CRDB OTP vs iTrust Finance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CRDB OTP
This app provides a secure, time-based one-time password solution for mobile devices. It enhances authentication for banking transactions, ensuring strong security for users.
- Strong authentication solution
- Time synchronous one-time passwords
- Mobile device compatibility
- Free to use
- Enhanced security for transactions
Read full descriptionHide full description
CRDB Omni m-OTP CRDB BANK Mobile-OTP is a free "strong authentication" solution for all gadgets capable mobile devices like phones or PDAs. The solution is based on time synchronous one time passwords.
iTrust Finance
This app provides Shariah-compliant financial solutions, including microfinance and investment services. It offers Sukuk bond issuance and operates as a regulated financial institution.
- Shariah-compliant financial solutions
- Microfinance services
- Investment firm services
- Sukuk bond issuance
- Brokerage
- Fund management
- Investment advisory
Read full descriptionHide full description
iTrust Finance Ltd, initially established as Imaan Microfinance and later rebranded as Imaan Finance, is a Tier 2 financial services provider under the regulation of the Bank of Tanzania. It commenced operations as a microfinance institution specializing in Shariah-compliant financial solutions. Founded in October 2013, the company underwent a name change to iTrust Finance Limited in January 2023. Additionally, iTrust Finance Limited holds licenses as an investment firm from the Capital Markets and Securities Authority (CMSA) in Tanzania. These licenses allow it to function as a Broker, Fund Manager, and Investment Advisor. During its tenure as Imaan Finance, the company introduced Sukuk bond issuance in Tanzania, a pioneering effort in the country. To date, iTrust Finance Limited has successfully issued eight Sukuk bonds through private placements. These offerings were consistently oversubscribed, with one instance achieving full subscription.
Screenshots
Verdict
The clearest difference is rating: iTrust Finance at 5.0 against CRDB OTP's 2.3. iTrust Finance also leads on update cadence (every 8 days vs every 12 months). CRDB OTP's advantage is device support (3 vs 1) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
iTrust Finance holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 3 and 1 respectively.
CRDB OTP ships an update every 12 months, iTrust Finance every 8 days. The most recent releases landed on October 15, 2026 and October 24, 2026 respectively.
| Parameter | CRDB OTP | iTrust Finance |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 3 — better | 1 |
| Update frequency | Every 12 months | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 12.0 — better | 17.5 |
| Further details — not scored | ||
| Size | 21 MB | 43 MB |
| Age rating | 17+ | 4+ |
| Developer | CRDB BANK PLC | iTrust Finance Limited |
Customer experience
CRDB OTP
iTrust Finance
In-app purchases
CRDB OTP
No in-app purchases
iTrust Finance
No in-app purchases
