Comparison

ZSSF vs HaloPesa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZSSF

This app provides information and services related to social security in Zanzibar. It details the history and legal framework of the Zanzibar Social Security Fund, offering access to pension benefits and scheme information for public service employees.

Highlights
  • Social security information
  • Pension benefits access
  • Scheme details
  • Legal framework history
  • Public service employee coverage
Features
Read full description

Zanzibar Social Security Fund was established under the Zanzibar Security Fund Act No. 2 of 1998 subsequently amended by the Zanzibar Social Security Fund Act No. 9 of 2002 and re-enacted by the Act No. 2 of 2005. Prior to the enactment of the Act and establishment of the Zanzibar Social Security Fund, there was no formal social security scheme in Zanzibar. Nor was there a significant private sector/occupational pension scheme sector in Zanzibar. Before the inception of Zanzibar Social Security Fund, public service employees in Zanzibar were covered and received pension benefits under the Pensions Act No. 2 of 1990

About

HaloPesa

Easily send and receive money, pay bills, and manage your finances on the go. This app offers secure transactions, airtime purchases, and merchant payments with a user-friendly interface. Access your bank accounts and cash out from agents conveniently.

Highlights
  • Send and receive money
  • Purchase airtime and bundles
  • Pay bills and merchants
  • View transaction history
  • Check account balance
  • QR code payments
  • Transfer to bank accounts
Features
Read full description

Mobile money is the easiest, fastest and affordable way to send and receive money and also make other transactions anywhere and at anytime. HaloPesa, the best mobile money service in Tanzania that is determined to bring you the best mobile money experience at the power of your fingertips by launching the HaloPesa App. The App brings to our customers the best mobile money experience and through the HaloPesa App our customers can send and receive money to and from their loved ones, pay for commodities, access their bank accounts and be able to make other digital payments at anytime and anywhere. App Features: - Secured log in access to your HaloPesa account with you 4 digit code. Remember to keep your code secret and for your eyes only. - Send money to other HaloPesa and non HaloPesa customer with ease. - Purchase airtime and bundles with convenience. - View your transaction history with the full history feature in your HaloPesa App. - Check your account balance anytime and anywhere. - Make payments to different merchants by just selecting within the option given to you by the HaloPesa App. - Make Payments through QR code in paying the merchants. - Transfer money from your virtual wallet to your bank account. - Participate in different extra curriculum activities such as betting, and be able to place your bet through the HaloPesa App. - Be able to make government payment with just a single tap. - Manage your HaloPesa App anytime and anywhere with the condition that you have the access of data connection. - Cash out from the many agents in your surroundings. - Reverse a transaction in the spot without any loss. - Make various payments such as paying bill at the power of your fingertips. - Choose between the language Swahili and English for your comfort ability. What’s New: Promotional content - The user will be able to view promotional content in the HaloPesa App as to see what is new in the HaloPesa world. - The User will be able to catch new products and services that the HaloPesa mobile service will launch. - Such information will be displayed so that the user can be up-to-date with new products and services from HaloPesa. Security Enhancements - A user will be provided with a one time password (OTP) at every transaction whereby the OTP will be sent to the user via SMS to ensure security of the transaction. - The user’s transactions will be highly secured and situations such as theft transactions will be avoided. Contact Enhancement - A user will be able to access his/her contacts via the HaloPesa App and hence making such transactions with ease. - Users when adding contacts will be able to save their contacts and rest assured be able to use them directly from the App when making transactions. Accessibility Enhancement. - User will be able to use the HaloPesa App in any device. - User must not register first upon using a different device than the one that is normally in use for the HaloPesa App.

Screenshots

ZSSF4 screens
HaloPesa4 screens

Verdict

The call

The clearest difference is review sentiment: HaloPesa at 67% against ZSSF's 0%. HaloPesa also leads on rating (2.9 vs 1.0) and ratings volume (11 vs 1). ZSSF's advantage is iOS requirement (13.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HaloPesa holds the better App Store score, 2.9 against 1.0. That said, the two scores are not equally well evidenced: HaloPesa has 11 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of ZSSF's written reviews are positive against 67% of HaloPesa's.

UpkeepUpdate frequency

ZSSF ships an update every 2 months, HaloPesa every 5 weeks. The most recent releases landed on October 10, 2026 and October 3, 2026 respectively.

Scorecard4 real differences · 6 level
ZSSF versus HaloPesa: the parameters behind the verdict, then further details
ParameterZSSFHaloPesa
PriceFreeFree
Rating1.0 (1 ratings)2.9 (11 ratings) — better
Positive reviews0.0% of reviews66.7% of reviews — better
Number of ratings111 — better
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size37 MB70 MB
Age rating4+4+
DeveloperZanzibar Social Security FundHaloPesa

Customer experience

ZSSF

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

HaloPesa

All ratings11 ratings
Positive45.5%
Neutral0.0%
Negative54.5%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

ZSSF

No in-app purchases

None

HaloPesa

No in-app purchases

Questions

Is ZSSF free?
ZSSF is free to download, with no in-app purchases.
Is HaloPesa free?
HaloPesa is free to download, with no in-app purchases.
Which has better reviews, ZSSF or HaloPesa?
HaloPesa is rated higher. ZSSF averages 1.0 out of 5 from 1 ratings, while HaloPesa averages 2.9 from 11 ratings.
Do ZSSF or HaloPesa have ads?
Neither ZSSF nor HaloPesa shows ads.
Which is updated more often, ZSSF or HaloPesa?
ZSSF ships an update every 2 months, and HaloPesa every 5 weeks. Most recently, ZSSF was updated on October 10, 2026 and HaloPesa on October 3, 2026.

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