BOC Smart Passbook vs ComBank Digital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BOC Smart Passbook
Access real-time account balances and transaction history for your Bank of Ceylon accounts. View current and previous month statements, and manage personal savings and current accounts with self-registration and an optional PIN.
- Real-time account balance
- Transaction history
- Current and last month statements
- Self-registration
- Optional login PIN
- Manage personal accounts
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Bank of Ceylon Smart Passbook is a mobile application which displays real time account transactions, account balance, last 15 transactions, current month statement and last month statement on iOS mobile devices. BOC Smart Passbook enables self-registration, optional login PIN and maintenance of all personal current and savings accounts statements.
ComBank Digital
Manage your finances with a secure and user-friendly mobile banking application. Open accounts, track spending, set savings goals, and receive real-time notifications. Access all your banking services conveniently from your smartphone.
- Secure login with fingerprint option
- View payment card details and report lost/stolen cards
- Instant account opening
- Financial goal setting with 'Spaces'
- Real-time account activity notifications
- Bill payments and fund management
- Locate service points and ATMs
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Banking with Combank Digital is fast, simple, and secure. Open an account within few seconds to experience banking designed to fit your lifestyle. As well as updating the design and adding new functionality, we’ve worked hard to streamline the app and make it easy to use. We’ll continue improving the app and gradually adding new features. Feel free to leave a comment and tell us what you’d like to see! Key Features: Log in securely with or without your Secure Key. To log in quickly, you can now use Fingerprint on eligible devices. View payment card information, such as withdrawal and spending limits. You can also report your lost or stolen card directly from the app. Open an account within few seconds directly from your phone. No long lines, no paperwork, no fuss. Achieve your short and long-term financial goals with Spaces. Set savings targets and transfer money with a single swipe. Receive instant notifications on all account activity so you know what’s happening with your account in real-time. Balance Inquiry, View account history Pay your bills, Manage your funds, Open other account, FD account creation and other main financial services. Locating our service points and ATM Information on interest rates / currency details of our products Our latest promotional and offers Who we are, Commercial Bank is the largest private bank in Sri Lanka, and the only Sri Lankan bank to be ranked among the world’s top 1000 banks for many successive years. The Bank operates a network of 250+ computerlinked service points and the country’s single largest ATM network of 600+ terminals. The Bank has been adjudged ‘Best Bank in Sri Lanka’ for 15 consecutive years by ‘Global Finance’ Magazine and has won multiple awards as the country’s best bank from ‘The Banker,’ ‘FinanceAsia,’ ‘Euromoney’ and ‘Trade Finance’ magazines.
Screenshots
Verdict
The clearest difference is rating: ComBank Digital at 3.3 against BOC Smart Passbook's 1.6. ComBank Digital also leads on update cadence (every 6 weeks vs every 28 months) and review sentiment (19% vs 0%). BOC Smart Passbook's advantage is iOS requirement (9.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ComBank Digital holds the better App Store score, 3.3 against 1.6. That said, the two scores are not equally well evidenced: ComBank Digital has 68 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 0% of BOC Smart Passbook's written reviews are positive against 19% of ComBank Digital's.
BOC Smart Passbook ships an update every 28 months, ComBank Digital every 6 weeks. The most recent releases landed on October 21, 2026 and October 29, 2026 respectively.
| Parameter | BOC Smart Passbook | ComBank Digital |
|---|---|---|
| Price | Free | Free |
| Rating | 1.6 (10 ratings) | 3.3 (68 ratings) — better |
| Positive reviews | 0.0% of reviews | 19.4% of reviews — better |
| Number of ratings | 10 | 68 — better |
| Update frequency | Every 28 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 9.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 22 MB | 120 MB |
| Age rating | 4+ | 17+ |
| Developer | Bank Of Ceylon | Commercial Bank of Ceylon PLC |
Customer experience
BOC Smart Passbook
ComBank Digital
Bugs and requests
BOC Smart Passbook
Not enough reviews yet to summarise bugs or requests.
ComBank Digital
Reported bugs
17 issues- App gets locked time to time
- Login flow is a mess
- Reset login feature is useless
- Face ID, passcodes doesn't work
- Unable to login after 2FA
Show 12 moreShow fewer
- App isn’t letting me logged in
- App is glitchy
- OTP not received
- App does not load on iOS
- App tries to load then prompts for update (which is already done)
- iPhone Face ID errors out with 'security error'
- OTP problems
- App automatically exits on iPhone 5S
- Communication failed, network connection lost (even with good internet)
- Forcefully logged out saying already logged in
- Bug alert
- App needs improvements from scratch
Requested features
19 requests- Add Apple Pay
- Modernize UI
- Integrate biometric security features
- Improve transaction history display
- Clarify beneficiaries tab
Show 14 moreShow fewer
- Enable Face ID/biometrics for login
- Make login easier (no username/password every time)
- Allow saving bank names/branches for transfers
- Add option to send messages/emails
- Improve user experience for non-tech savvy users
- Add prominent close button for demo mode
- Educate branch staff on new apps/features
- Allow linking of multiple accounts
- Enable money transfers to customizable goals
- Add option to save passwords in iOS keychain
- Reactivate old web version
- Allow deletion/amendment of saved payees
- Provide transaction slips/PDFs
- Improve widget functionality
In-app purchases
BOC Smart Passbook
No in-app purchases
ComBank Digital
No in-app purchases
Questions
Is BOC Smart Passbook free?
Is ComBank Digital free?
Which has better reviews, BOC Smart Passbook or ComBank Digital?
Do BOC Smart Passbook or ComBank Digital have ads?
Which is updated more often, BOC Smart Passbook or ComBank Digital?
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