Comparison

MICB Mobile Banking vs FinComPay Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MICB Mobile Banking

Manage your bank accounts and cards on the go. This app allows individuals to view balances, transaction history, and statistics. It also facilitates P2P transfers, card security features, and bill payments to over 700 providers.

Highlights
  • Account balance visualization
  • Transaction history and details
  • P2P transfers
  • Card security lock/unlock
  • Bill payments
  • ATM geolocation
  • Mobile OTP generation
Features
Read full description

MICB Mobile Banking Manage your finances quickly, easily, and securely with the MICB mobile app, an intuitive and secure solution trusted by over 1 million users. Use MICB Mobile Banking to: • Check account and card balances • View transaction history • Analyze spending by category • Receive push notifications for transactions • Transfer money between your own cards, to Moldindconbank customers, and to other banks • Send transfers by phone number, card number, and IBAN • Pay utilities and other services • Use templates and recurring payments • Make international SEPA and SWIFT transfers • Open digital cards • Add cards to Apple Pay • Change your PIN, set limits, and block/unblock cards • Check complimentary LoungeKey access for premium cards • Enable Cashback and get money back on current offers • Exchange currency at a favorable rate • Open new deposits and manage existing ones • Manage loans and repay online Your finances are protected by modern security technologies, including Strong Customer Authentication (SCA), secure operation confirmation, and advanced anti‑fraud measures. MICB Mobile Banking — all your banking in one app.

About

FinComPay Mobile Banking

Manage your bank accounts and cards easily, securely, and quickly. Perform various transactions like payments, transfers, and view account details. Access ATM locations and currency exchange rates.

Highlights
  • Account and card management
  • View balances and statements
  • Pay utility and commercial services
  • P2P transfers
  • Inter-bank transfers
  • Deposit and credit payments
  • ATM and branch locator
Features
Read full description

Aplicația mobilă pentru iOS de la FinComBank va permite gestiunea cardurilor și conturilor DVS ușor, sigur și rapid! Avantaje: • Mobilitate și simplitate în utilizare • Securitatea datelor • Gestiunea conturilor/cardurilor online si a produselor bancare Ce operațiuni pot efectua: • Vizualizarea soldurilor și extraselor de carduri/conturi; • Vizualizarea rechizitelor conturilor/cardurilor; • Achitarea serviciilor comunale/ comerciale; • Efectuarea transferurilor P2P pe cardurile Visa și MasterCard; • Efectuarea transferurilor între conturi FinComBank; • Efectuarea transferurilor pe conturi deschise în alte bănci; • Recepționarea transferurilor rapide online; • Alimentarea depozitului; • Achitarea creditului; • Geolocația bancomatelor și subdiviziunilor Băncii; • Vizualizarea cursului valutar. Pentru accesarea aplicației, este necesar să aveți acces la serviciul FinComPay internet-banking. Dacă nu beneficiați de serviciul FinComPay internet-banking, Vă puteți înregistra online pe site https://fiz3.fincompay.com/GAMA/web/main_dev.php/login-remote sau în orice sucursală FinComBank. Notă: Aplicația este disponibilă doar pentru persoanei fizice, clienți FinComBank.

Screenshots

MICB Mobile Banking4 screens
FinComPay Mobile Banking4 screens

Verdict

The call

The clearest difference is review sentiment: FinComPay Mobile Banking at 86% against MICB Mobile Banking's 27%. FinComPay Mobile Banking also leads on rating (4.8 vs 2.7) and ratings volume (117 vs 24). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FinComPay Mobile Banking holds the better App Store score, 4.8 against 2.7. Both are backed by a comparable volume of ratings — 24 and 117 respectively. Written reviews point the same way: 27% of MICB Mobile Banking's written reviews are positive against 86% of FinComPay Mobile Banking's.

UpkeepUpdate frequency

MICB Mobile Banking ships an update every 2 weeks, FinComPay Mobile Banking fortnightly. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

Scorecard3 real differences · 7 level
MICB Mobile Banking versus FinComPay Mobile Banking: the parameters behind the verdict, then further details
ParameterMICB Mobile BankingFinComPay Mobile Banking
PriceFreeFree
Rating2.7 (24 ratings)4.8 (117 ratings) — better
Positive reviews27.5% of reviews85.7% of reviews — better
Number of ratings24117 — better
Update frequencyEvery 2 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size72 MB58 MB
Age rating4+4+
DeveloperBC Moldindconbank S.A.FinComBank SA

Customer experience

MICB Mobile Banking

All ratings24 ratings
Positive37.5%
Neutral4.2%
Negative58.3%
Written reviews91 reviews
Positive27.5%
Neutral14.3%
Negative58.2%

FinComPay Mobile Banking

All ratings117 ratings
Positive94.0%
Neutral1.7%
Negative4.3%
Written reviews7 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

In-app purchases

None

MICB Mobile Banking

No in-app purchases

None

FinComPay Mobile Banking

No in-app purchases

Questions

Is MICB Mobile Banking free?
MICB Mobile Banking is free to download, with no in-app purchases.
Is FinComPay Mobile Banking free?
FinComPay Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, MICB Mobile Banking or FinComPay Mobile Banking?
FinComPay Mobile Banking is rated higher. MICB Mobile Banking averages 2.7 out of 5 from 24 ratings, while FinComPay Mobile Banking averages 4.8 from 117 ratings.
Do MICB Mobile Banking or FinComPay Mobile Banking have ads?
Neither MICB Mobile Banking nor FinComPay Mobile Banking shows ads.
Which is updated more often, MICB Mobile Banking or FinComPay Mobile Banking?
MICB Mobile Banking ships an update every 2 weeks, and FinComPay Mobile Banking fortnightly. Most recently, MICB Mobile Banking was updated on November 1, 2026 and FinComPay Mobile Banking on November 6, 2026.

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