Capital on Tap vs Byzfunder
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Capital on Tap
Manage your business finances effortlessly with this app. Track spending in real-time, set employee limits, view transactions, update payments, and manage your cards. Redeem rewards and add your card to your digital wallet.
- Real-time spend tracking
- Set employee spend limits
- View transactions and statements
- Update payment options
- Manage cards (order, freeze, cancel)
- Redeem rewards points
- Add card to digital wallet
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Running a business is hard, we make it easier with the Capital on Tap Business Credit Card app - your ultimate financial companion. Unlock a world of possibilities with our app, designed to empower business owners like you. Here's why you need to download it today: - Real-time spend tracking: Keep a close eye on your spend in real-time, making financial management effortless. - Set spend limits for employees: Take control of your business expenses by setting spend limits for your employees, ensuring responsible spending practices. - View transactions and statements: Keep track of your transactions and download statements effortlessly. - Update payment options: Make one-off payments and manage your payment preferences with ease. - Manage your cards: Order new cards, freeze or cancel existing ones, all at your fingertips. - Redeem rewards points: Celebrate your business success by redeeming your hard-earned rewards points. - Add your card to your digital wallet: Stay connected to your finances by adding your card to your digital wallet. Don’t have a Capital on Tap Business Credit Card, yet? Find out why over 200,000 small business owners globally love it today by heading to www.capitalontap.com/us. Cards issued by Capital on Tap in the UK Cards issued by WebBank in the US © 2023 New Wave Card LP dba Capital on Tap.
Byzfunder
Access your Byzfunder account details, including funding history, current balance, payment schedules, and account statements. Connect with your customer success manager and renewal specialist, and apply for funding renewal directly within the app.
- View funding history
- Check current balance
- See next payment details
- Access account statements
- Contact customer success
- Apply for funding renewal
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For Byzfunder customers, the Byzfunder mobile app provides information about current and past funding received from Byzfunder. Once a profile is created, customers will be able to view current balance, next payment amount and date, and total amount paid down. Customers will also be able to view contact information for the customer success manager and renewal specialist assigned to their account. Customers will be able to generate and view a current account statement and can also request pay off or zero balance letters. Customers will be able to see eligibility for renewing their funding and when eligible be able to apply right from the app.obile app version of Byzfunder customer portal
Screenshots
Verdict
The clearest difference is ratings volume: Capital on Tap at 5.5K against Byzfunder's 2. On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Capital on Tap against 5.0 for Byzfunder. That said, the two scores are not equally well evidenced: Capital on Tap has 5.5K ratings behind it against 2, so its average is the more settled of the two.
Capital on Tap ships an update weekly, Byzfunder fortnightly. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.
| Parameter | Capital on Tap | Byzfunder |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (5.5K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 79.2% of reviews | — |
| Number of ratings | 5.5K — better | 2 |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 168 MB | 47 MB |
| Age rating | 4+ | 17+ |
| Developer | New Wave Capital Ltd | ByzFunder |
Customer experience
Capital on Tap
Byzfunder
Bugs and requests
Capital on Tap
Reported bugs
3 issues- Login issues and inability to verify identity
- Inconsistent app performance and frequent crashes
- Problems with payment processing and auto-pay
Requested features
4 requests- Multi-account access for businesses
- Dark mode option
- Improved transaction history and reporting
- Easier payment customization
Byzfunder
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Capital on Tap
No in-app purchases
Byzfunder
No in-app purchases
