Steer Clear® vs Transact eAccounts
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Steer Clear®
This app helps young drivers improve their driving habits through interactive learning modules and trip tracking. Completing the program may qualify users for an auto insurance premium adjustment.
- Learning modules on safe driving topics
- Automatic trip tracking
- Driving behavior feedback (braking, acceleration, cornering)
- Program completion certificate
- Motivational badges for accomplishments
- Distracted driving education
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The Steer Clear® app is part of a comprehensive program that helps young drivers reinforce positive driving behavior. Young drivers, under age 25, who complete the Steer Clear® Safe Driver Program, may be eligible for an adjustment to the premium on their State Farm® auto insurance. The Steer Clear mobile application tracks a driver's progress through pre-set learning modules of updated content including topics such as Bluetooth, distracted driving (texting/games), and special driving situations. Drivers will no longer need to manually record their trips if the program is conducted through this app. Throughout their trips, drivers will be scored and given feedback on their braking, acceleration, and cornering. Once a driver completes the program, they will receive a program completion certificate that they can text, email, or bring into the agent's office. Badges have been added to Steer Clear to recognize and reward a variety of specific driving accomplishments. The badges will help align users to shared goals of the app, such as scoring a certain percentage on a specific driving behavior, while acting as virtual, motivational status symbols. Feel free to leave comments on the App Store or on our Facebook Teen Driver Safety page: www.facebook.com/sfteendriving *The Steer Clear® Safe Driver Program is not available in all states.
Transact eAccounts
Manage your campus accounts on the go. View balances, track transactions, and add funds easily. At participating institutions, use your digital ID for access and payments.
- View account balances
- Track recent transactions
- Add money to accounts
- Digital ID in Apple Wallet
- Report lost/found cards
- Multi-factor authentication
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For users at participating campuses and institutions, eAccounts mobile makes it easy to view account balances, add money and track recent transactions. At select campuses, users can now add their ID card to Wallet to access places like your residence hall, the library, and events; or pay for laundry, snacks, and dinners using their iPhone and Apple Watch. Key Features & Benefits: • View account balances • Track recent transactions • Add money to accounts using Apple Pay or a previously-saved payment method • Add your ID card to Apple Wallet (select campuses) • Barcode (select campuses) • Report cards lost or found • Multi Factor Authentication • App Shortcuts • Change PIN Requirements: • Campus or institution must subscribe to eAccounts service • Campus or institution must enable mobile features to provide access to users • Wi-Fi or cellular data plan for Internet access Contact your campus ID card office to check availability.
Screenshots
Verdict
The clearest difference is chart position: Transact eAccounts at #155 against Steer Clear®'s unranked. Transact eAccounts also leads on update cadence (monthly vs every 2 months) and review sentiment (40% vs 29%). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Steer Clear® against 4.8 for Transact eAccounts. Both are backed by a comparable volume of ratings — 71K and 55K respectively. Written reviews are what separate them: 29% of Steer Clear®'s written reviews are positive against 40% of Transact eAccounts's.
Steer Clear® ships an update every 2 months, Transact eAccounts monthly. Both last shipped on November 6, 2026.
| Parameter | Steer Clear® | Transact eAccounts |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (71K ratings) | 4.8 (55K ratings) — better |
| Positive reviews | 29.1% of reviews | 39.7% of reviews — better |
| Number of ratings | 71K — better | 55K |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | — | #155 — better |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 21 MB | 27 MB |
| Age rating | 12+ | 4+ |
| Developer | State Farm Mutual Automobile Insurance Company | Transact Campus, LLC |
Customer experience
Steer Clear®
Transact eAccounts
User reviews
Steer Clear®
From 71K App Store ratingsWhat we love
- 👍 Easy to use
- 💡 Provides driving feedback
- 🚀 Quick lessons
- 👍 User-friendly interface
Room to improve
- 🐛 Inaccurate scoring
- 🐛 Sensitive to phone movement
- 🐛 Inconsistent trip recording
- 🐛 Harsh/overly critical scoring
- 🐛 Fails to account for real-world driving conditions
Transact eAccounts
From 55K App Store ratingsWhat we love
- 🚀 Great technology
- 🚀 Convenient
- 👍 Easy to use
- 👍 Accessible
- 👍 Helpful
Room to improve
- 🐛 Inconsistent performance
- 🐛 Unreliable
- 🐛 Slow
- 🐛 Buggy
- 🐛 Glitchy
Bugs and requests
Steer Clear®
Reported bugs
4 issues- Trips not recording due to phone movement
- Acceleration/braking incorrectly detected
- Inconsistent scoring between drives
- Calibration issues causing inaccurate data
Requested features
4 requests- Allow driver comments/explanations for incidents
- Improve scoring algorithm to be more realistic
- Integrate with other driving apps for seamless experience
- Provide more detailed feedback on areas for improvement
Transact eAccounts
Reported bugs
5 issues- Cannot add card to wallet
- Login/authentication issues
- Incorrect balance display
- Grayed out main screen after login
- Inability to find/select school
Requested features
3 requests- Allow for two accounts under the same institution
- Add option to edit payments within the app
- Improve wallet integration
In-app purchases
Steer Clear®
No in-app purchases
Transact eAccounts
No in-app purchases
Questions
Is Steer Clear® free?
Is Transact eAccounts free?
Which has better reviews, Steer Clear® or Transact eAccounts?
Do Steer Clear® or Transact eAccounts have ads?
Which is updated more often, Steer Clear® or Transact eAccounts?
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