BoC Pay+ vs BEA Mall
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BoC Pay+
Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.
- Top up with BOC Credit Cards
- Manage credit cards
- Apply for installments
- Earn and redeem points
- Check gift points balance
- Small amount payment without password
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New functions with better experience: • Top up value by all BOC Credit Card • One stop platform to manage all your Credit Cards and apply for instalment • Earn Points by all payments • Offset spending with points for local and cross-border spending • Check gift points balance and redeem rewards • No password required for local small amount payments Reminder: To borrow or not to borrow? Borrow only if you can repay! SVF License Number: SVFB072
BEA Mall
Manage your bonus points, redeem them for gifts and services, and access exclusive lifestyle offers. This platform allows you to view your spending patterns, make reservations, and enjoy flexible payment options.
- Check bonus points balance and history
- Redeem points for gifts and services
- View account summaries and spending patterns
- Offset transactions with bonus points
- Make restaurant reservations
- Access exclusive promotions and travel offers
- Flexible spending with Auto Instalment programme
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BEA Mall - Your All-in-One Lifestyle Platform Effortlessly check your bonus points balance and transaction history any time, and redeem points for popular gifts and services to enhance your lifestyle! Key features of the BEA Mall app include: • View account summaries, reward schemes and spending patterns • Offset designated transactions with bonus points via Pay with Rewards • Redeem bonus points for gift vouchers, Cross-Boundary Reward Redemption Service, Shangri-La Circle Points, or Asia Miles (Available for eligible BEA credit cards) • Make reservations at popular restaurants in Hong Kong and view exclusive promotions and travel offers • Enjoy a seamless “Pay My Way” Auto Instalment programme for flexible spending* • Set up BEA Online Services using your account number • Instantly activate your new credit card • Access “My eVoucher” for special offers * This programme is exclusively available to BEA GOAL Credit Card holders Stay tuned for continuous updates as we expand the app’s functionality. Download BEA Mall for free now to enjoy a smarter and better digital experience!
Screenshots
Verdict
The clearest difference is rating: BEA Mall at 4.7 against BoC Pay+'s 3.7. BoC Pay+'s advantage is monetization model (free vs free with in-app purchases) and review sentiment (43% vs 33%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BEA Mall holds the better App Store score, 4.7 against 3.7. Both are backed by a comparable volume of ratings — 11 and 29 respectively. Written reviews complicate that: 43% of BoC Pay+'s written reviews are positive against 33% of BEA Mall's, so the app with the better star average is not the one people write more warmly about.
BoC Pay+ ships an update every 4 weeks, BEA Mall monthly. The most recent releases landed on September 19, 2026 and September 6, 2026 respectively.
| Parameter | BoC Pay+ | BEA Mall |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (11 ratings) | 4.7 (29 ratings) — better |
| Positive reviews | 43.0% of reviews — better | 33.3% of reviews |
| Number of ratings | 11 | 29 — better |
| Update frequency | Every 4 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 — better | 15 |
| Further details — not scored | ||
| Size | 243 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank of China (Hong Kong) Limited | The Bank of East Asia, Limited |
Customer experience
BoC Pay+
BEA Mall
In-app purchases
BoC Pay+
No in-app purchases
BEA Mall
No in-app purchases
