Comparison

BoC Pay+ vs BlueHK

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BoC Pay+

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

Highlights
  • Top up with BOC Credit Cards
  • Manage credit cards
  • Apply for installments
  • Earn and redeem points
  • Check gift points balance
  • Small amount payment without password
Features
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New functions with better experience: • Top up value by all BOC Credit Card • One stop platform to manage all your Credit Cards and apply for instalment • Earn Points by all payments • Offset spending with points for local and cross-border spending • Check gift points balance and redeem rewards • No password required for local small amount payments Reminder: To borrow or not to borrow? Borrow only if you can repay! SVF License Number: SVFB072

About

BlueHK

Features
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BlueHK is a mobile application developed by Blue Insurance Limited (“Blue Insurance”). It is a one-stop platform providing insurance services. With BlueHK, you can enjoy other e-insurance services, including policies administration, claims submission and track claims status etc. Key features of BlueHK mobile app: - View Blue's latest products and promotions - Get instant quotes of Blue's insurance plans - Apply for Blue's insurance plans - View policy documents and status - Submit claims - Track claims status Exclusive features for customers and members: - Earn cash coupons or surprising rewards by joining limited time mission - Enjoy exclusive member-only privileges - Change of contact, e-banking / FPS info Blue Insurance is the first digital life insurer in Hong Kong. We provide flexible insurance solutions, which enables customers to choose a suitable plan according to their needs. We make sure your money is well spent with no commission and hidden charges. BlueHK is provided on an “as is” basis without any warranty of any kind, including without limitation all warranties of merchantable quality, fitness for a particular purpose or any other warranty whether expressed or implied. To the extent permitted by law, these warranties are exclusive and there are no other express or implied warranties or conditions including warranties or conditions of merchantability and fitness for a particular purpose. Any product details and promotions contained within this Application are for reference only. For details, terms and conditions relating to the products and promotions, please refer to relevant webpage(s). Blue Insurance shall not be liable for any indirect, incidental, special, punitive or consequential damages, loss of profits, loss of revenue, loss of data or data use, loss of business and/or loss of anticipated savings. Blue Insurance’s maximum liability for any damages arising out of the use of BlueHK whether in contract or tort (including negligence) or otherwise, shall be limited to the re-supply of the BlueHK app.

Screenshots

BoC Pay+4 screens
BlueHK4 screens

Verdict

The call

BoC Pay+ and BlueHK are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BoC Pay+ ships an update every 4 weeks, BlueHK every 5 weeks. The most recent releases landed on October 16, 2026 and October 4, 2026 respectively.

ScorecardNo meaningful differences
BoC Pay+ versus BlueHK: the parameters behind the verdict, then further details
ParameterBoC Pay+BlueHK
PriceFreeFree
Rating3.7 (11 ratings) — better—
Positive reviews43.0% of reviews—
Number of ratings11 — better—
Update frequencyEvery 4 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.6
Further details — not scored
Size243 MB143 MB
Age rating4+4+
DeveloperBank of China (Hong Kong) LimitedBlue Insurance Limited

In-app purchases

None

BoC Pay+

No in-app purchases

None

BlueHK

No in-app purchases

Questions

Is BoC Pay+ free?
BoC Pay+ is free to download, with no in-app purchases.
Is BlueHK free?
BlueHK is free to download, with no in-app purchases.
Do BoC Pay+ or BlueHK have ads?
Neither BoC Pay+ nor BlueHK shows ads.
Which is updated more often, BoC Pay+ or BlueHK?
BoC Pay+ ships an update every 4 weeks, and BlueHK every 5 weeks. Most recently, BoC Pay+ was updated on October 16, 2026 and BlueHK on October 4, 2026.

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