Threshold too low
The $5,000 daily limit for transfers out is too low
A Great savings app
I normally don’t leave reviews, but I think this app deserves one! 😄 I’ve been using Bread Savings for almost a year and I really like how simple and easy it is to use. I can see how much interest my money is earning each day, and I love being able to open multiple savings accounts and organize them by different goals. The rate has gone down a little, but it’s still competitive. I also like that you can start with just $100. Hopefully, the rate stays competitive! Overall, I’m very happy with the app and would definitely recommend it.
Show more
Fixed!
Recent update fixed the login issues from last. Thank you!
Highly Recommend
Easy to use, super simple app, high savings interest rate. Very happy with this product!
App stopped working
I am a Bread Savings account holder living overseas and the app and website both stopped working for me (even with a VPN). The servers have been down for over 24 hours. Please resolve this.
New update broke the app
The app no longer allows you to log in after the latest update.
What happened?
Used to work great. Now the app won’t open. Customer support link opens a web page, no support. “Contact us” has no contact info. 🙄
App
Just deposited a check into my Bread Savings account, it does not indicate a pending deposit nor does it indicate the routing number and account number from which this check is written. I have no idea if this check has actually been deposited or not.
bad bad bad
worst of worst
Jay
Great way to do Business.
Joseph E Huhn
Easy to navigate
Simple High-yield Savings
Simple and effective. Transfers and external account connections all take 3 days to complete. That’s the only catch to this bank. Thats not at all a problem for a savings account such as this. Strongly recommended
Great online banking.
Very simple to use and do not have any problems!!!
READ THE FINE PRINT!
I have multiple HYSS’s. Bread is the only account that has a $5,000 maximum withdrawal for the 1st 90 days minimum. If you should choose to transfer a larger amount expect to wait (with Bread claiming no responsibility if the wire transfer was to even be lost)! Pay a $25.00 fee for the wire transfer which Bread can simply deny if they so choose to. Their customer service is absolute trash! I’ve used my personal bank, PayPal, & Amex for HYSA’s and they’ve all been great! Personally Amex has been the easiest, with fair rates and the best customer service by a long shot! Bread with no “brick & mortar” stores. With their employees more than likely working from home, reply when it’s convenient for them using the app’s messaging service. Phone calls to them are just about as fun as calling any other poorly operated A.I. phone system. And certainly check the hours! As Bread certainly does not like to have anything like normal business hours for certain transactions or to speak with a representative. Expect to wait a couple days for communication with them. Know that if your thinking about moving money around and this is not a long term HYSA for yourself (100% knowing you will not need to withdrawal or transfer any of your money in under 180 days), their is a large fee for closing your account. As there is a large wire transfer fee. And other fees at their disposal. Their APY is not worth the extra .2% compared to the majority of better organized and ran FDIC approved HYSA’s I have used, and am using. Bread is by all means a let down, which I strongly recommend against with anyone who is using their HYSA and needs or would like their funds to be fluid and accessible. If your looking for something long term as Bread has their HYSA set up, just go for a 6 month (or whichever timeframe works for you) CD that’s going to have a higher payout without ever having to worry about their HYSA APY fluctuations as an HYSA does. With a CD you’re locked in (as you are with Bread unknowingly on my end, or now with the ridiculous fees I’ll be paying to take my money where I’m happy with a regular normal HYSA service again). I wish I could post a screenshot from the Breads Savings app right on here, as it would scare anyone who is currently interested in investing with Bread. I assure you, it is a mistake if you need your money to be fluid or accessible in any aspect. After your 1st deposit also know that you MAY NOT MAKE A TRANSFER OR TAKE A DIME FROM YOUR HYSA FOR THE 1st 30 BUSINESS days from that deposit. Heed my warning & go elsewhere I assure you I wish I had not trusted Bread Savings. And stayed where I was already quite content & was foolish enough to go for the very slightly higher APY which in the end will only have costed me time, patience, and a loss.
Show more
Outstanding
User friendly, excellent customer service and reliable!
Literal scam
I deposited 100 dollar a few months ago after that the app stopped loading now I lost my money. Support does not respond. Do not know what todo I just lost my money
Great Bank
Love the high yield account and super easy to open!
Well designed, logical flow
And works flawlessly
HYSA
Bread gives interest rates as high as anyone. Their app and site function perfectly and do everything an HYSA should be able to do. CDs are easy to set up and have good rates. When you really need to contact a human, you can.
Everything I need with a HYSA
The account was easy to start. The interest rate has been amazing, too bad I hopped on the HYSA so late, I would have benefited much more, regardless, my HYSA is still one of the highest in the market. I had to perform a wire transfer the other day, I was a bit worried, but customer service walked me through everything, and then they called me to further verify that the wired money was being sent to the correct account, and address. One of my favorite features of this account, being able to see my daily accrued interest!! (Typically hits after 12AM PST). I have the most confidence having my savings held at this location! Thank you!
Show more
