Comparison

TopCard Security vs Ad Viternam

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TopCard Security

Securely access digital financial services with this app. It provides quick login to portals and mobile apps using a PIN and generates one-time passwords for enhanced security. The app is protected by a user-chosen PIN and receives regular updates for optimal two-factor authentication.

Highlights
  • Secure login to digital services
  • QR code scanning for portal access
  • PIN protection for app security
  • One-time password generation
  • Two-factor authentication
  • Quick and easy access
Features
Read full description

The TopCard Security App is your secure and comfortable gateway to our digital services, such as the TopCard Portal and the TopCard Mobile App. This is how easy it is: • TopCard Portal: Open the login page, scan the QR code with the Security App and enter the PIN to securely log in to the TopCard Portal. • Mobile App: Start the Mobile App, enter the PIN – done! Benefit of the TopCard Security App: • Quick and easy access to digital services This is how secure the TopCard Security App is: • The Security App is protected by a password (PIN) of your choice, even if you should lose the smartphone. • The Security App generates and validates a new security code (one-time password) each time you log in to the Web Portal or Mobile App. • We keep the Security App up to date in order to offer you optimum protection with two-factor authentication at all times. How to activate the app: • Load the "TopCard Security App" on your smartphone. • Start the app and follow the instructions to activate it. Requirements: • TopCard Credit Card or Prepaid Card • Device with iOS 15 or higher • Jailbroken devices are not supported. The TopCard team hopes you enjoy using the TopCard Security App. We are looking forward to your feedback and your rating in the App Store.

About

Ad Viternam

Features
Read full description

Ad Viternam is a personal financial intelligence terminal. Not a budget app. Not a portfolio tracker. A complete instrument — built for those who want to truly command their financial system. The instrument that brings clarity has always belonged to those who manage other people's money. We return it to its rightful owner. What the terminal does: Budget & cash flow — Track your income, expenses, and savings rate. 180 categories. A complete monthly view. Wealth — Accounts, real estate, crypto, liabilities. Your net worth in real time. Portfolio — Stocks, ETFs, bonds, crypto. Positions, P&L, allocation. Markets — Live quotes, fundamentals, instrument profiles, watchlists. Intelligence — 55 financial ratios. One global score. Liquidity, debt, savings, financial independence. AVI — Ad Viternam Intelligence. Global geopolitical map, OFAC sanctions screening, entity dossiers, portfolio geographic exposure. Forecasts — 30-day and 12-month trajectories. Financial goals tracked. Household — Manage your finances together. Shared budget, shared goals. Security: Read-only access. 2FA. GDPR compliant. Your data deleted within 72 hours upon request. Real connections: Enable Banking for open banking · SnapTrade for your brokers. Resurgence is inevitable. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ https://www.adviternam.com/en/cgu

Screenshots

TopCard Security4 screens
Ad Viternam3 screens

Verdict

The call

The clearest difference is in-app purchases: TopCard Security at none against Ad Viternam's 6. Ad Viternam's advantage is update cadence (weekly vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Ad Viternam sells 6 in-app purchases, starting at $5.99 per month. TopCard Security asks for nothing beyond the download.

UpkeepUpdate frequency

TopCard Security ships an update every 2 months, Ad Viternam weekly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
TopCard Security versus Ad Viternam: the parameters behind the verdict, then further details
ParameterTopCard SecurityAd Viternam
PriceFreeFree
Rating4.6 (164 ratings) — better—
Positive reviews36.4% of reviews—
Number of ratings164 — better—
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPad — better
Requires iOS16.0 — better16.4
Further details — not scored
Size73 MB51 MB
Age rating17+17+
DeveloperUBS Card Center AGAd Viternam

In-app purchases

None

TopCard Security

No in-app purchases

6 purchases

Ad Viternam

Subscriptions6
  • AdViternam Duo14 Days trial$5.991 Month
  • AdViternam Early Pro14 Days trial$14.991 Month
  • AdViternam AVI14 Days trial$49.991 Month
Show 3 more
  • AdViternam Duo Yearly14 Days trial$59.991 Year
  • AdViternam Early Pro Yearly14 Days trial$129.991 Year
  • AdViternam AVI yearly14 Days trial$499.991 Year

Questions

Is TopCard Security free?
TopCard Security is free to download, with no in-app purchases.
Is Ad Viternam free?
Ad Viternam is free to download, with in-app purchases available.
Do TopCard Security or Ad Viternam have ads?
Neither TopCard Security nor Ad Viternam shows ads.
Which is updated more often, TopCard Security or Ad Viternam?
TopCard Security ships an update every 2 months, and Ad Viternam weekly. Most recently, TopCard Security was updated on October 25, 2026 and Ad Viternam on October 24, 2026.

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