Comparison

uabpay vs CTZPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

uabpay

This digital payment app simplifies everyday transactions for bank customers. Easily transfer funds, pay bills, shop online, and manage cards using just your smartphone.

Highlights
  • Fund Transfer
  • Cash-in/Cash-out
  • Bills Payment
  • Scan and Pay
  • Mobile Top-up
  • Online Shopping
  • Card Services
Features
Read full description

This application is brought to you by uab Bank for the purpose of making everyday lives of customers easier and more comfortable by the usage of digital payment ecosystem. With the advanced technology, uab Bank offers magnificent experience of using digital payment platform, a customer can easily pay/transfer/receive or shop anything just by having a smart phone. uabpay is available on any of the mobile devices and here are some of the features that a customer can use on this digital platform - Fund Transfer - Cash-in/Cash-out - Bills Payment - Scan and Pay - Mobile Top-up - Online Shopping - Card related services - Payment History

About

CTZPay

This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.

Highlights
  • Digital payments
  • Bill payment
  • Top-up services
  • Money transfers
  • Bus ticket purchases
  • Rewards and loyalty promotions
Read full description

CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bill payment, top up, transfer, and buy bus tickets. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.

Screenshots

uabpay4 screens
CTZPay4 screens

Verdict

The call

uabpay and CTZPay both sit at 3.7 stars, but that hides the real split: 44% of uabpay's written reviews are positive against 17% of CTZPay's. uabpay also leads on update cadence (fortnightly vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CTZPay holds the better App Store score, 3.9 against 3.7. Both are backed by a comparable volume of ratings — 161 and 74 respectively. Written reviews complicate that: 44% of uabpay's written reviews are positive against 17% of CTZPay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

uabpay ships an update fortnightly, CTZPay every 2 months. The most recent releases landed on September 22, 2026 and September 14, 2026 respectively.

Scorecard2 real differences · 8 level
uabpay versus CTZPay: the parameters behind the verdict, then further details
ParameteruabpayCTZPay
PriceFreeFree
Rating3.7 (161 ratings)3.9 (74 ratings) — better
Positive reviews44.4% of reviews — better16.7% of reviews
Number of ratings161 — better74
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size127 MB58 MB
Age rating4+4+
DeveloperUAB Bank LimitedCAPITAL CONNECT LIMITED

Customer experience

uabpay

All ratings161 ratings
Positive65.8%
Neutral5.0%
Negative29.2%
Written reviews36 reviews
Positive44.4%
Neutral5.6%
Negative50.0%

CTZPay

All ratings70 ratings
Positive68.6%
Neutral7.1%
Negative24.3%
Written reviews6 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

In-app purchases

None

uabpay

No in-app purchases

None

CTZPay

No in-app purchases

Questions

Is uabpay free?
uabpay is free to download, with no in-app purchases.
Is CTZPay free?
CTZPay is free to download, with no in-app purchases.
Which has better reviews, uabpay or CTZPay?
CTZPay is rated higher. uabpay averages 3.7 out of 5 from 161 ratings, while CTZPay averages 3.9 from 74 ratings.
Do uabpay or CTZPay have ads?
Neither uabpay nor CTZPay shows ads.
Which is updated more often, uabpay or CTZPay?
uabpay ships an update fortnightly, and CTZPay every 2 months. Most recently, uabpay was updated on September 22, 2026 and CTZPay on September 14, 2026.

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