Comparison

Sezzle vs RanchRelay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sezzle

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Highlights
  • Buy now, pay later
  • Pay in 4 interest-free installments
  • No interest or hidden fees
  • Manage spending and budget
  • Instant approval decision
  • Flexible payment reschedules
  • Exclusive deals and offers
Features
Currently charting
Read full description

Sezzle makes shopping more flexible and more rewarding. Split your purchases into interest-free³ payments, so you can get what you need now and pay over time with confidence. More than just flexible payments, Sezzle brings together rewards, an opportunity to build credit history⁴, cash advances, and a mobile phone plan - all in one place. BUY NOW PAY LATER Pay in 5¹: Spread it further with five installments Pay in 4³: Four payments over 6 weeks Pay in 2³: Shorter term, faster payoff Pay in Full: No installments and earn up to 2% Sezzle Spend Monthly Payments⁵: For bigger purchases PAY LATER ANYWHERE² Use Sezzle to shop in-store or online. Add the Virtual Card⁶ to your Apple Wallet and pay later anywhere Visa® is accepted. BUILD CREDIT HISTORY⁴ Opt in to Sezzle Up to report your payments to credit bureaus, so every purchase helps build your credit history EARN REWARDS When you fill up on gas, shop top brands, play games, complete tasks and more. SEZZLE CASH⁷ Get the funds you need today sent straight to your bank or debit card and pay later in the app. SEZZLE MOBILE Stay connected with unlimited 5G data, talk, and text, starting at just $29.99/month. Enjoy priority access on AT&T, the nation's fastest and most reliable network. Save up to $840/year compared to traditional plans and cancel anytime—no long-term contract required.⁸ TRUSTED, TRANSPARENT, RESPONSIBLE - No interest. No hassle. - Approval in less than a minute with no long forms - Flexible reschedules when life gets in the way - Recommended by Investopedia and LendingTree Download Sezzle and start shopping smarter, spending responsibly, and building the financial future you deserve. ¹Issued by WebBank or Sezzle. See loan agreement for details. For example, for a $300 loan, $60 down payment + $7.49 service fee today, then 4 payments of $60 every 2 weeks. 33.3% APR. Paid subscription may be required. ²Sezzle Anywhere for US Visa purchases only. Restrictions apply. ³Issued by WebBank or Sezzle. See loan agreement for details. For example, for a $300 loan, $75 down payment + $7.49 service fee today, then 3 payments of $75 every 2 weeks. 45.0% APR. Service fees vary by loan amount. Paid subscription may be required. ⁴Opt-in to voluntary credit reporting by enrolling in Sezzle Up. Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. All payments, including late payments, are required to be reported, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including the financial decisions you make with other financial services organizations. The program and related services will not remove negative credit history from your credit report. ⁵Loans are originated by Sezzle and third party lenders, including WebBank. Refer to your loan agreement for lender information. All loans are subject to credit approval.Pay Monthly: For example, a $1,000 loan over 6 months would result in 6 monthly payments of $166.67 at 0.00% APR, $178.90 at 24.99% APR, or $184.29 at 35.99% APR. Minimum purchase amount and down payment may be required. ⁶Sezzle Virtual Cards are issued by WebBank, Member FDIC, pursuant to a license from Visa U.S.A Inc. See User Agreement for details. Sezzle provides access to financing in the form of installment loans. Sezzle is not a bank ⁷SezzleCash loans issued by WebBank. Loan terms, repayment schedules, and applicable fees are disclosed in your SezzleCash agreement prior to acceptance. Pay in 5 $100 loan, 0% down, 1 payment of 20% + $3.25 service fee after 14 days, 4 payments of 20% every 2 weeks after, 28.7% annual percentage rate. Subscription may be required. ⁸Sezzle Mobile includes unlimited calls and texts to domestic phone numbers in the United States. ⁹New customers may have a credit check when they first sign up to use the platform. This credit check will not impact a customer's credit score

About

RanchRelay

Connect buyers and sellers of livestock with a comprehensive marketplace. Discover listings, communicate directly, arrange viewings, and manage transport and orders all in one platform. Access detailed seller and fulfillment information for a streamlined experience.

Highlights
  • Discover livestock listings
  • Direct buyer-seller communication
  • Request viewings
  • Coordinate transport
  • Manage favorites and orders
  • Access seller information
  • View fulfillment options
Features
Read full description

RanchRelay helps buyers and sellers discover livestock listings, communicate directly, request viewings, coordinate transport, manage favorites and orders, and access membership features. Review listing details, seller information, and available fulfillment options in one place. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ranchrelay.app/privacy

Screenshots

Sezzle4 screens
RanchRelay3 screens

Verdict

The call

The clearest difference is in-app purchases: Sezzle at none against RanchRelay's 4. Sezzle also leads on ratings volume (306K vs 1) and chart position (#53 vs unranked). RanchRelay's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, rating, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. RanchRelay sells 4 in-app purchases, starting at $4.99 per month. Sezzle asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Sezzle against 5.0 for RanchRelay. That said, the two scores are not equally well evidenced: Sezzle has 306K ratings behind it against 1, so its average is the more settled of the two.

Scorecard5 real differences · 6 level
Sezzle versus RanchRelay: the parameters behind the verdict, then further details
ParameterSezzleRanchRelay
PriceFreeFree
Rating4.9 (306K ratings)5.0 (1 ratings) — better
Positive reviews41.4% of reviews—
Number of ratings306K — better1
Update frequencyEvery 6 days—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#53 — better—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size331 MB26 MB
Age rating12+17+
DeveloperSezzleTechtrend Limited Liability Company

Customer experience

Sezzle

All ratings306,218 ratings
Positive97.1%
Neutral0.8%
Negative2.2%
Written reviews2,229 reviews
Positive41.4%
Neutral5.7%
Negative52.8%

RanchRelay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Sezzle

Reported bugs

2 issues
  • Payment processing errors
  • Accounts being locked or disabled without clear reason

Requested features

4 requests
  • Improve customer service responsiveness
  • Provide more transparency on spending limit adjustments
  • Allow more flexibility in rescheduling payments
  • Expand partner store network without premium restrictions

RanchRelay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Sezzle

No in-app purchases

4 purchases

RanchRelay

Subscriptions4
  • Rancher Monthly14 Days trial$4.991 Month
  • Rancher Pro Monthly14 Days trial$19.991 Month
  • Rancher Yearly14 Days trial$49.991 Year
Show 1 more
  • Rancher Pro Yearly14 Days trial$189.991 Year

Questions

Is Sezzle free?
Sezzle is free to download, with no in-app purchases.
Is RanchRelay free?
RanchRelay is free to download, with in-app purchases available.
Which has better reviews, Sezzle or RanchRelay?
RanchRelay is rated higher. Sezzle averages 4.9 out of 5 from 306K ratings, while RanchRelay averages 5.0 from 1 ratings.
Do Sezzle or RanchRelay have ads?
Neither Sezzle nor RanchRelay shows ads.

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