Comparison

CB Pay vs CTZPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CB Pay

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

Highlights
  • Money transfers via ATM, account, phone, or NRIC number
  • Dynamic and static QR code payments
  • Mobile top-ups for major carriers
  • ATM/branch/merchant location finder
  • Scheduled payments
  • Bill payments
Features
Read full description

CB Bank PCL is one of the largest private banks in Myanmar. CB Bank was established on 21st August 1992 with the permission of the Central Bank of Myanmar under the law of Financial Institutions of Myanmar and the Central Bank of Myanmar. CB bank always strives to offer enjoyable experiences for the customers with the best solution and most reliable financial services. With such objectives towards improving technology and innovation in the rapidly changing landscape of banking and financial services, we have launched the CB Pay – mobile banking app which is a solution to delight our valued customers. CB Pay not only facilitates banking at your fingertips but also eases your lifestyle. CB Pay is a mobile banking service which is available to use in all mobile phone devices. Customers can download CB Pay app to their mobile phones and do self-registration for their wallet account. If customers already have ATM card, they can register with their ATM card number so that CB pay will automatically link with his ATM card account. CB Pay Features - Transfer money to all CB Bank customers with ATM card number, Account number, Phone number (CB pay number) or even with NRIC number for those who do not have bank account/ATM or CB pay wallet account. - Pay or Request money with dynamic QR code within CB pay users. - Make payment with static QR code at stores, restaurants or taxi drivers. - Check the default account’s balance at sneak peak - Top-up mobile (MPT, MecTel, Telenor, Ooredoo) - Enjoy services like ATM card application, loan application or cheque book requests. - Pay your bills such as electricity bill, 4-TV bill or insurance. - Top-up Master/Visa cards and repay credit card - Find your nearest CB Bank ATMs/CRM, branches, Exchange Counters, CB agents and Merchants locations on-the-go. - Scheduling your payment for specific purpose and dates. - Find up-to-date exchange rate

About

CTZPay

This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.

Highlights
  • Digital payments
  • Bill payment
  • Top-up services
  • Money transfers
  • Bus ticket purchases
  • Rewards and loyalty promotions
Read full description

CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bill payment, top up, transfer, and buy bus tickets. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.

Screenshots

CB Pay4 screens
CTZPay4 screens

Verdict

The call

The clearest difference is ratings volume: CB Pay at 527 against CTZPay's 74. CB Pay also leads on iOS requirement (11.0 vs 15.1). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CTZPay holds the better App Store score, 3.9 against 3.7. That said, the two scores are not equally well evidenced: CB Pay has 527 ratings behind it against 74, so its average is the more settled of the two. Written reviews complicate that: 22% of CB Pay's written reviews are positive against 17% of CTZPay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

CB Pay ships an update every 4 months, CTZPay every 2 months. The most recent releases landed on September 19, 2026 and September 14, 2026 respectively.

Scorecard2 real differences · 8 level
CB Pay versus CTZPay: the parameters behind the verdict, then further details
ParameterCB PayCTZPay
PriceFreeFree
Rating3.7 (527 ratings)3.9 (74 ratings) — better
Positive reviews21.6% of reviews — better16.7% of reviews
Number of ratings527 — better74
Update frequencyEvery 4 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better15.1
Further details — not scored
Size56 MB58 MB
Age rating4+4+
DeveloperCB BANK PCLCAPITAL CONNECT LIMITED

Customer experience

CB Pay

All ratings507 ratings
Positive63.7%
Neutral11.0%
Negative25.2%
Written reviews88 reviews
Positive21.6%
Neutral12.5%
Negative65.9%

CTZPay

All ratings70 ratings
Positive68.6%
Neutral7.1%
Negative24.3%
Written reviews6 reviews
Positive16.7%
Neutral0.0%
Negative83.3%

Bugs and requests

CB Pay

Reported bugs

4 issues
  • Login screen freezes and crashes
  • Issues with mobile top-up and bill payment
  • Incorrect transaction dates
  • Problems with gift card and QR code scanning features

Requested features

4 requests
  • Expand transaction history view
  • Add support for more payment methods like Wave Money
  • Improve UI and design
  • Implement Myanmar Unicode support

CTZPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CB Pay

No in-app purchases

None

CTZPay

No in-app purchases

Questions

Is CB Pay free?
CB Pay is free to download, with no in-app purchases.
Is CTZPay free?
CTZPay is free to download, with no in-app purchases.
Which has better reviews, CB Pay or CTZPay?
CTZPay is rated higher. CB Pay averages 3.7 out of 5 from 527 ratings, while CTZPay averages 3.9 from 74 ratings.
Do CB Pay or CTZPay have ads?
Neither CB Pay nor CTZPay shows ads.
Which is updated more often, CB Pay or CTZPay?
CB Pay ships an update every 4 months, and CTZPay every 2 months. Most recently, CB Pay was updated on September 19, 2026 and CTZPay on September 14, 2026.

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