesar să aveți acces la serviciul FinComPay internet-banking. Dacă nu beneficiați de serviciul FinComPay internet-banking, Vă puteți înregistra online pe site https://fiz3.fincompay.com/GAMA/web/main_dev.php/login-remote sau în orice sucursală FinComBank. Notă: Aplicația este disponibilă doar pentru persoanei fizice, clienți FinComBank.
MICB Token
Securely authenticate and authorize banking transactions from any device. This app offers mobility and eliminates device dependency for business customers, providing a seamless user experience with push notifications and biometric or PIN authorization.
- Secure authentication
- Transaction authorization
- Cross-device mobility
- Push notifications
- Biometric/PIN login
- Online and offline modes
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The MICB Token allows easy and secure authentication in our MICB Business system and authorization of your banking transactions anywhere and anytime. It provides mobility to the customers and eliminates dependency on a single device. The MICB Token mobile app is the most secure and easiest way to authenticate and authorize. To use the MICB Token app, you need to download it, install it on a mobile device (phone or tablet) and configure it. The app works with a login PIN or you can use biometrics. BC "Moldindconbank" S.A. offers its customers (legal entities) a new authentication and authorization method, which provides users with a seamless user experience through push notifications and secure authorization through biometrics, facial recognition or PIN. The authorization of transactions in the MICB Business is easier and more secure with a simple tap. The MICB Token application works in two modes: Online - when a log-in or electronic transaction is initiated, you will receive a notification of confirmation on your device. Offline - you can confirm your authentication in the MICB Business banking and the authorization of the electronic transactions, even when your device is not connected to the internet, by using the QR code scanning option displayed on the MICB Business system screen. The application will generate a code that you need to enter in the "OTP code" field in internet banking.
Screenshots
Verdict
The clearest difference is update cadence: FinComPay Mobile Banking at fortnightly against MICB Token's every 13 months. FinComPay Mobile Banking also leads on ratings volume (117 vs 7). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for FinComPay Mobile Banking against 4.7 for MICB Token. That said, the two scores are not equally well evidenced: FinComPay Mobile Banking has 117 ratings behind it against 7, so its average is the more settled of the two.
FinComPay Mobile Banking ships an update fortnightly, MICB Token every 13 months. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.
| Parameter | FinComPay Mobile Banking | MICB Token |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (117 ratings) — better | 4.7 (7 ratings) |
| Positive reviews | 85.7% of reviews | — |
| Number of ratings | 117 — better | 7 |
| Update frequency | Fortnightly — better | Every 13 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 16 |
| Further details — not scored | ||
| Size | 58 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | FinComBank SA | BC Moldindconbank S.A. |
Customer experience
FinComPay Mobile Banking
MICB Token
In-app purchases
FinComPay Mobile Banking
No in-app purchases
MICB Token
No in-app purchases
Questions
Is FinComPay Mobile Banking free?
Is MICB Token free?
Which has better reviews, FinComPay Mobile Banking or MICB Token?
Do FinComPay Mobile Banking or MICB Token have ads?
Which is updated more often, FinComPay Mobile Banking or MICB Token?
Other comparisons
