BoC Pay+ vs ICBC(Asia)

New functions with better experience: • Top up value by all BOC Credit Card • One stop platform to manage all your Credit Cards and apply for instalment • Earn Points by all payments • Offset spending with points for local and cross-border spending • Check gift points balance and redeem rewards • No password required for local small amount payments Reminder: To borrow or not to borrow? Borrow only if you can repay! SVF License Number: SVFB072

The new release of ICBC (Asia) mobile banking application integrates Transfer & Remittance, Investment Management, Credit Card, Bill Payment and many other functions. Through this dedicated mobile banking service platform, customers can easily manage finances at your fingertips! Multiple advantages of the brand new and upgraded ICBC (Asia) mobile banking: 1.Brand-new Design, Perfect Experience: User Interface design optimization, milder color and more comfortable visual effect, to protect your eye and create high quality customer experience. 2.Module Customization, Free Layout: Support main page functions personalization, add or delete the functions and adjust the functions order as to meet customer needs. 3.Simplification and Optimization on frequently used functions : Perform instant transfer with one click; improve the appearance of ICBC Messaging displayed in card mode, helping you to receive transaction alert timely. 4.One-click with Security at ease : Professional safety inspection eliminates potential risks; Multi-dimensional security lock offers you a sense of security. 5.Personalized financial management : Introduce elite products and services by showing brand new investment services sections. Customers can enjoy exclusive banking/ investment services with ease. 6.Account overview at one glance : Show your asset allocation in pie chart and allow access to all accounts in one single management section. Mobile Banking Services: 1.New Customer Account Opening : You can simply open integrated bank account in 8 minutes by scanning your HKID , completing facial recognition and account opening information without visiting branches. (Hold a Hong kong permanent indentity card(the version introduced in 2003) ) 2.Account/Asset Management Service: Simple and clear asset allocation interface, easily manage your assets balance and accounts. 3.Transfer & Remittance Service: Provides you comprehensive services to satisfy your needs, such as One-Click Transfer, QR Code Transfer and Faster Payment Service (FPS) . Transfer and remittance become faster, safer and easier. 4.Credit Cards Service: Provides Credit Card Application, Transactions Inquiry and Credit Limit Adjustment and other Services. 5.Investments and Financial Service: Provides Funds, Precious Metals, Flexi Plus, Currency Trading and other investment services. 6.Deposit & Debts Service: Provides high yield and flexible time deposit products and low-interest rate loan products. 7.Information Push Service: ICBC Messaging helps you manage account activities timely, and Message Push Service informs you of industry changes and latest products that you can't miss. 8.Other Banking Service: You can enjoy the Card-less Cash Withdrawal, Online Bill Payment (including government fines, taxes, utilities, etc.), Account Application and other services through ICBC (Asia) mobile banking. For further information, please visit our website www.icbcasia.com or contact ICBC (Asia) customer service hotline at (852)218 95588.