Osaic Equipt vs FTC Retirement
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Osaic Equipt
Monitor your investments on the go with this app. Access account information, view portfolio allocation, holdings, and historical activity. Initiate check deposits and access electronic documents and statements from your mobile device.
- Investment portfolio monitoring
- Account balance and holdings view
- Transaction history
- Electronic document access
- Remote check deposits
- Market information and quotes
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Stay Connected - eQuipt provides you with an essential solution for monitoring your investments. Now you can stay connected while you’re on the go—wherever you use your iPhone or iPad. eQuipt lets you view your accounts in an efficient and user-friendly environment that leverages the look and feel of the eQuipt Client Portal, in an app that fits perfectly for the form factor of your tablet or phone. Through eQuipt, you have fully featured access to account information, such as portfolio allocation, cash balances, holdings, historical activity, portfolio valuation over time, as well as electronic documents and statements. You can also initiate check deposits into your eQuipt account using the Remote Deposit Capture feature. With just a few clicks from your iPhone or iPad, you can access: • Account balances and holdings • Transaction history • Market information and quotes • Statements and Documents Please note: • Investment products are not bank deposits, are not FDIC insured or insured by any federal government agency and may decrease in value. Please contact your financial advisor for details.
FTC Retirement
Manage your retirement account on the go. Review your balance, process distributions, view statements, and make investment changes directly from your mobile device.
- View account balance
- Process distributions
- View statements
- Change investments
- Manage FTC account
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View and manage your FTC account with this mobile app. The official FTC app for iPhone to review balance, process distributions, view statements, change investments and more...
Screenshots
Verdict
The clearest difference is rating: Osaic Equipt at 2.0 against FTC Retirement's 1.0. Osaic Equipt also leads on ratings volume (147 vs 1). FTC Retirement's advantage is update cadence (monthly vs every 4 months) and iOS requirement (14.3 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Osaic Equipt holds the better App Store score, 2.0 against 1.0. That said, the two scores are not equally well evidenced: Osaic Equipt has 147 ratings behind it against 1, so its average is the more settled of the two.
Osaic Equipt ships an update every 4 months, FTC Retirement monthly. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.
| Parameter | Osaic Equipt | FTC Retirement |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (147 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 1.7% of reviews | — |
| Number of ratings | 147 — better | 1 |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 14.3 — better |
| Further details — not scored | ||
| Size | 8 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | Osaic, Inc. | LPL Financial |
Customer experience
Osaic Equipt
FTC Retirement
Bugs and requests
Osaic Equipt
Reported bugs
9 issues- App crashes on startup
- App crashes at paperless prompt
- Session expired errors
- Login fails repeatedly
- Account info does not fully load
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- Cannot click on account details
- Freezes after login
- Phone number resets to old number
- App freezes on error code
Requested features
6 requests- Biometric login (FaceID, facial recognition)
- Ability to download monthly statements and tax documents
- Improved data presentation and graphing
- Two-factor authentication on mobile app
- Option to remember login
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- Display total principal invested
FTC Retirement
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Osaic Equipt
No in-app purchases
FTC Retirement
No in-app purchases
Questions
Is Osaic Equipt free?
Is FTC Retirement free?
Which has better reviews, Osaic Equipt or FTC Retirement?
Do Osaic Equipt or FTC Retirement have ads?
Which is updated more often, Osaic Equipt or FTC Retirement?
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