CTZPay vs A+ Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTZPay
This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.
- Digital payments
- Bill payment
- Top-up services
- Money transfers
- Bus ticket purchases
- Rewards and loyalty promotions
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CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bill payment, top up, transfer, and buy bus tickets. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.
A+ Wallet
Manage your finances with this secure e-wallet and mobile banking app. Easily top up phone credit, transfer money, pay bills, and split expenses with friends. Features include a budget dashboard and digital gift card purchases.
- Split bill payments
- Budget dashboard
- Request money
- Digital gift cards
- Money transfers
- Phone top-ups
- Bill payments
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A PLUS – The secure all-in-one e-wallet and mobile banking app from A bank which allows you to top up phone credit, transfer money to anyone, pay bills and much more within seconds. Easily download and register your A PLUS account today to have Digital financial transactions at your fingertips! Our highlights Split Bill Payment: Skip the awkwardness while paying QR payment with friends and family, by instantly dividing the bill with other A PLUS users. Budget Dashboard: Stay on top on your finances and save yourself from the headache of overspending. Request Money: Asking E-money transfers from another A PLUS user has never been easier with the new request money feature. Digital Gift Cards: Purchase gift cards for major online entertainment platforms, streaming channels and gaming services. Transfer money: With the A PLUS application, you can transfer to Other A PLUS account users at no fees, Non-A PLUS users Throughout A PLUS agents all over Myanmar Other local and foreign bank accounts. Cash In / cash out: Cash in easily at home or anywhere via your A bank account, Any MPU, Visa and Master Card. Users can also Cash in directly at nearest A bank branch (or) A PLUS agent by simply having your QR scanned. Top up: Stay connected with your friends and family by topping up your phone balance and purchase data packages for every major Myanmar Mobile Operator. Bill payment: A PLUS bill payment bring you the most convenience experience in paying your Internet bills, and many more. Pay and request money with QR code: Enjoy payment with QR code at our partner restaurants and shops, and easily request money from friends.
Screenshots
Verdict
The clearest difference is review sentiment: A+ Wallet at 96% against CTZPay's 17%. A+ Wallet also leads on rating (4.3 vs 3.9) and update cadence (every 3 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
A+ Wallet holds the better App Store score, 4.3 against 3.9. Both are backed by a comparable volume of ratings — 74 and 137 respectively. Written reviews point the same way: 17% of CTZPay's written reviews are positive against 96% of A+ Wallet's.
CTZPay ships an update every 2 months, A+ Wallet every 3 weeks. The most recent releases landed on September 14, 2026 and September 4, 2026 respectively.
| Parameter | CTZPay | A+ Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (74 ratings) | 4.3 (137 ratings) — better |
| Positive reviews | 16.7% of reviews | 95.7% of reviews — better |
| Number of ratings | 74 | 137 — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 58 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | CAPITAL CONNECT LIMITED | AYEYARWADDY FARMERS DEVELOPMENT BANK PUBLIC COMPANY LIMITED |
Customer experience
CTZPay
A+ Wallet
In-app purchases
CTZPay
No in-app purchases
A+ Wallet
No in-app purchases
