VPS SmartOne vs MyVIB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VPS SmartOne
This platform offers a comprehensive suite of financial management tools for investments, wealth management, and payment services. It provides real-time market insights, investment advice, and secure transaction processing for a streamlined user experience.
- Integrated financial management
- Investment and wealth management
- Payment services
- Real-time market view and advice
- Secure transactions
- Transaction notifications and updates
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VPS SmartOne is an all in one financial management platform that fulfills different investment needs, wealth management and payment services. - A comprehensive feature set which integrates all necessary financial solutions in a super high security level in order to feature a streamlined user experience. - Stay up to date with a real time and comprehensive view on the market, and investment advises. - State of the art technology at every stage of your investing experience ensuring seamless and accurate transactions. - Manage your investments, get notified on new transactions, and real time updates on news and services.
MyVIB
This digital banking app offers a simplified and optimized financial experience. It features a high-interest Super Account, AI-driven personalized financial management, and a comprehensive payment ecosystem with over 100 integrated services. Users can also access an AI financial assistant and exclusive rewards.
- Super Account with high daily interest
- AI-powered personalized financial management
- Over 100 integrated financial services
- AI financial assistant (ViePro GenAI)
- Exclusive rewards and vouchers
- Online account opening in 3 minutes
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MyVIB is the Digital Banking app of the Vietnam International Bank (VIB), developed with the philosophy of "Simplicity in Banking," providing a simple, optimized financial experience that helps you maximize your benefits. Super Account – Maximize Your Benefits Enjoy the exclusive benefits of the Super Account, which offers up to 4.3% annual interest per day. It helps awaken idle funds while ensuring the flexibility to withdraw, transfer, and make payments at any time without affecting accumulated profits. Smart, Personalized Financial Management AI Financial Management technology elevates your personalized experience, enabling smart financial planning, automatic analysis, and accurate suggestions that optimize your financial decisions. Comprehensive Digital Payment Ecosystem – Maximizing Your Experience Explore the ecosystem with over 100 financial services integrated into a single app, offering unmatched convenience: from transfers, deposits, credit card management, bill payments (electricity, water, ADSL) to booking flights, hotels, and buses. Your Exclusive Rewards World – MyVIB Rewards Unlock an exclusive world of offers with attractive promotions and a diverse range of vouchers, personalized to your preferences, helping you spend smarter and save more. Your 24/7 AI Financial Assistant ViePro GenAI, your AI-powered financial assistant, always by your side, providing precise and timely insights to address a wide range of financial information, delivering an unparalleled and transformative experience. Download the app, open your account online in just 3 minutes without visiting a branch. Explore MyVIB today! Head Office: Sailing Tower Building, 111A Pasteur, Ben Nghe, District 1, Ho Chi Minh City.
Screenshots
Verdict
The clearest difference is rating: MyVIB at 3.5 against VPS SmartOne's 2.6. MyVIB also leads on review sentiment (32% vs 16%) and ratings volume (191 vs 58). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyVIB holds the better App Store score, 3.5 against 2.6. Both are backed by a comparable volume of ratings — 58 and 191 respectively. Written reviews point the same way: 16% of VPS SmartOne's written reviews are positive against 32% of MyVIB's.
VPS SmartOne ships an update every 9 days, MyVIB every 2 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | VPS SmartOne | MyVIB |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (58 ratings) | 3.5 (191 ratings) — better |
| Positive reviews | 15.6% of reviews | 31.9% of reviews — better |
| Number of ratings | 58 | 191 — better |
| Update frequency | Every 9 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 343 MB | 435 MB |
| Age rating | 4+ | 17+ |
| Developer | VPS SECURITIES JSC | VIETNAM INTERNATIONAL COMMERCIAL JOINT STOCK BANK |
Customer experience
VPS SmartOne
MyVIB
Bugs and requests
VPS SmartOne
Not enough reviews yet to summarise bugs or requests.
MyVIB
Reported bugs
10 issues- App crashes and won't open
- OTP verification fails repeatedly
- Transferred money not reflecting in account
- Transaction timestamps incorrect
- Login failures after app upgrade
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- Account locked after forced update
- Payment processing shows success but money not received
- App freezes during transactions
- SmartOTP malfunction
- Unable to access account after version 2.0 upgrade
Requested features
8 requests- Search function for transaction history
- English language support
- Save recipient account numbers
- Promo code input field
- Apple Pay integration
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- Transaction history in Apple Wallet
- Rollback to previous app version
- More QR code payment options
In-app purchases
VPS SmartOne
No in-app purchases
MyVIB
No in-app purchases
