KBZPay Partner vs CTZPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
KBZPay Partner
This app allows users to assist customers with transactions and cash/payment needs. It also provides tools for managing merchant or agent accounts.
- Customer transaction assistance
- Cash and payment handling
- Merchant account management
- Agent account management
- Transaction tracking
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KBZ Bank brings you the KBZPay Partner App - enabling you to assist your customers with their transaction and cash/payment needs and to help you manage your Merchant or Agent Account.
CTZPay
This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.
- Digital payments
- Bill payment
- Top-up services
- Money transfers
- Bus ticket purchases
- Rewards and loyalty promotions
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CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bill payment, top up, transfer, and buy bus tickets. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.
Screenshots
Verdict
The clearest difference is rating: CTZPay at 3.9 against KBZPay Partner's 2.2. CTZPay also leads on review sentiment (17% vs 2%). KBZPay Partner's advantage is ratings volume (518 vs 75). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CTZPay holds the better App Store score, 3.9 against 2.2. That said, the two scores are not equally well evidenced: KBZPay Partner has 518 ratings behind it against 75, so its average is the more settled of the two. Written reviews point the same way: 2% of KBZPay Partner's written reviews are positive against 17% of CTZPay's.
KBZPay Partner ships an update every 3 months, CTZPay every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | KBZPay Partner | CTZPay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.2 (518 ratings) | 3.9 (75 ratings) — better |
| Positive reviews | 2.4% of reviews | 16.7% of reviews — better |
| Number of ratings | 518 — better | 75 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14 — better | 15.1 |
| Further details — not scored | ||
| Size | 196 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Kanbawza Bank Limited | CAPITAL CONNECT LIMITED |
Customer experience
KBZPay Partner
CTZPay
Bugs and requests
KBZPay Partner
Reported bugs
6 issues- Face verification does not work properly
- Get code button non-functional
- App crashes and instability issues
- Cannot withdraw from frozen accounts
- Update/installation failures
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- Jailbreak detection error message on compatible devices
Requested features
3 requests- Improve face verification feature accuracy
- Fix get code button functionality
- Enhance app stability and reduce errors
CTZPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
KBZPay Partner
No in-app purchases
CTZPay
No in-app purchases








