PNB ONE vs SVC NXT

PNB ONE is an amalgamation of various banking processes being delivered through single platform. This is an all in one application which allows you to transfer funds, view account statement, invest in term deposits, manage debit card & credit card and many other exclusive services at your fingertips.   Services Available / Features of PNB ONE a) Interactive Interface (i) Redesigned dashboard with more features available on the dashboard (ii) Access all the accounts on the dashboard itself. b) Accounts (i) All accounts will be displayed in illustrative manner. ( Savings, Deposits, Loan, Overdraft, Current) (ii) Detailed view of account statement (iii) Check Balances c) Transfer Funds: (i) Regular Transfers - “Self” (for own accounts), “Within” (for PNB accounts) & “Other” (for non-pnb accounts) will be there.NEFT/IMPS/UPI for Interbank fund transfers.   (ii) Instant Transfers (without adding beneficiary) - IMPS using MMID and Quick Transfer without adding beneficiary. (iii) Indo- Nepal Remittance   d) Invest funds (i) Open a term deposit account (ii) Mutual Funds (iii) Insurance e) Transactions (i) My transactions will display all the recent transactions (ii) My Favorite Payee will show list of recent payees (iii) Schedule a transaction (iv) Recurring transactions   f) Safe and secure (i) Sign in much faster and simpler with your fingerprint (ii) 2 factor authentication (iii) Encryption g) Manage Debit Card (i) Apply for a new card (ii) Update limits of ATM withdrawal, POS/ Ecomm transaction (iii) Hotlist debit card h) Manage Credit Card (i) Link/De link Credit Card (ii) Auto Payment Registration (iii) Auto Payment De-Registration (iv) Change card limit (v) Statement on e-mail (vi) Damaged card replacement i) Unified Payment Interface (UPI) (i) Send/ Collect money through UPI (ii) Transaction History (iii) Complaint Management (iv) User Deregistration j) Scan & Pay (BHARAT QR): (i) Make Payment by scanning QR directly. (ii) Link your cards once and make the payment directly from the account. k) Pay Bills/Recharge: (i) Register your biller pertaining to Mutual find, Insurance, Telecom, Electricity, DTH, credit card etc. (ii) Pay bills directly to your registered biller. l) Languages: Available in English and Hindi m)  Cheques (i) Inquire Cheque Status (ii) Stop Cheque (iii) Request for Cheque book (iv) View Cheque n)   M-Passbook (i) View account statement of account (ii) Download account statement in PDF for offline purposes. o)    Favourites p)    Value Added Services (i) PAN/ Aadhar Registration (ii) E-mail ID Updation (iii) E statement registration (iv) E-statement de registration (v) MMID( used for IMPS) (vi) Last 10 SMS q)    Complaint Service Management (i) Raise a complaint/ Service Request (ii) Track your request (iii) Request history

Welcome to SVC NXT! Secure, smart, and swift – SVC NXT is designed to simplify the way you bank. It is a comprehensive digital platform designed to provide seamless, secure and intuitive banking services. SVC NXT Core Features: 1. Secure Access – Advanced encryption protocols, biometric authentication, and multi factor verification ensure the highest standards of data security 2. Simplistic Account Management – Manage all your Savings, Current, Term Deposit and Loan accounts in a user friendly manner, suitable for all age groups. 3. Fund Transfer – Effortless money transfers through NEFT, RTGS, IMPS with robust tracking and confirmation mechanisms. Schedule funds one time or recurring for future dated transactions. Track upcoming payments and receipts. Reserve funds for a future dated transaction. Quick pay option to transfer funds without payee addition. 4. Debit Cards – Manager debit cards, set limits, block lost / stolen cards instantly 5. Cheques – Apply for cheque book, check status of cheques, positive pay confirmation on the click of a button 6. Bill Payments – Pay utility bills, credit card dues, insurance premiums, and recharges seamlessly with built-in reminders and payment history 7. SVC Rewards – Earn, Collect and Redeem reward points for every digital transaction executed through the app. Attractive merchandise and discount coupons available. With a reputation built on trust, innovation and customer focus, SVC Bank offers s digital experience that is not only secure and reliable but also aligned with your evolving financial needs.