Comparison

Stake vs Splitly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stake

Invest in global markets with a single platform. Access US stocks, ETFs, and Australian shares with low brokerage fees. Manage your superannuation and explore income funds for diversified growth.

Highlights
  • Access 9,500+ Wall St stocks and ETFs
  • Invest in 2,500+ Aussie stocks, ETFs
  • Fractional shares from US$10
  • CHESS sponsorship for ASX shares
  • Income fund with target return
  • SMSF administration services
  • Paperless onboarding and tax reporting
Features
Read full description

Stake is a Sydney-based investing platform that breaks barriers between ambition and financial progress. Join 1M+ customers and get seamless access to ASX & Wall St stocks, an income fund, SMSF admin and more. EFFORTLESS U.S. INVESTING + Access 11,000+ Wall St stocks and ETFs + Invest from as little as US$10 with fractional shares + Extended Hours brings you pre-market and after hours trading ASX WITH CONFIDENCE + Invest in 2,500+ Aussie stocks, ETFs, exchange-traded bonds and more + Enjoy the security of CHESS sponsorship – your HIN, your shares + A$3 brokerage on all trades up to A$30K SIMPLE TRADING EXPERIENCE + $3 brokerage on all trades up to $30K (figures in USD for Stake Wall St) + Jump between markets with a single tap + Fund instantly with convenient methods including Apple Pay and Google Pay + Performance chart to track your overall returns + Paperless onboarding and uncomplicated tax reporting STAKE ACCUMULATE + An income fund with a target return 1.5-2% p.a. above the RBA cash rate + Ability to reinvest earnings with the aim of compounding over time + Move your money in and out with no exit fees + Features that aim to make up for shortfalls if the target return isn’t met + Read the Product Disclosure Statement for details STAKE SUPER + Take control of your super investments with Australia’s most hassle-free SMSF admin + SMSF setup, administration, accounting, audits and more from only $990/year + Seamless integration with Stake’s award-winning investing platform + Invest your own super in shares, property, and more + Refer a friend and split a $400 reward when they successfully join Stake Super SECURITY FOCUS + Stake and its partners are regulated in Australia, New Zealand and the U.S. + Multi-factor authentication to help protect your account + Direct ownership of your ASX stocks via CHESS + Your U.S. shares are protected for up to US$500K under SIPC + Adherence to a strict privacy policy and commitment to data security STAKE REWARDS + Free U.S. stock when you open and fund your account + Refer friends to receive brokerage discounts and free stock + Bring A$1,000+ of ASX shares and get a year of $0 brokerage on Stake AUS + Transfer US$500 worth of U.S. stock to Stake Wall St and get a full $DBX share ADVANCED FEATURES WITH STAKE BLACK + View Analyst Ratings and Price Targets with Stake Black Wall St + Access Full Financials on U.S. stocks + Trade Wall St on unsettled funds with Instant Buying Power + See Market Depth and Course of Sales with Stake Black AUS + Memberships starting at A$12/month ***What the experts say: “Stake is a game changer.” — Motley Fool “Stake changed the investment scene.” — Canstar ***Over 12,000 5-star reviews: “The best place to invest in ASX and U.S. shares” — Mitchell R “Super simple, easiest set up, HIN and US tax forms all taken care of.” — Joe W “Stake’s platform is uncomplicated, so easy to navigate across markets and listings.” — Bruce S LEGAL At Stake, we’re focused on giving you a better investing experience, but we don’t take into account your personal objectives, circumstances or financial needs. When you invest, your capital is at risk. The value of investments can go down as well as up and you may receive back less than your original investment. All references and images are for demonstrative purposes only and is not a recommendation to invest in the securities listed. We recommend that you do your own research before making any investment decision. It may be appropriate to speak with a licensed financial adviser or seek appropriate taxation and legal advice. No representation or warranty is made as to the timeliness, reliability, accuracy or completeness of the material and Stake does not accept any responsibility arising from errors in, or omissions from, the data. Our full terms and conditions, privacy policy and disclaimers can be accessed on our website: https://hellostake.com/legal/terms-conditions

About

Splitly

Features
Read full description

Splitly – Your Smart Income Splitter & Budget Planner Take control of your money like never before. Splitly helps you manage your monthly income by automatically dividing it across essential categories — expenses, investing, saving, fun, and more. Whether you're working toward financial freedom, embracing stoic discipline, or just want to spend smarter, Splitly makes it easy and rewarding. Features: Enter your monthly income and main expenses Automatically split the rest into smart categories Choose your mindset: Stoic, Growth, YOLO, Balanced, or Chaos Visualize your spending with elegant pie charts and bar charts Generate PDF budget reports instantly Light & Dark mode with beautiful design Motivational quotes to inspire better money habits Built for Discipline and Freedom Splitly isn't just another expense tracker — it helps you plan ahead with intention. Every month is a new opportunity to grow, save, and enjoy life.

Screenshots

Stake4 screens
Splitly4 screens

Verdict

The call

Stake and Splitly are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Stake versus Splitly: the parameters behind the verdict, then further details
ParameterStakeSplitly
PriceFreeFree
Rating4.3 (70 ratings) — better—
Positive reviews34.7% of reviews—
Number of ratings70 — better—
Update frequencyEvery 5 days—
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better16.6
Further details — not scored
Size203 MB23 MB
Age rating17+4+
DeveloperStakeAbdullah Sulaiman

Bugs and requests

Stake

Reported bugs

5 issues
  • Frequent app crashes and freezes
  • Issues with login and account verification
  • Inconsistent order execution and pricing
  • Discrepancies between app and actual market data
  • Problems with deposit and withdrawal processing

Requested features

5 requests
  • Add stop-loss and take-profit order types
  • Improve portfolio tracking and analytics
  • Introduce dark mode and customization options
  • Enhance news and research capabilities
  • Allow joint/shared account ownership

Splitly

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Stake

No in-app purchases

None

Splitly

No in-app purchases

Questions

Is Stake free?
Stake is free to download, with no in-app purchases.
Is Splitly free?
Splitly is free to download, with no in-app purchases.
Do Stake or Splitly have ads?
Neither Stake nor Splitly shows ads.

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