Comparison

PNB ONE vs FactorFox Client App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PNB ONE

Manage all your banking needs from a single platform. Transfer funds, view statements, invest, and manage cards securely. Offers a user-friendly interface with features like fingerprint login and bill payments.

Highlights
  • Interactive dashboard
  • Account statement viewing
  • Fund transfers (NEFT/IMPS/UPI)
  • Term deposit and mutual fund investments
  • Debit and credit card management
  • Bill payments and recharges
  • Cheque status inquiry and stop cheque
Features
Read full description

PNB ONE is an amalgamation of various banking processes being delivered through single platform. This is an all in one application which allows you to transfer funds, view account statement, invest in term deposits, manage debit card & credit card and many other exclusive services at your fingertips.   Services Available / Features of PNB ONE a) Interactive Interface (i) Redesigned dashboard with more features available on the dashboard (ii) Access all the accounts on the dashboard itself. b) Accounts (i) All accounts will be displayed in illustrative manner. ( Savings, Deposits, Loan, Overdraft, Current) (ii) Detailed view of account statement (iii) Check Balances c) Transfer Funds: (i) Regular Transfers - “Self” (for own accounts), “Within” (for PNB accounts) & “Other” (for non-pnb accounts) will be there.NEFT/IMPS/UPI for Interbank fund transfers.   (ii) Instant Transfers (without adding beneficiary) - IMPS using MMID and Quick Transfer without adding beneficiary. (iii) Indo- Nepal Remittance   d) Invest funds (i) Open a term deposit account (ii) Mutual Funds (iii) Insurance e) Transactions (i) My transactions will display all the recent transactions (ii) My Favorite Payee will show list of recent payees (iii) Schedule a transaction (iv) Recurring transactions   f) Safe and secure (i) Sign in much faster and simpler with your fingerprint (ii) 2 factor authentication (iii) Encryption g) Manage Debit Card (i) Apply for a new card (ii) Update limits of ATM withdrawal, POS/ Ecomm transaction (iii) Hotlist debit card h) Manage Credit Card (i) Link/De link Credit Card (ii) Auto Payment Registration (iii) Auto Payment De-Registration (iv) Change card limit (v) Statement on e-mail (vi) Damaged card replacement i) Unified Payment Interface (UPI) (i) Send/ Collect money through UPI (ii) Transaction History (iii) Complaint Management (iv) User Deregistration j) Scan & Pay (BHARAT QR): (i) Make Payment by scanning QR directly. (ii) Link your cards once and make the payment directly from the account. k) Pay Bills/Recharge: (i) Register your biller pertaining to Mutual find, Insurance, Telecom, Electricity, DTH, credit card etc. (ii) Pay bills directly to your registered biller. l) Languages: Available in English and Hindi m)  Cheques (i) Inquire Cheque Status (ii) Stop Cheque (iii) Request for Cheque book (iv) View Cheque n)   M-Passbook (i) View account statement of account (ii) Download account statement in PDF for offline purposes. o)    Favourites p)    Value Added Services (i) PAN/ Aadhar Registration (ii) E-mail ID Updation (iii) E statement registration (iv) E-statement de registration (v) MMID( used for IMPS) (vi) Last 10 SMS q)    Complaint Service Management (i) Raise a complaint/ Service Request (ii) Track your request (iii) Request history

About

FactorFox Client App

Streamline your business finances by sending and tracking invoices for factoring. Easily upload supporting documents, including bills of lading and rate sheets, directly from your mobile device. Get paid faster with automated tracking and real-time fund alerts.

Highlights
  • Send and track factoring invoices
  • Upload supporting documents
  • Integrates with QuickBooks Online
  • Automated invoice tracking
  • Real-time fund alerts
  • Mobile document submission
Features
Read full description

• Get paid quickly, submit invoices, upload supporting documentation, transportation factors upload bill of lading, lumper tickets, and rate sheets or just take pictures of the documents. Integrates with QuickBooks online, run your business, and get paid. Trusted by customers worldwide. Send, and track invoices for factoring by connecting to QuickBooks online or enter them manually. Track your money and get alerts immediately when funds are on the way. Factoring invoices made easy with the FactorFox platform. Factoring services make it effortless to stay on top of invoices sold at a discount to factors. • Track invoices automatically. Automatically track invoices factored right from your phone. • Submit Supporting Documents. No need to fax or login to a desktop computer to send supporting documents. Easily take pictures or upload documents from your mobile device to get paid faster. • From FactorFox Software LLC Visit: https://www.factorfox.com/wp-content/uploads/2019/06/FactorFox-Privacy-Policy.pdf http://www.factorfox.com/wp-content/uploads/2019/06/2019.2.1-Terms-of-Use-for-End-Users-1.pdf Download today, start funding easily and quickly.

Screenshots

PNB ONE4 screens
FactorFox Client App4 screens

Verdict

The call

The clearest difference is rating: PNB ONE at 3.6 against FactorFox Client App's 3.0. PNB ONE also leads on ratings volume (575 vs 4) and update cadence (every 2 weeks vs every 6 weeks). FactorFox Client App's advantage is iOS requirement (12.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PNB ONE holds the better App Store score, 3.6 against 3.0. That said, the two scores are not equally well evidenced: PNB ONE has 575 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 15% of PNB ONE's written reviews are positive against 0% of FactorFox Client App's.

UpkeepUpdate frequency

PNB ONE ships an update every 2 weeks, FactorFox Client App every 6 weeks. The most recent releases landed on October 13, 2026 and September 27, 2026 respectively.

Scorecard5 real differences · 5 level
PNB ONE versus FactorFox Client App: the parameters behind the verdict, then further details
ParameterPNB ONEFactorFox Client App
PriceFreeFree
Rating3.6 (575 ratings) — better3.0 (4 ratings)
Positive reviews15.1% of reviews — better0.0% of reviews
Number of ratings575 — better4
Update frequencyEvery 2 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.012.0 — better
Further details — not scored
Size382 MB73 MB
Age rating4+4+
DeveloperPNBFactorFox Software, LLC

Customer experience

PNB ONE

All ratings575 ratings
Positive64.3%
Neutral7.0%
Negative28.7%
Written reviews172 reviews
Positive15.1%
Neutral2.9%
Negative82.0%

FactorFox Client App

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

PNB ONE

No in-app purchases

None

FactorFox Client App

No in-app purchases

Questions

Is PNB ONE free?
PNB ONE is free to download, with no in-app purchases.
Is FactorFox Client App free?
FactorFox Client App is free to download, with no in-app purchases.
Which has better reviews, PNB ONE or FactorFox Client App?
PNB ONE is rated higher. PNB ONE averages 3.6 out of 5 from 575 ratings, while FactorFox Client App averages 3.0 from 4 ratings.
Do PNB ONE or FactorFox Client App have ads?
Neither PNB ONE nor FactorFox Client App shows ads.
Which is updated more often, PNB ONE or FactorFox Client App?
PNB ONE ships an update every 2 weeks, and FactorFox Client App every 6 weeks. Most recently, PNB ONE was updated on October 13, 2026 and FactorFox Client App on September 27, 2026.

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