uabpay vs CTZPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
uabpay
This digital payment app simplifies everyday financial tasks. It allows users to easily transfer funds, pay bills, shop online, and manage card services directly from their smartphone. Experience a convenient way to handle your finances with advanced technology.
- Fund Transfer
- Cash-in/Cash-out
- Bills Payment
- Scan and Pay
- Mobile Top-up
- Card related services
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This application is brought to you by uab Bank for the purpose of making everyday lives of customers easier and more comfortable by the usage of digital payment ecosystem. With the advanced technology, uab Bank offers magnificent experience of using digital payment platform, a customer can easily pay/transfer/receive or shop anything just by having a smart phone. uabpay is available on any of the mobile devices and here are some of the features that a customer can use on this digital platform - Fund Transfer - Cash-in/Cash-out - Bills Payment - Scan and Pay - Mobile Top-up - Online Shopping - Card related services - Payment History
CTZPay
This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.
- Digital payments
- Bill payment
- Top-up services
- Money transfers
- Bus ticket purchases
- Rewards and loyalty promotions
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CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bill payment, top up, transfer, and buy bus tickets. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.
Screenshots
Verdict
uabpay and CTZPay both sit at 3.7 stars, but that hides the real split: 46% of uabpay's written reviews are positive against 17% of CTZPay's. uabpay also leads on update cadence (fortnightly vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CTZPay holds the better App Store score, 3.9 against 3.7. Both are backed by a comparable volume of ratings — 166 and 75 respectively. Written reviews complicate that: 46% of uabpay's written reviews are positive against 17% of CTZPay's, so the app with the better star average is not the one people write more warmly about.
uabpay ships an update fortnightly, CTZPay every 2 months. Both last shipped on November 3, 2026.
| Parameter | uabpay | CTZPay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (166 ratings) | 3.9 (75 ratings) — better |
| Positive reviews | 45.9% of reviews — better | 16.7% of reviews |
| Number of ratings | 166 — better | 75 |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 122 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | UAB Bank Limited | CAPITAL CONNECT LIMITED |
Customer experience
uabpay
CTZPay
Bugs and requests
uabpay
Reported bugs
8 issues- Biometric login system not working (versions 3.2.4, 3.2.0)
- Error 404 when resetting password
- App closes immediately on iPhone 6 Plus
- Blank page when entering profile management
- Transfers from UAB bank account to UAB pay take a lot of time and sometimes lost
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- Cannot type NRC No. when enabling mobile banking (version 2.1.0)
- Connection timeout while trying to login
- Facing bugs and errors monthly, even after updates
Requested features
4 requests- Add top-up features for prepaid cards
- Improve UAB mobile banking app
- Allow points to be changeable with rewards
- Add more wallets for wallet-to-wallet transfer
CTZPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
uabpay
No in-app purchases
CTZPay
No in-app purchases
