Comparison

Bread Savings vs LadderKeep

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bread Savings

Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.

Highlights
  • Secure account access
  • Monitor balances and transactions
  • Mobile check deposit
  • Fund transfers
  • Personalized interface
  • Customer support access
Features
Read full description

If you’ve opened a high-yield savings account or CD with the Bread Savings online bank, this app is for you. Start saving more towards your best life, even when you’re on the go. Ready to download the app? Please sign in with your online banking username and password. Want more information? Here’s everything you can do with this Bread Savings app: • Access your savings or CD accounts quickly and securely. Touch ID and PIN authentication allow sign-in using your fingerprint or personal passcode. • Monitor your activity. View your account balances and transactions, all in one place. • Make deposits with mobile check capture. Use your phone’s camera to snap a picture of your check – easy as can be! • Transfer funds effortlessly. Generate one-time or repeating automatic transfers to other linked bank accounts. • Have it your way. Customize your interface and add your own tags, images and notes to create a personalized banking experience. • Get your questions answered. Speak with Bread Savings Customer Care at the touch of a button. Hey, if you’ve got a Bread Financial branded credit card and you’re looking to make payments to your account, we’re sorry, this app isn’t for you. Instead, Bread Financial credit card customers can go to Account Center for everything related to your account

About

LadderKeep

Features
Read full description

LadderKeep is the simple way to track a CD ladder across all your banks — no logins, no spreadsheets, no paper statements. If you stagger certificates of deposit across several institutions to capture high yields, LadderKeep brings the whole ladder into one clean view. WHAT YOU CAN DO - Log every CD: bank, principal, APY, purchase date, and term - See your ladder as a timeline, rung by rung - Track total principal, projected interest, and your weighted average APY - Know exactly which CD matures next, and when - Get reminded before each CD matures so nothing auto-renews at a low rate LADDERKEEP PRO - Track unlimited CDs across every bank - Projected interest and principal-weighted APY - Reinvestment suggestions to keep your ladder rolling - Maturity alerts (2 weeks before and on the day) - CSV + PDF export of your whole ladder - Removes ads ON-DEVICE ONLY LadderKeep never connects to a bank. You enter the figures; everything stays on your phone. Free users can preview Pro by watching a short ad. LadderKeep shows non-personalized ads only and never tracks you. LadderKeep is a personal tracking tool, not financial advice and not affiliated with any bank. Projected interest assumes each CD is held to maturity at the APY you enter. Confirm all terms with your bank.

Screenshots

Bread Savings4 screens
LadderKeep4 screens

Verdict

The call

The clearest difference is in-app purchases: Bread Savings at none against LadderKeep's 1. Bread Savings also leads on ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LadderKeep sells 1 one-off in-app purchase. Bread Savings asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Bread Savings versus LadderKeep: the parameters behind the verdict, then further details
ParameterBread SavingsLadderKeep
PriceFreeFree
Rating4.7 (6.3K ratings) — better—
Positive reviews40.9% of reviews—
Number of ratings6.3K — better—
Update frequencyMonthly—
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS18.417.0 — better
Further details — not scored
Size177 MB4 MB
Age rating12+4+
DeveloperComenity LLCChristian Pedersen

Bugs and requests

Bread Savings

Reported bugs

3 issues
  • Login credentials not working
  • Updating app causes issues
  • Inconsistent account information

Requested features

3 requests
  • Integrate credit card management
  • Add multi-account view
  • Improve transfer limits and hold times

LadderKeep

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Bread Savings

No in-app purchases

1 purchases

LadderKeep

One-time1
  • LadderKeep Lifetime$4.99

Questions

Is Bread Savings free?
Bread Savings is free to download, with no in-app purchases.
Is LadderKeep free?
LadderKeep is free to download, with in-app purchases available.
Do Bread Savings or LadderKeep have ads?
LadderKeep shows ads; Bread Savings does not.

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