Comparison

Osaic Equipt vs FTC Retirement

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Osaic Equipt

Monitor your investments on the go with this app. Access account information, view portfolio allocation, holdings, and historical activity. Initiate check deposits and access electronic documents and statements from your mobile device.

Highlights
  • Investment portfolio monitoring
  • Account balance and holdings view
  • Transaction history
  • Electronic document access
  • Remote check deposits
  • Market information and quotes
Features
Read full description

Stay Connected - eQuipt provides you with an essential solution for monitoring your investments. Now you can stay connected while you’re on the go—wherever you use your iPhone or iPad. eQuipt lets you view your accounts in an efficient and user-friendly environment that leverages the look and feel of the eQuipt Client Portal, in an app that fits perfectly for the form factor of your tablet or phone. Through eQuipt, you have fully featured access to account information, such as portfolio allocation, cash balances, holdings, historical activity, portfolio valuation over time, as well as electronic documents and statements. You can also initiate check deposits into your eQuipt account using the Remote Deposit Capture feature. With just a few clicks from your iPhone or iPad, you can access: • Account balances and holdings • Transaction history • Market information and quotes • Statements and Documents Please note: • Investment products are not bank deposits, are not FDIC insured or insured by any federal government agency and may decrease in value. Please contact your financial advisor for details.

About

FTC Retirement

Manage your retirement account on the go. Review your balance, process distributions, view statements, and make investment changes directly from your mobile device.

Highlights
  • View account balance
  • Process distributions
  • View statements
  • Change investments
  • Manage FTC account
Features
Read full description

View and manage your FTC account with this mobile app. The official FTC app for iPhone to review balance, process distributions, view statements, change investments and more...

Screenshots

Osaic Equipt4 screens
FTC Retirement4 screens

Verdict

The call

The clearest difference is rating: Osaic Equipt at 2.0 against FTC Retirement's 1.0. Osaic Equipt also leads on ratings volume (147 vs 1). FTC Retirement's advantage is update cadence (monthly vs every 4 months) and iOS requirement (14.3 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Osaic Equipt holds the better App Store score, 2.0 against 1.0. That said, the two scores are not equally well evidenced: Osaic Equipt has 147 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Osaic Equipt ships an update every 4 months, FTC Retirement monthly. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
Osaic Equipt versus FTC Retirement: the parameters behind the verdict, then further details
ParameterOsaic EquiptFTC Retirement
PriceFreeFree
Rating2.0 (147 ratings) — better1.0 (1 ratings)
Positive reviews1.7% of reviews—
Number of ratings147 — better1
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.014.3 — better
Further details — not scored
Size8 MB41 MB
Age rating4+4+
DeveloperOsaic, Inc.LPL Financial

Customer experience

Osaic Equipt

All ratings146 ratings
Positive21.2%
Neutral2.7%
Negative76.0%
Written reviews58 reviews
Positive1.7%
Neutral3.4%
Negative94.8%

FTC Retirement

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Osaic Equipt

Reported bugs

9 issues
  • App crashes on startup
  • App crashes at paperless prompt
  • Session expired errors
  • Login fails repeatedly
  • Account info does not fully load
Show 4 more
  • Cannot click on account details
  • Freezes after login
  • Phone number resets to old number
  • App freezes on error code

Requested features

6 requests
  • Biometric login (FaceID, facial recognition)
  • Ability to download monthly statements and tax documents
  • Improved data presentation and graphing
  • Two-factor authentication on mobile app
  • Option to remember login
Show 1 more
  • Display total principal invested

FTC Retirement

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Osaic Equipt

No in-app purchases

None

FTC Retirement

No in-app purchases

Questions

Is Osaic Equipt free?
Osaic Equipt is free to download, with no in-app purchases.
Is FTC Retirement free?
FTC Retirement is free to download, with no in-app purchases.
Which has better reviews, Osaic Equipt or FTC Retirement?
Osaic Equipt is rated higher. Osaic Equipt averages 2.0 out of 5 from 147 ratings, while FTC Retirement averages 1.0 from 1 ratings.
Do Osaic Equipt or FTC Retirement have ads?
Neither Osaic Equipt nor FTC Retirement shows ads.
Which is updated more often, Osaic Equipt or FTC Retirement?
Osaic Equipt ships an update every 4 months, and FTC Retirement monthly. Most recently, Osaic Equipt was updated on October 24, 2026 and FTC Retirement on October 15, 2026.

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