Comparison

BoC Pay+ vs CHS APP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BoC Pay+

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

Highlights
  • Top up with BOC Credit Cards
  • Manage credit cards
  • Apply for installments
  • Earn and redeem points
  • Check gift points balance
  • Small amount payment without password
Features
Read full description

New functions with better experience: • Top up value by all BOC Credit Card • One stop platform to manage all your Credit Cards and apply for instalment • Earn Points by all payments • Offset spending with points for local and cross-border spending • Check gift points balance and redeem rewards • No password required for local small amount payments Reminder: To borrow or not to borrow? Borrow only if you can repay! SVF License Number: SVFB072

About

CHS APP

This application provides a secure platform for stock trading and comprehensive financial information. It offers real-time quotes, market news, and tools to help users monitor their investments and identify opportunities.

Highlights
  • Stock trading with portfolio management
  • Real-time stock quotes and charts
  • Comprehensive market information
  • Updated financial news and commentaries
  • Watchlist for favorite stocks
  • Online stock services (eIPO, Corp Action)
Features
Read full description

About this application Chong Hing Securities (CHS): Stock trading, 2FA authentication, Real time Quote, Comprehensive Financial Information…..multi-functions in one single application This application integrates all functions in a reliable and secure trading platform together with 2FA authentication for order placing, stock quote, which let customers for fast operations. And incorporated with other auxiliary information of updated financial news, global economic data, graphical analysis, information of listing companies, commentaries from difference commentators may help customers to master their investment opportunities. Main features: - Stock Trade – “Portfolio”, “Place Order”, “Order Book” and “History” display for easy operation; - Other Online Stock Services – “eIPO”, “Corp Action”, “eStatment” and “eAlertRegister” for other applications - Watchlist - for inputting favorite stocks and easy monitoring; - Real time Quote – HK stock quotes and quantities, brokers queue and information, real time charts and transaction details for reference and order placing (Streaming quote can be applied separately); - Market Information – Update global indexes, Top 20 stocks, AH stocks contrast and latest dividend announcements for reference; - Market News – etnet news channels: Commentaries, Rumors and features for market updating. Comprehensive market information, Helps you grasp every investment opportunity, Enjoy comfort stock trading and wealth accumulate faster than others. Disclaimer: CHS and other third party information providers will try their best to maintain the reliability of the data provided, but not guarantee the correctness of such information. And all parties will not bear any responsibilities or losses generated regarding any omission of such data furnished. (No matter of behavioral liability of civil tort, contract liability or others)

Screenshots

BoC Pay+4 screens
CHS APP4 screens

Verdict

The call

The clearest difference is update cadence: BoC Pay+ at every 4 weeks against CHS APP's every 4 months. BoC Pay+ also leads on review sentiment (43% vs 33%). CHS APP's advantage is iOS requirement (9.0 vs 14.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BoC Pay+ ships an update every 4 weeks, CHS APP every 4 months. The most recent releases landed on October 4, 2026 and September 25, 2026 respectively.

Scorecard3 real differences · 7 level
BoC Pay+ versus CHS APP: the parameters behind the verdict, then further details
ParameterBoC Pay+CHS APP
PriceFreeFree
Rating3.7 (11 ratings) — better—
Positive reviews43.0% of reviews — better33.3% of reviews
Number of ratings11 — better—
Update frequencyEvery 4 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.09.0 — better
Further details — not scored
Size243 MB159 MB
Age rating4+4+
DeveloperBank of China (Hong Kong) LimitedChong Hing Securities

Customer experience

BoC Pay+

All ratings11 ratings
Positive54.5%
Neutral18.2%
Negative27.3%
Written reviews79 reviews
Positive43.0%
Neutral8.9%
Negative48.1%

CHS APP

Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

BoC Pay+

No in-app purchases

None

CHS APP

No in-app purchases

Questions

Is BoC Pay+ free?
BoC Pay+ is free to download, with no in-app purchases.
Is CHS APP free?
CHS APP is free to download, with no in-app purchases.
Do BoC Pay+ or CHS APP have ads?
Neither BoC Pay+ nor CHS APP shows ads.
Which is updated more often, BoC Pay+ or CHS APP?
BoC Pay+ ships an update every 4 weeks, and CHS APP every 4 months. Most recently, BoC Pay+ was updated on October 4, 2026 and CHS APP on September 25, 2026.

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