CB Pay vs CTZPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CB Pay
This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.
- Money transfers via ATM, account, phone, or NRIC number
- Dynamic and static QR code payments
- Mobile top-ups for major carriers
- ATM/branch/merchant location finder
- Scheduled payments
- Bill payments
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CB Bank PCL is one of the largest private banks in Myanmar. CB Bank was established on 21st August 1992 with the permission of the Central Bank of Myanmar under the law of Financial Institutions of Myanmar and the Central Bank of Myanmar. CB bank always strives to offer enjoyable experiences for the customers with the best solution and most reliable financial services. With such objectives towards improving technology and innovation in the rapidly changing landscape of banking and financial services, we have launched the CB Pay – mobile banking app which is a solution to delight our valued customers. CB Pay not only facilitates banking at your fingertips but also eases your lifestyle. CB Pay is a mobile banking service which is available to use in all mobile phone devices. Customers can download CB Pay app to their mobile phones and do self-registration for their wallet account. If customers already have ATM card, they can register with their ATM card number so that CB pay will automatically link with his ATM card account. CB Pay Features - Transfer money to all CB Bank customers with ATM card number, Account number, Phone number (CB pay number) or even with NRIC number for those who do not have bank account/ATM or CB pay wallet account. - Pay or Request money with dynamic QR code within CB pay users. - Make payment with static QR code at stores, restaurants or taxi drivers. - Check the default account’s balance at sneak peak - Top-up mobile (MPT, MecTel, Telenor, Ooredoo) - Enjoy services like ATM card application, loan application or cheque book requests. - Pay your bills such as electricity bill, 4-TV bill or insurance. - Top-up Master/Visa cards and repay credit card - Find your nearest CB Bank ATMs/CRM, branches, Exchange Counters, CB agents and Merchants locations on-the-go. - Scheduling your payment for specific purpose and dates. - Find up-to-date exchange rate
CTZPay
This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.
- Digital payments
- Bill payment
- Top-up services
- Money transfers
- Bus ticket purchases
- Rewards and loyalty promotions
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CTZPay is the lifestyle application that enables digital payment. CTZPay effortlessly combines financial and lifestyle activities, making it smarter, faster and easier to pay for everything; from daily essentials like bill payment, top up, transfer, and buy bus tickets. CTZPay users can also enjoy many exciting rewards and loyalty promotions available for all users.
Screenshots
Verdict
The clearest difference is ratings volume: CB Pay at 527 against CTZPay's 74. CB Pay also leads on iOS requirement (11.0 vs 15.1). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CTZPay holds the better App Store score, 3.9 against 3.7. That said, the two scores are not equally well evidenced: CB Pay has 527 ratings behind it against 74, so its average is the more settled of the two. Written reviews complicate that: 22% of CB Pay's written reviews are positive against 17% of CTZPay's, so the app with the better star average is not the one people write more warmly about.
CB Pay ships an update every 4 months, CTZPay every 2 months. The most recent releases landed on September 19, 2026 and September 14, 2026 respectively.
| Parameter | CB Pay | CTZPay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (527 ratings) | 3.9 (74 ratings) — better |
| Positive reviews | 21.6% of reviews — better | 16.7% of reviews |
| Number of ratings | 527 — better | 74 |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 11.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 56 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | CB BANK PCL | CAPITAL CONNECT LIMITED |
Customer experience
CB Pay
CTZPay
Bugs and requests
CB Pay
Reported bugs
4 issues- Login screen freezes and crashes
- Issues with mobile top-up and bill payment
- Incorrect transaction dates
- Problems with gift card and QR code scanning features
Requested features
4 requests- Expand transaction history view
- Add support for more payment methods like Wave Money
- Improve UI and design
- Implement Myanmar Unicode support
CTZPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CB Pay
No in-app purchases
CTZPay
No in-app purchases








