CRDB OTP vs NMB Soft Token
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CRDB OTP
This app provides a secure, time-based one-time password solution for mobile devices. It enhances authentication for banking transactions, ensuring strong security for users.
- Strong authentication solution
- Time synchronous one-time passwords
- Mobile device compatibility
- Free to use
- Enhanced security for transactions
Read full descriptionHide full description
CRDB Omni m-OTP CRDB BANK Mobile-OTP is a free "strong authentication" solution for all gadgets capable mobile devices like phones or PDAs. The solution is based on time synchronous one time passwords.
NMB Soft Token
Enhances online banking security by requiring more than just a password for authentication. This helps protect customer accounts and sensitive data from unauthorized access.
- Enhanced security layer
- Protects internet banking profiles
- Prevents unauthorized access
- Requires more than password
- Secures customer data
Read full descriptionHide full description
NMB Soft Token adds an additional layer of security to the authentication process by making it harder for attackers to gain access to customers internet banking profiles and online accounts. knowing the customer password alone is not enough to pass the authentication check thus we are determined to protect our systems and customer data.
Screenshots
Verdict
The clearest difference is review sentiment: NMB Soft Token at 100% against CRDB OTP's 0%. NMB Soft Token also leads on update cadence (every 3 months vs every 12 months). CRDB OTP's advantage is rating (2.3 vs 1.8) and iOS requirement (12.0 vs 14.0). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CRDB OTP holds the better App Store score, 2.3 against 1.8. Both are backed by a comparable volume of ratings — 3 and 5 respectively. Written reviews complicate that: 0% of CRDB OTP's written reviews are positive against 100% of NMB Soft Token's, so the app with the better star average is not the one people write more warmly about.
CRDB OTP ships an update every 12 months, NMB Soft Token every 3 months. The most recent releases landed on October 15, 2026 and October 20, 2026 respectively.
| Parameter | CRDB OTP | NMB Soft Token |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) — better | 1.8 (5 ratings) |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 3 | 5 — better |
| Update frequency | Every 12 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 14.0 |
| Further details — not scored | ||
| Size | 21 MB | 210 MB |
| Age rating | 17+ | 4+ |
| Developer | CRDB BANK PLC | NMB Bank PLC |
Customer experience
CRDB OTP
NMB Soft Token
In-app purchases
CRDB OTP
No in-app purchases
NMB Soft Token
No in-app purchases
