Comparison

BPSB Mobile vs MyFPCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BPSB Mobile

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks directly from your iPhone or iPad. Available to existing online banking customers.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills and manage payees
  • Deposit checks remotely
  • View scheduled and paid bills
Features
Read full description

Start banking wherever you are with BPSB Mobile for iPhone and iPad! Available to all Bay Port State Bank online banking customers. BPSB Mobile allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Make payments to new and existing payees, cancel scheduled bills and review previously paid bills from your mobile device. (You must be enrolled into Bill Pay to use Mobile Bill Pay). Check Deposit -Deposit checks while on the go All features may not be available on the iPad application.

About

MyFPCU

Manage all your financial accounts, from various institutions, in one secure place. Organize transactions with tags and photos, set balance alerts, and make payments or transfers. Deposit checks remotely, manage your debit card, and find nearby branches and ATMs.

Highlights
  • Aggregate accounts from other banks
  • Organize transactions with tags and photos
  • Set balance alerts
  • Make payments and transfers
  • Mobile check deposit
  • Debit card management
  • Find branches and ATMs
Features
Read full description

Financial Plus Credit Union is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Financial Plus Credit Union: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the MyFPCU app, you must be enrolled as a Financial Plus Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

BPSB Mobile4 screens
MyFPCU4 screens

Verdict

The call

The clearest difference is monetization model: BPSB Mobile at free against MyFPCU's free with in-app purchases. BPSB Mobile also leads on iOS requirement (15.0 vs 18.4). MyFPCU's advantage is ratings volume (8.4K vs 53) and rating (4.8 vs 4.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MyFPCU holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: MyFPCU has 8.4K ratings behind it against 53, so its average is the more settled of the two. Written reviews point the same way: 50% of BPSB Mobile's written reviews are positive against 60% of MyFPCU's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 9, 2026 and September 22, 2026 respectively.

Scorecard5 real differences · 5 level
BPSB Mobile versus MyFPCU: the parameters behind the verdict, then further details
ParameterBPSB MobileMyFPCU
PriceFreeFree
Rating4.5 (53 ratings)4.8 (8.4K ratings) — better
Positive reviews50.0% of reviews59.5% of reviews — better
Number of ratings538.4K — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size148 MB176 MB
Age rating4+12+
DeveloperBay Port State BankFinancial Plus FCU

Customer experience

BPSB Mobile

All ratings53 ratings
Positive92.5%
Neutral1.9%
Negative5.7%
Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

MyFPCU

All ratings8,361 ratings
Positive95.4%
Neutral2.0%
Negative2.6%
Written reviews84 reviews
Positive59.5%
Neutral3.6%
Negative36.9%

Bugs and requests

BPSB Mobile

Not enough reviews yet to summarise bugs or requests.

MyFPCU

Reported bugs

4 issues
  • Mobile deposit not working
  • App lags behind in updating transactions
  • Credit card activation errors
  • Inability to access savings account

Requested features

4 requests
  • Ability to view mortgage transactions
  • Option to receive paper statements
  • Multi-account access on one device
  • Dark mode option

In-app purchases

None

BPSB Mobile

No in-app purchases

None

MyFPCU

No in-app purchases

Questions

Is BPSB Mobile free?
BPSB Mobile is free to download, with no in-app purchases.
Is MyFPCU free?
MyFPCU is free to download, with no in-app purchases.
Which has better reviews, BPSB Mobile or MyFPCU?
MyFPCU is rated higher. BPSB Mobile averages 4.5 out of 5 from 53 ratings, while MyFPCU averages 4.8 from 8.4K ratings.
Do BPSB Mobile or MyFPCU have ads?
Neither BPSB Mobile nor MyFPCU shows ads.
Which is updated more often, BPSB Mobile or MyFPCU?
BPSB Mobile ships an update monthly, and MyFPCU monthly. Most recently, BPSB Mobile was updated on September 9, 2026 and MyFPCU on September 22, 2026.

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