Comparison

CRDB OTP vs NMB Soft Token

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CRDB OTP

This app provides a secure, time-based one-time password solution for mobile devices. It enhances authentication for banking transactions, ensuring strong security for users.

Highlights
  • Strong authentication solution
  • Time synchronous one-time passwords
  • Mobile device compatibility
  • Free to use
  • Enhanced security for transactions
Features
Read full description

CRDB Omni m-OTP CRDB BANK Mobile-OTP is a free "strong authentication" solution for all gadgets capable mobile devices like phones or PDAs. The solution is based on time synchronous one time passwords.

About

NMB Soft Token

Enhances online banking security by requiring more than just a password for authentication. This helps protect customer accounts and sensitive data from unauthorized access.

Highlights
  • Enhanced security layer
  • Protects internet banking profiles
  • Prevents unauthorized access
  • Requires more than password
  • Secures customer data
Features
Read full description

NMB Soft Token adds an additional layer of security to the authentication process by making it harder for attackers to gain access to customers internet banking profiles and online accounts. knowing the customer password alone is not enough to pass the authentication check thus we are determined to protect our systems and customer data.

Screenshots

CRDB OTP4 screens
NMB Soft Token4 screens

Verdict

The call

The clearest difference is review sentiment: NMB Soft Token at 100% against CRDB OTP's 0%. CRDB OTP's advantage is rating (2.3 vs 1.0) and update cadence (every 12 months vs every 41 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CRDB OTP holds the better App Store score, 2.3 against 1.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively. Written reviews complicate that: 0% of CRDB OTP's written reviews are positive against 100% of NMB Soft Token's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

CRDB OTP ships an update every 12 months, NMB Soft Token every 41 months. The most recent releases landed on June 23, 2026 and September 16, 2026 respectively.

Scorecard5 real differences · 5 level
CRDB OTP versus NMB Soft Token: the parameters behind the verdict, then further details
ParameterCRDB OTPNMB Soft Token
PriceFreeFree
Rating2.3 (3 ratings) — better1.0 (1 ratings)
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings3 — better1
Update frequencyEvery 12 months — betterEvery 41 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better14.0
Further details — not scored
Size21 MB209 MB
Age rating17+4+
DeveloperCRDB BANK PLCNMB Bank PLC

Customer experience

CRDB OTP

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

NMB Soft Token

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

CRDB OTP

No in-app purchases

None

NMB Soft Token

No in-app purchases

Questions

Is CRDB OTP free?
CRDB OTP is free to download, with no in-app purchases.
Is NMB Soft Token free?
NMB Soft Token is free to download, with no in-app purchases.
Which has better reviews, CRDB OTP or NMB Soft Token?
CRDB OTP is rated higher. CRDB OTP averages 2.3 out of 5 from 3 ratings, while NMB Soft Token averages 1.0 from 1 ratings.
Do CRDB OTP or NMB Soft Token have ads?
Neither CRDB OTP nor NMB Soft Token shows ads.
Which is updated more often, CRDB OTP or NMB Soft Token?
CRDB OTP ships an update every 12 months, and NMB Soft Token every 41 months. Most recently, CRDB OTP was updated on June 23, 2026 and NMB Soft Token on September 16, 2026.

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