Comparison

My treasury vs Cashea

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My treasury

Easily track all your expenses and incomes, set spending goals, and get reminders for bills. Analyze your budget with detailed reports and secure your financial data with backups.

Highlights
  • Track expenses and incomes
  • Create custom categories
  • Set and monitor spending goals
  • Bill payment reminders
  • Budget analysis and reports
  • Secure access and backups
Features
Read full description

My treasury helps you stay on top of everyday home finances without the mess of notes, spreadsheets, and paper receipts. TRACK EXPENSES AND INCOME IN SECONDS - add transactions even faster with a refreshed, more ergonomic form, - use categories, tags, notes, and smart suggestions, - create new tags while adding a transaction or later in settings, - manage as many accounts as you need: cash, bank account, savings, and more, - work with different currencies, - share accounts with a trusted person or another device in Premium. STAY IN CONTROL OF YOUR BUDGET AND BILLS - use tags to group expenses and income around your own themes, - set monthly spending limits, - track progress toward your goals, - get alerts when you get close to your limits, - create one-off and recurring bill reminders, - set your payday and analyze your budget on your own cycle. SEE WHERE YOUR MONEY GOES - review spending history by category, - analyze monthly and yearly results also by tags, - get insights on unusual expenses, - compare periods side by side, - check all account balances in one place, - export transactions to CSV for deeper analysis. FIND ANY TRANSACTION FAST - search by description, tags, note, date, category, and more, - go back to older expenses without digging through history manually. KEEP YOUR DATA SAFE - protect the app with an access code, - create backups and restore data when you change phones, - save backups wherever you want, including the cloud. You start with a ready-to-use account and sample categories, so you can begin right away. Adding a new expense takes only a moment, and tags, smart suggestions, and the refreshed form make everyday tracking even faster. TERMS AND CONDITIONS The app is free and ad-free. In the free version, you can use all core features and create up to three tags. In the Premium version, available as a subscription, you can additionally share accounts with other users or on your other devices, use cash flow analytics beyond the current month, and create unlimited tags. To use the Premium version, you need to purchase a subscription by going to Settings -> Subscriptions in the menu. The subscription renews automatically. In the case of renewal, the account is charged within 24 hours before the end of the subscription period. To avoid renewal, you must cancel the subscription at least 24 hours before the end of its expiration. Full terms and conditions of the My treasury application: https://dartu.app/en/my-treasury/tc

About

Cashea

Purchase items with a down payment and pay the rest in interest-free installments every 14 days. The app calculates your purchase line, verifies your identity, and allows you to explore stores and services to buy what you need. Manage your payments and potentially increase your purchase line by paying on time and advancing installments.

Highlights
  • Interest-free installments
  • Down payment option
  • Purchase line calculation
  • Payment management
  • Increase purchase line
  • Special discounts
Features
Read full description

Cuando compras con Cashea, tienes la oportunidad de llevarte lo que necesitas pagando una inicial y el resto en cuotas sin interés cada 14 días. ¿Cómo funciona? - Con tus datos calculamos tu línea de compra. - Verificamos tu identidad y aprobamos tu usuario para comprar con Cashea. - Explora tus tiendas y servicios favoritos para comprar eso que necesitas. - Elige tus productos y confirma tu plan de pagos. - Paga la inicial utilizando los métodos de pago que acepte cada tienda. Si haces tu compra de forma online, debes registrar el pago en la app. Si haces tu compra en una tienda escaneando el QR, el pago se registra en la caja. - Paga las cuotas a tiempo cuando Cashea te notifique en la sección de próximos pagos. Podrás pagar tus cuotas con los medios habilitados por cada tienda y registrarlos en la app. Por esto te va a encantar Cashea: - Te llevas lo que necesitas pagando solo la inicial. - El resto lo pagas en cuotas sin interés cada 14 días. - Es una forma más inteligente para pagar en tus tiendas favoritas. - Es conveniente, puedes organizar y planificar compras. - Accedes a descuentos especiales con la app. Aumenta tu línea de compra: Compra, paga a tiempo y adelanta cuotas para mejorar tu capacidad de compra. Si adelantas cuotas, duplicas tus puntos y puedes obtener un aumento en tu línea de forma más rápida y acceder a mejores beneficios. Maneja tus pagos: Paga tus cuotas en el tiempo sin sorpresas y sin intereses. Cuando usas Cashea, puedes ver un panorama completo del plan de pagos de cada compra. Esto te permite decidir si quieres o no adelantar pagos de cuotas. Te ayudamos a alcanzar lo que necesitas de forma accesible, organizando las compras y ganando tiempo para pagarlas. Cashea es el impulso que mereces.

Screenshots

My treasury4 screens
Cashea4 screens

Verdict

The call

The clearest difference is in-app purchases: Cashea at none against My treasury's 6. Cashea also leads on ratings volume (2.1K vs 21) and rating (4.8 vs 4.5). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My treasury sells 4 in-app purchases, starting at $2.99 per month. Cashea asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Cashea holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Cashea has 2.1K ratings behind it against 21, so its average is the more settled of the two. Written reviews point the same way: 60% of My treasury's written reviews are positive against 67% of Cashea's.

UpkeepUpdate frequency

My treasury ships an update every 11 days, Cashea every 6 days. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

Scorecard3 real differences · 7 level
My treasury versus Cashea: the parameters behind the verdict, then further details
ParameterMy treasuryCashea
PriceFreeFree
Rating4.5 (21 ratings)4.8 (2.1K ratings) — better
Positive reviews60.3% of reviews67.4% of reviews — better
Number of ratings212.1K — better
Update frequencyEvery 11 daysEvery 6 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size71 MB167 MB
Age rating4+17+
DeveloperDariusz RutkowskiCashea Inc

Customer experience

My treasury

All ratings21 ratings
Positive95.2%
Neutral4.8%
Negative0.0%
Written reviews73 reviews
Positive60.3%
Neutral16.4%
Negative23.3%

Cashea

All ratings2,059 ratings
Positive94.5%
Neutral1.4%
Negative4.1%
Written reviews141 reviews
Positive67.4%
Neutral4.3%
Negative28.4%

Bugs and requests

My treasury

Not enough reviews yet to summarise bugs or requests.

Cashea

Reported bugs

3 issues
  • Registration and login issues
  • Problems with camera and photo uploads
  • Frequent app crashes and freezes

Requested features

4 requests
  • Increase credit limits and payment terms
  • Improve customer support channels
  • Add more store locations and filters
  • Expand payment options beyond mobile wallet

In-app purchases

4 purchases

My treasury

Subscriptions4
  • Premium - 1 month14 Days trial2 variants$2.991 Month
  • Premium - 1 month14 Days trial$3.991 Month
  • Premium - 12 months14 Days trial2 variants$17.991 Year
Show 1 more
  • Premium - 12 months14 Days trial$34.991 Year
None

Cashea

No in-app purchases

Questions

Is My treasury free?
My treasury is free to download, with in-app purchases available.
Is Cashea free?
Cashea is free to download, with no in-app purchases.
Which has better reviews, My treasury or Cashea?
Cashea is rated higher. My treasury averages 4.5 out of 5 from 21 ratings, while Cashea averages 4.8 from 2.1K ratings.
Do My treasury or Cashea have ads?
Neither My treasury nor Cashea shows ads.
Which is updated more often, My treasury or Cashea?
My treasury ships an update every 11 days, and Cashea every 6 days. Most recently, My treasury was updated on October 24, 2026 and Cashea on October 27, 2026.

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