BPSB Mobile vs MyFPCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BPSB Mobile
Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks directly from your iPhone or iPad. Available to existing online banking customers.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills and manage payees
- Deposit checks remotely
- View scheduled and paid bills
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Start banking wherever you are with BPSB Mobile for iPhone and iPad! Available to all Bay Port State Bank online banking customers. BPSB Mobile allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Make payments to new and existing payees, cancel scheduled bills and review previously paid bills from your mobile device. (You must be enrolled into Bill Pay to use Mobile Bill Pay). Check Deposit -Deposit checks while on the go All features may not be available on the iPad application.
MyFPCU
Manage all your financial accounts, from various institutions, in one secure place. Organize transactions with tags and photos, set balance alerts, and make payments or transfers. Deposit checks remotely, manage your debit card, and find nearby branches and ATMs.
- Aggregate accounts from other banks
- Organize transactions with tags and photos
- Set balance alerts
- Make payments and transfers
- Mobile check deposit
- Debit card management
- Find branches and ATMs
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Financial Plus Credit Union is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Financial Plus Credit Union: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the MyFPCU app, you must be enrolled as a Financial Plus Credit Union digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
The clearest difference is monetization model: BPSB Mobile at free against MyFPCU's free with in-app purchases. BPSB Mobile also leads on iOS requirement (15.0 vs 18.4). MyFPCU's advantage is ratings volume (8.4K vs 53) and rating (4.8 vs 4.5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyFPCU holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: MyFPCU has 8.4K ratings behind it against 53, so its average is the more settled of the two. Written reviews point the same way: 50% of BPSB Mobile's written reviews are positive against 60% of MyFPCU's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 9, 2026 and September 22, 2026 respectively.
| Parameter | BPSB Mobile | MyFPCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (53 ratings) | 4.8 (8.4K ratings) — better |
| Positive reviews | 50.0% of reviews | 59.5% of reviews — better |
| Number of ratings | 53 | 8.4K — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 148 MB | 176 MB |
| Age rating | 4+ | 12+ |
| Developer | Bay Port State Bank | Financial Plus FCU |
Customer experience
BPSB Mobile
MyFPCU
Bugs and requests
BPSB Mobile
Not enough reviews yet to summarise bugs or requests.
MyFPCU
Reported bugs
4 issues- Mobile deposit not working
- App lags behind in updating transactions
- Credit card activation errors
- Inability to access savings account
Requested features
4 requests- Ability to view mortgage transactions
- Option to receive paper statements
- Multi-account access on one device
- Dark mode option
In-app purchases
BPSB Mobile
No in-app purchases
MyFPCU
No in-app purchases
Questions
Is BPSB Mobile free?
Is MyFPCU free?
Which has better reviews, BPSB Mobile or MyFPCU?
Do BPSB Mobile or MyFPCU have ads?
Which is updated more often, BPSB Mobile or MyFPCU?
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