TopCard Security vs Ad Viternam
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TopCard Security
Securely access digital financial services with this app. It provides quick login to portals and mobile apps using a PIN and generates one-time passwords for enhanced security. The app is protected by a user-chosen PIN and receives regular updates for optimal two-factor authentication.
- Secure login to digital services
- QR code scanning for portal access
- PIN protection for app security
- One-time password generation
- Two-factor authentication
- Quick and easy access
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The TopCard Security App is your secure and comfortable gateway to our digital services, such as the TopCard Portal and the TopCard Mobile App. This is how easy it is: • TopCard Portal: Open the login page, scan the QR code with the Security App and enter the PIN to securely log in to the TopCard Portal. • Mobile App: Start the Mobile App, enter the PIN – done! Benefit of the TopCard Security App: • Quick and easy access to digital services This is how secure the TopCard Security App is: • The Security App is protected by a password (PIN) of your choice, even if you should lose the smartphone. • The Security App generates and validates a new security code (one-time password) each time you log in to the Web Portal or Mobile App. • We keep the Security App up to date in order to offer you optimum protection with two-factor authentication at all times. How to activate the app: • Load the "TopCard Security App" on your smartphone. • Start the app and follow the instructions to activate it. Requirements: • TopCard Credit Card or Prepaid Card • Device with iOS 15 or higher • Jailbroken devices are not supported. The TopCard team hopes you enjoy using the TopCard Security App. We are looking forward to your feedback and your rating in the App Store.
Ad Viternam
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Ad Viternam is a personal financial intelligence terminal. Not a budget app. Not a portfolio tracker. A complete instrument — built for those who want to truly command their financial system. The instrument that brings clarity has always belonged to those who manage other people's money. We return it to its rightful owner. What the terminal does: Budget & cash flow — Track your income, expenses, and savings rate. 180 categories. A complete monthly view. Wealth — Accounts, real estate, crypto, liabilities. Your net worth in real time. Portfolio — Stocks, ETFs, bonds, crypto. Positions, P&L, allocation. Markets — Live quotes, fundamentals, instrument profiles, watchlists. Intelligence — 55 financial ratios. One global score. Liquidity, debt, savings, financial independence. AVI — Ad Viternam Intelligence. Global geopolitical map, OFAC sanctions screening, entity dossiers, portfolio geographic exposure. Forecasts — 30-day and 12-month trajectories. Financial goals tracked. Household — Manage your finances together. Shared budget, shared goals. Security: Read-only access. 2FA. GDPR compliant. Your data deleted within 72 hours upon request. Real connections: Enable Banking for open banking · SnapTrade for your brokers. Resurgence is inevitable. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ https://www.adviternam.com/en/cgu
Screenshots
Verdict
The clearest difference is in-app purchases: TopCard Security at none against Ad Viternam's 6. Ad Viternam's advantage is update cadence (weekly vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Ad Viternam sells 6 in-app purchases, starting at $5.99 per month. TopCard Security asks for nothing beyond the download.
TopCard Security ships an update every 2 months, Ad Viternam weekly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | TopCard Security | Ad Viternam |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (164 ratings) — better | — |
| Positive reviews | 36.4% of reviews | — |
| Number of ratings | 164 — better | — |
| Update frequency | Every 2 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 73 MB | 51 MB |
| Age rating | 17+ | 17+ |
| Developer | UBS Card Center AG | Ad Viternam |
In-app purchases
TopCard Security
No in-app purchases
Ad Viternam
- AdViternam Duo14 Days trial$5.991 Month
- AdViternam Early Pro14 Days trial$14.991 Month
- AdViternam AVI14 Days trial$49.991 Month
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- AdViternam Duo Yearly14 Days trial$59.991 Year
- AdViternam Early Pro Yearly14 Days trial$129.991 Year
- AdViternam AVI yearly14 Days trial$499.991 Year









