PNB ONE vs UnionParivaar
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PNB ONE
Manage all your banking needs from a single platform. Transfer funds, view statements, invest, and manage cards securely. Offers a user-friendly interface with features like fingerprint login and bill payments.
- Interactive dashboard
- Account statement viewing
- Fund transfers (NEFT/IMPS/UPI)
- Term deposit and mutual fund investments
- Debit and credit card management
- Bill payments and recharges
- Cheque status inquiry and stop cheque
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PNB ONE is an amalgamation of various banking processes being delivered through single platform. This is an all in one application which allows you to transfer funds, view account statement, invest in term deposits, manage debit card & credit card and many other exclusive services at your fingertips. Services Available / Features of PNB ONE a) Interactive Interface (i) Redesigned dashboard with more features available on the dashboard (ii) Access all the accounts on the dashboard itself. b) Accounts (i) All accounts will be displayed in illustrative manner. ( Savings, Deposits, Loan, Overdraft, Current) (ii) Detailed view of account statement (iii) Check Balances c) Transfer Funds: (i) Regular Transfers - “Self” (for own accounts), “Within” (for PNB accounts) & “Other” (for non-pnb accounts) will be there.NEFT/IMPS/UPI for Interbank fund transfers. (ii) Instant Transfers (without adding beneficiary) - IMPS using MMID and Quick Transfer without adding beneficiary. (iii) Indo- Nepal Remittance d) Invest funds (i) Open a term deposit account (ii) Mutual Funds (iii) Insurance e) Transactions (i) My transactions will display all the recent transactions (ii) My Favorite Payee will show list of recent payees (iii) Schedule a transaction (iv) Recurring transactions f) Safe and secure (i) Sign in much faster and simpler with your fingerprint (ii) 2 factor authentication (iii) Encryption g) Manage Debit Card (i) Apply for a new card (ii) Update limits of ATM withdrawal, POS/ Ecomm transaction (iii) Hotlist debit card h) Manage Credit Card (i) Link/De link Credit Card (ii) Auto Payment Registration (iii) Auto Payment De-Registration (iv) Change card limit (v) Statement on e-mail (vi) Damaged card replacement i) Unified Payment Interface (UPI) (i) Send/ Collect money through UPI (ii) Transaction History (iii) Complaint Management (iv) User Deregistration j) Scan & Pay (BHARAT QR): (i) Make Payment by scanning QR directly. (ii) Link your cards once and make the payment directly from the account. k) Pay Bills/Recharge: (i) Register your biller pertaining to Mutual find, Insurance, Telecom, Electricity, DTH, credit card etc. (ii) Pay bills directly to your registered biller. l) Languages: Available in English and Hindi m) Cheques (i) Inquire Cheque Status (ii) Stop Cheque (iii) Request for Cheque book (iv) View Cheque n) M-Passbook (i) View account statement of account (ii) Download account statement in PDF for offline purposes. o) Favourites p) Value Added Services (i) PAN/ Aadhar Registration (ii) E-mail ID Updation (iii) E statement registration (iv) E-statement de registration (v) MMID( used for IMPS) (vi) Last 10 SMS q) Complaint Service Management (i) Raise a complaint/ Service Request (ii) Track your request (iii) Request history
UnionParivaar
This application provides Union Bank of India employees with access to essential HR modules. Manage leave, apply for holiday homes, view salary slips, and handle reimbursements all in one place.
- Leave Management
- Holiday Home Application
- Salary Slip Access
- Reimbursement Modules
- Employee HR Tools
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Union Parivaar Human Resource Management System application exclusively for Union Bank of India Employees. User can access various Employee Related modules like 1. Leave Management 2.Holiday Home Application 3. Salary Slip 4.Reimbursement related Modules and many more modules.
Screenshots
Verdict
The clearest difference is update cadence: PNB ONE at every 2 weeks against UnionParivaar's every 33 months. UnionParivaar's advantage is iOS requirement (15.6 vs 17.0). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PNB ONE ships an update every 2 weeks, UnionParivaar every 33 months. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.
| Parameter | PNB ONE | UnionParivaar |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (581 ratings) — better | — |
| Positive reviews | 14.9% of reviews | 20.0% of reviews — better |
| Number of ratings | 581 — better | — |
| Update frequency | Every 2 weeks — better | Every 33 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 387 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | PNB | Union Bank of India |
Customer experience
PNB ONE
UnionParivaar
In-app purchases
PNB ONE
No in-app purchases
UnionParivaar
No in-app purchases









