Principal® vs CostCapture
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Principal®
Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.
- View account balances
- Roll over funds
- Change contributions
- Adjust investments
- Financial education resources
- Retirement Wellness Score
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Keep up with your financial goals on the go. The updated Principal® app makes it easy to keep on top of your retirement savings and gain insights to help you reach your financial goals. Download and use the app to: • Complete simple transactions and quick check-ins: view account balances, roll over funds, change contributions, adjust investments, and more • Discover financial education to help build your confidence and make progress in budgeting, saving, debt payoff, and more • Learn from tools like our personalized Retirement Wellness Score to see how you’re tracking toward your retirement goals • Find your insurance information The availability of information and functionality will vary depending on your plan type(s). To make changes not available on the app, visit principal.com. Some screens may contain more information than is illustrated in the samples. This document is intended to be educational in nature and is not intended to be taken as a recommendation. Insurance products and plan administrative services provided through Principal Life Insurance Co., a member of the Principal Financial Group®, Des Moines, IA 50392. Visit our online privacy policy at https://www.principal.com/privacy-policies © 2025 Principal Financial Services, Inc. 3729939-072024
CostCapture
Easily track construction expenses by uploading receipts and invoices. This app integrates with accounting systems and functions as a standalone tool or within a larger ecosystem.
- Receipt tracking
- Invoice tracking
- Accounting system upload
- Standalone functionality
- Ecosystem integration
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CostCapture is an easy to use expense tracking application for construction. It allows you to track your receipts and invoices and upload to your accounting system. It works as a standalone app but is also part of the EquipmentShare ecosystem.
Screenshots
Verdict
The clearest difference is review sentiment: Principal® at 33% against CostCapture's 0%. Principal® also leads on ratings volume (236K vs 5) and rating (4.8 vs 4.6). CostCapture's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 16.4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Principal® holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Principal® has 236K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 33% of Principal®'s written reviews are positive against 0% of CostCapture's.
Principal® ships an update every 8 days, CostCapture fortnightly. The most recent releases landed on September 27, 2026 and September 16, 2026 respectively.
| Parameter | Principal® | CostCapture |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (236K ratings) — better | 4.6 (5 ratings) |
| Positive reviews | 32.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 236K — better | 5 |
| Update frequency | Every 8 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Best chart rank | #170 — better | — |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPod |
| Requires iOS | 16.4 | 13.0 — better |
| Further details — not scored | ||
| Size | 106 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Principal Financial Group | EQUIPMENTSHARE.COM INC |
Customer experience
Principal®
CostCapture
Bugs and requests
Principal®
Reported bugs
4 issues- Unable to change contribution rates
- Inconsistent login and logout functionality
- Rollover check deposit not working as advertised
- Certain account details not displaying properly
Requested features
4 requests- Improved transaction history and reporting
- Ability to deposit checks via the app
- More customization options for the dashboard
- Seamless integration with other financial accounts
CostCapture
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Principal®
No in-app purchases
CostCapture
No in-app purchases
Questions
Is Principal® free?
Is CostCapture free?
Which has better reviews, Principal® or CostCapture?
Do Principal® or CostCapture have ads?
Which is updated more often, Principal® or CostCapture?
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