CRDB OTP vs Selcom Pesa

CRDB Omni m-OTP CRDB BANK Mobile-OTP is a free "strong authentication" solution for all gadgets capable mobile devices like phones or PDAs. The solution is based on time synchronous one time passwords.

Switch to Selcom Pesa…or Keep Overpaying Designed to Help You Keep More of What You Earn. Most apps quietly charge you more than they should — Selcom Pesa doesn’t. Selcom Pesa is a digital financial app licensed by the Bank of Tanzania (BoT) and designed for Tanzanian citizens living globally. You can open an account easily using your valid NIDA card or Tanzanian passport. What Makes Selcom Pesa Stand Out Choose a Transactional Bundle that Fits Your Lifestyle Save more as you spend: • Daily – Kwa Jero: 5 transactions for 24 hours • Weekly – Wiki Boost: 35 transactions for 7 days • Monthly – Hello Mwezi: 150 transactions for 30 days Instant Loans and Credit Score Access Track your Selcom Pesa Credit Score and unlock pre-approved 7-day and 14-day digital loans up to TZS 1,000,000. Boost your score by: • Transacting frequently • Uploading your mobile money statement • Repaying on time Loan Examples 7-Day Loan • Loan Amount: TZS 50,000 • Interest Fee: TZS 6,500 • Total Repayment within 7 days: TZS 56,500 Penalty added after 7 days: TZS 1695 APR* 16% 14-Day Loan Example • Loan Amount: TZS 50,000 • Interest Fee: TZS 8,500 • Total Repayment within 14 days: TZS 58,500 Penalty added after 14 days: TZS 2925 APR* 22% *Annual Percentage Rate (APR) Jisoti loans are short-term emergency loans. The cost of a Jisoti loan is: a once-off Interest (13% for 7 day loan and 17% for 14 day loan) and a once-off penalty (3% for 7 day loan and 5% for 14 day loan) on outstanding amount. If the loan is repaid within term (7/14 days), annual cost to the customer is Interest only. If the loan is repaid after 60 days, the annual cost to the customer is Interest and Penalty (applied once on outstanding unpaid amount). There is no other fee or compounding charge that the customer would be liable to pay at the end of the year or in perpetuity. Smart and Easy Onboarding Open your Selcom Pesa account in minutes using just your mobile number and NIDA biometrics. No paperwork. No hassle. Flexible Accounts Manage your Main, Kibubu (Savings), and Qwikrewards balances seamlessly — all in one place. Secure and Instant Payments Pay any merchant in Tanzania via TanQR or Lipa Namba — fast, reliable, and secure. Rewards for Invite Earn up to TZS 2,000 for every friend who joins Selcom Pesa and starts transacting. (Terms and Conditions apply.) Get an Instant Selcom Lipa Namba (TanQR) Register instantly within the app to receive payments through your Selcom Lipa number — ideal for small businesses, side hustles, and freelancers. Built for All • 24/7 customer support (toll-free) • Bilingual experience — English or Kiswahili • Advanced encryption and compliance with BoT regulations Download Selcom Pesa today and experience faster, smarter, and more rewarding financial freedom — built for Tanzanians, wherever you are in the world.