Comparison

BoC Pay+ vs BOC LIFE 中銀人壽

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BoC Pay+

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

Highlights
  • Top up with BOC Credit Cards
  • Manage credit cards
  • Apply for installments
  • Earn and redeem points
  • Check gift points balance
  • Small amount payment without password
Features
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New functions with better experience: • Top up value by all BOC Credit Card • One stop platform to manage all your Credit Cards and apply for instalment • Earn Points by all payments • Offset spending with points for local and cross-border spending • Check gift points balance and redeem rewards • No password required for local small amount payments Reminder: To borrow or not to borrow? Borrow only if you can repay! SVF License Number: SVFB072

About

BOC LIFE 中銀人壽

Features
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The BOC Life App is specially designed for BOC Life customers to manage your insurance anytime and anywhere, offering a simpler and more secure digital protection experience. Key Features: • View and manage all policies: Including life insurance, medical, critical illness, savings, investment-linked, and annuity plans – all in one place. • Policy management: Submit requests to update personal information, change payment methods, withdraw policy values, and amend beneficiaries – quickly and conveniently. • Claims submission and tracking: Upload documents, submit medical/hospitalization/other claims instantly, and monitor progress in real-time for faster and stress-free claims processing. • Access policy documents: Retrieve and download your policy statements and notices with just a few clicks. • Push notifications: Stay updated with the latest policy information and important reminders. Additional Features: • Explore new products and exclusive customer offers: Stay informed about the latest products, promotions, and event invitations. • Protection tips and healthy living advice: Get recommendations to help you and your family secure a better future. • Seamless integration with BOC Hong Kong mobile banking (Requires updating to the latest version): Enjoy a single login and registration experience. • Fingerprint or facial recognition login: Ensure your privacy and security with quick access. BOC Life App – Making protection accessible and life worry-free. Download now and embark on your protection via digital journey!

Screenshots

BoC Pay+4 screens
BOC LIFE 中銀人壽4 screens

Verdict

The call

BoC Pay+ and BOC LIFE 中銀人壽 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 weeks. The most recent releases landed on October 21, 2026 and October 17, 2026 respectively.

ScorecardNo meaningful differences
BoC Pay+ versus BOC LIFE 中銀人壽: the parameters behind the verdict, then further details
ParameterBoC Pay+BOC LIFE 中銀人壽
PriceFreeFree
Rating3.5 (12 ratings) — better—
Positive reviews43.0% of reviews—
Number of ratings12 — better—
Update frequencyEvery 4 weeksEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.0 — better15.0
Further details — not scored
Size243 MB24 MB
Age rating4+4+
DeveloperBank of China (Hong Kong) LimitedBOC Group Life Assurance Company Limited

In-app purchases

None

BoC Pay+

No in-app purchases

None

BOC LIFE 中銀人壽

No in-app purchases

Questions

Is BoC Pay+ free?
BoC Pay+ is free to download, with no in-app purchases.
Is BOC LIFE 中銀人壽 free?
BOC LIFE 中銀人壽 is free to download, with no in-app purchases.
Do BoC Pay+ or BOC LIFE 中銀人壽 have ads?
Neither BoC Pay+ nor BOC LIFE 中銀人壽 shows ads.
Which is updated more often, BoC Pay+ or BOC LIFE 中銀人壽?
BoC Pay+ ships an update every 4 weeks, and BOC LIFE 中銀人壽 every 4 weeks. Most recently, BoC Pay+ was updated on October 21, 2026 and BOC LIFE 中銀人壽 on October 17, 2026.

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