Comparison

KBZPay Partner vs CTZPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KBZPay Partner

This app allows users to assist customers with transactions and cash/payment needs. It also provides tools for managing merchant or agent accounts.

Highlights
  • Customer transaction assistance
  • Cash and payment handling
  • Merchant account management
  • Agent account management
  • Transaction tracking
Features
Read full description

KBZ Bank brings you the KBZPay Partner App - enabling you to assist your customers with their transaction and cash/payment needs and to help you manage your Merchant or Agent Account.

About

CTZPay

This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.

Highlights
  • Digital payments
  • Bill payment
  • Top-up services
  • Money transfers
  • Bus ticket purchases
  • Rewards and loyalty promotions
Features
Read full description

CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bill payment, top up, transfer, and buy bus tickets. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.

Screenshots

KBZPay Partner4 screens
CTZPay4 screens

Verdict

The call

The clearest difference is rating: CTZPay at 3.9 against KBZPay Partner's 2.2. CTZPay also leads on review sentiment (17% vs 2%). KBZPay Partner's advantage is ratings volume (518 vs 75). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CTZPay holds the better App Store score, 3.9 against 2.2. That said, the two scores are not equally well evidenced: KBZPay Partner has 518 ratings behind it against 75, so its average is the more settled of the two. Written reviews point the same way: 2% of KBZPay Partner's written reviews are positive against 17% of CTZPay's.

UpkeepUpdate frequency

KBZPay Partner ships an update every 3 months, CTZPay every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
KBZPay Partner versus CTZPay: the parameters behind the verdict, then further details
ParameterKBZPay PartnerCTZPay
PriceFreeFree
Rating2.2 (518 ratings)3.9 (75 ratings) — better
Positive reviews2.4% of reviews16.7% of reviews — better
Number of ratings518 — better75
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14 — better15.1
Further details — not scored
Size196 MB59 MB
Age rating4+4+
DeveloperKanbawza Bank LimitedCAPITAL CONNECT LIMITED

Customer experience

KBZPay Partner

All ratings516 ratings
Positive28.5%
Neutral2.5%
Negative69.0%
Written reviews41 reviews
Positive2.4%
Neutral0.0%
Negative97.6%

CTZPay

All ratings74 ratings
Positive68.9%
Neutral6.8%
Negative24.3%
Written reviews6 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

Bugs and requests

KBZPay Partner

Reported bugs

6 issues
  • Face verification does not work properly
  • Get code button non-functional
  • App crashes and instability issues
  • Cannot withdraw from frozen accounts
  • Update/installation failures
Show 1 more
  • Jailbreak detection error message on compatible devices

Requested features

3 requests
  • Improve face verification feature accuracy
  • Fix get code button functionality
  • Enhance app stability and reduce errors

CTZPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

KBZPay Partner

No in-app purchases

None

CTZPay

No in-app purchases

Questions

Is KBZPay Partner free?
KBZPay Partner is free to download, with no in-app purchases.
Is CTZPay free?
CTZPay is free to download, with no in-app purchases.
Which has better reviews, KBZPay Partner or CTZPay?
CTZPay is rated higher. KBZPay Partner averages 2.2 out of 5 from 518 ratings, while CTZPay averages 3.9 from 75 ratings.
Do KBZPay Partner or CTZPay have ads?
Neither KBZPay Partner nor CTZPay shows ads.
Which is updated more often, KBZPay Partner or CTZPay?
KBZPay Partner ships an update every 3 months, and CTZPay every 2 months. Most recently, KBZPay Partner was updated on October 24, 2026 and CTZPay on October 25, 2026.

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