Bread Savings vs LadderKeep
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bread Savings
Manage your high-yield savings accounts and CDs on the go. Securely access your accounts, monitor transactions, and make deposits with mobile check capture. Effortlessly transfer funds and personalize your banking experience.
- Secure account access
- Monitor balances and transactions
- Mobile check deposit
- Fund transfers
- Personalized interface
- Customer support access
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If you’ve opened a high-yield savings account or CD with the Bread Savings online bank, this app is for you. Start saving more towards your best life, even when you’re on the go. Ready to download the app? Please sign in with your online banking username and password. Want more information? Here’s everything you can do with this Bread Savings app: • Access your savings or CD accounts quickly and securely. Touch ID and PIN authentication allow sign-in using your fingerprint or personal passcode. • Monitor your activity. View your account balances and transactions, all in one place. • Make deposits with mobile check capture. Use your phone’s camera to snap a picture of your check – easy as can be! • Transfer funds effortlessly. Generate one-time or repeating automatic transfers to other linked bank accounts. • Have it your way. Customize your interface and add your own tags, images and notes to create a personalized banking experience. • Get your questions answered. Speak with Bread Savings Customer Care at the touch of a button. Hey, if you’ve got a Bread Financial branded credit card and you’re looking to make payments to your account, we’re sorry, this app isn’t for you. Instead, Bread Financial credit card customers can go to Account Center for everything related to your account
LadderKeep
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LadderKeep is the simple way to track a CD ladder across all your banks — no logins, no spreadsheets, no paper statements. If you stagger certificates of deposit across several institutions to capture high yields, LadderKeep brings the whole ladder into one clean view. WHAT YOU CAN DO - Log every CD: bank, principal, APY, purchase date, and term - See your ladder as a timeline, rung by rung - Track total principal, projected interest, and your weighted average APY - Know exactly which CD matures next, and when - Get reminded before each CD matures so nothing auto-renews at a low rate LADDERKEEP PRO - Track unlimited CDs across every bank - Projected interest and principal-weighted APY - Reinvestment suggestions to keep your ladder rolling - Maturity alerts (2 weeks before and on the day) - CSV + PDF export of your whole ladder - Removes ads ON-DEVICE ONLY LadderKeep never connects to a bank. You enter the figures; everything stays on your phone. Free users can preview Pro by watching a short ad. LadderKeep shows non-personalized ads only and never tracks you. LadderKeep is a personal tracking tool, not financial advice and not affiliated with any bank. Projected interest assumes each CD is held to maturity at the APY you enter. Confirm all terms with your bank.
Screenshots
Verdict
The clearest difference is in-app purchases: Bread Savings at none against LadderKeep's 1. Bread Savings also leads on ads (none vs shown). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LadderKeep sells 1 one-off in-app purchase. Bread Savings asks for nothing beyond the download.
| Parameter | Bread Savings | LadderKeep |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (6.3K ratings) — better | — |
| Positive reviews | 40.9% of reviews | — |
| Number of ratings | 6.3K — better | — |
| Update frequency | Monthly | — |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.4 | 17.0 — better |
| Further details — not scored | ||
| Size | 177 MB | 4 MB |
| Age rating | 12+ | 4+ |
| Developer | Comenity LLC | Christian Pedersen |
Bugs and requests
Bread Savings
Reported bugs
3 issues- Login credentials not working
- Updating app causes issues
- Inconsistent account information
Requested features
3 requests- Integrate credit card management
- Add multi-account view
- Improve transfer limits and hold times
LadderKeep
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Bread Savings
No in-app purchases
LadderKeep
- LadderKeep Lifetime$4.99
Questions
Is Bread Savings free?
Is LadderKeep free?
Do Bread Savings or LadderKeep have ads?
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