Comparison

PNB ONE vs Cent Swa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PNB ONE

Manage all your banking needs from a single platform. Transfer funds, view statements, invest, and manage cards securely. Offers a user-friendly interface with features like fingerprint login and bill payments.

Highlights
  • Interactive dashboard
  • Account statement viewing
  • Fund transfers (NEFT/IMPS/UPI)
  • Term deposit and mutual fund investments
  • Debit and credit card management
  • Bill payments and recharges
  • Cheque status inquiry and stop cheque
Features
Read full description

PNB ONE is an amalgamation of various banking processes being delivered through single platform. This is an all in one application which allows you to transfer funds, view account statement, invest in term deposits, manage debit card & credit card and many other exclusive services at your fingertips.   Services Available / Features of PNB ONE a) Interactive Interface (i) Redesigned dashboard with more features available on the dashboard (ii) Access all the accounts on the dashboard itself. b) Accounts (i) All accounts will be displayed in illustrative manner. ( Savings, Deposits, Loan, Overdraft, Current) (ii) Detailed view of account statement (iii) Check Balances c) Transfer Funds: (i) Regular Transfers - “Self” (for own accounts), “Within” (for PNB accounts) & “Other” (for non-pnb accounts) will be there.NEFT/IMPS/UPI for Interbank fund transfers.   (ii) Instant Transfers (without adding beneficiary) - IMPS using MMID and Quick Transfer without adding beneficiary. (iii) Indo- Nepal Remittance   d) Invest funds (i) Open a term deposit account (ii) Mutual Funds (iii) Insurance e) Transactions (i) My transactions will display all the recent transactions (ii) My Favorite Payee will show list of recent payees (iii) Schedule a transaction (iv) Recurring transactions   f) Safe and secure (i) Sign in much faster and simpler with your fingerprint (ii) 2 factor authentication (iii) Encryption g) Manage Debit Card (i) Apply for a new card (ii) Update limits of ATM withdrawal, POS/ Ecomm transaction (iii) Hotlist debit card h) Manage Credit Card (i) Link/De link Credit Card (ii) Auto Payment Registration (iii) Auto Payment De-Registration (iv) Change card limit (v) Statement on e-mail (vi) Damaged card replacement i) Unified Payment Interface (UPI) (i) Send/ Collect money through UPI (ii) Transaction History (iii) Complaint Management (iv) User Deregistration j) Scan & Pay (BHARAT QR): (i) Make Payment by scanning QR directly. (ii) Link your cards once and make the payment directly from the account. k) Pay Bills/Recharge: (i) Register your biller pertaining to Mutual find, Insurance, Telecom, Electricity, DTH, credit card etc. (ii) Pay bills directly to your registered biller. l) Languages: Available in English and Hindi m)  Cheques (i) Inquire Cheque Status (ii) Stop Cheque (iii) Request for Cheque book (iv) View Cheque n)   M-Passbook (i) View account statement of account (ii) Download account statement in PDF for offline purposes. o)    Favourites p)    Value Added Services (i) PAN/ Aadhar Registration (ii) E-mail ID Updation (iii) E statement registration (iv) E-statement de registration (v) MMID( used for IMPS) (vi) Last 10 SMS q)    Complaint Service Management (i) Raise a complaint/ Service Request (ii) Track your request (iii) Request history

About

Cent Swa

This app provides Central Bank of India staff with mobile access to HRMS services. Employees can manage service records, leave requests, PF summaries, and view payslips and tax estimations.

Highlights
  • My Service Record
  • Leave Passbook
  • PF Summary
  • Holiday Home Booking
  • Payslip Viewing
  • Tax Estimation
  • Leave Request Management
Features
Read full description

Cent Swa-Darpan is a Mobile App, launched by Central Bank of India for Staff. Cent Swa-Darpan is a Mobile App, launched by Central Bank of India for Staff to use HRMS system on their fingertips. At present ,The app enable employees to use following HRMS services through the "Cent Swa-Darpan" Mobile Application. 1. My Service Record 2. Leave Passbook 3. My PF Summary 4. Holiday Home Booking 5. Job Information Summary 6. My LTC Block Details 7. Payslip 8. Tax Estimation 9. Add Leave Request 10. Leave Request Approval

Screenshots

PNB ONE4 screens
Cent Swa4 screens

Verdict

The call

The clearest difference is iOS requirement: Cent Swa at 12.0 against PNB ONE's 17.0. On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
PNB ONE versus Cent Swa: the parameters behind the verdict, then further details
ParameterPNB ONECent Swa
PriceFreeFree
Rating3.6 (580 ratings) — better—
Positive reviews14.9% of reviews15.0% of reviews — better
Number of ratings580 — better—
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.012.0 — better
Further details — not scored
Size387 MB13 MB
Age rating4+4+
DeveloperPNBCENTRAL BANK OF INDIA

Customer experience

PNB ONE

All ratings580 ratings
Positive64.3%
Neutral7.1%
Negative28.6%
Written reviews174 reviews
Positive14.9%
Neutral2.9%
Negative82.2%

Cent Swa

Written reviews20 reviews
Positive15.0%
Neutral5.0%
Negative80.0%

In-app purchases

None

PNB ONE

No in-app purchases

None

Cent Swa

No in-app purchases

Questions

Is PNB ONE free?
PNB ONE is free to download, with no in-app purchases.
Is Cent Swa free?
Cent Swa is free to download, with no in-app purchases.
Do PNB ONE or Cent Swa have ads?
Neither PNB ONE nor Cent Swa shows ads.

Other comparisons