BoC Pay+ vs BOC LIFE 中銀人壽
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BoC Pay+
Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.
- Top up with BOC Credit Cards
- Manage credit cards
- Apply for installments
- Earn and redeem points
- Check gift points balance
- Small amount payment without password
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New functions with better experience: • Top up value by all BOC Credit Card • One stop platform to manage all your Credit Cards and apply for instalment • Earn Points by all payments • Offset spending with points for local and cross-border spending • Check gift points balance and redeem rewards • No password required for local small amount payments Reminder: To borrow or not to borrow? Borrow only if you can repay! SVF License Number: SVFB072
BOC LIFE 中銀人壽
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The BOC Life App is specially designed for BOC Life customers to manage your insurance anytime and anywhere, offering a simpler and more secure digital protection experience. Key Features: • View and manage all policies: Including life insurance, medical, critical illness, savings, investment-linked, and annuity plans – all in one place. • Policy management: Submit requests to update personal information, change payment methods, withdraw policy values, and amend beneficiaries – quickly and conveniently. • Claims submission and tracking: Upload documents, submit medical/hospitalization/other claims instantly, and monitor progress in real-time for faster and stress-free claims processing. • Access policy documents: Retrieve and download your policy statements and notices with just a few clicks. • Push notifications: Stay updated with the latest policy information and important reminders. Additional Features: • Explore new products and exclusive customer offers: Stay informed about the latest products, promotions, and event invitations. • Protection tips and healthy living advice: Get recommendations to help you and your family secure a better future. • Seamless integration with BOC Hong Kong mobile banking (Requires updating to the latest version): Enjoy a single login and registration experience. • Fingerprint or facial recognition login: Ensure your privacy and security with quick access. BOC Life App – Making protection accessible and life worry-free. Download now and embark on your protection via digital journey!
Screenshots
Verdict
BoC Pay+ and BOC LIFE 中銀人壽 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 4 weeks. The most recent releases landed on October 21, 2026 and October 17, 2026 respectively.
| Parameter | BoC Pay+ | BOC LIFE 中銀人壽 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (12 ratings) — better | — |
| Positive reviews | 43.0% of reviews | — |
| Number of ratings | 12 — better | — |
| Update frequency | Every 4 weeks | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 243 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank of China (Hong Kong) Limited | BOC Group Life Assurance Company Limited |
In-app purchases
BoC Pay+
No in-app purchases
BOC LIFE 中銀人壽
No in-app purchases
Questions
Is BoC Pay+ free?
Is BOC LIFE 中銀人壽 free?
Do BoC Pay+ or BOC LIFE 中銀人壽 have ads?
Which is updated more often, BoC Pay+ or BOC LIFE 中銀人壽?
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