Comparison

SECU vs Home Orbit Lending

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SECU

Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.

Highlights
  • View account balances and transactions
  • Lock/unlock debit cards
  • Schedule and manage bill payments
  • Transfer funds between accounts
  • Deposit checks via mobile
  • Request loan advances
  • Secure messaging
Read full description

SECU Digital Banking Manage your accounts anytime, anywhere. Designed with our members in mind, our new Member Access experience makes it easier than ever to manage your finances securely and conveniently from your mobile device. With the SECU mobile app, you can: • View account balances and transaction history • Transfer money between accounts • Deposit checks using Mobile Deposit • Pay bills and manage payees • Send and receive secure messages • Set up account alerts and notifications • Manage debit and credit cards • Locate branches and ATMs • Update contact information • Create and manage budgets and savings goals • Access enhanced security features, including biometric login (supported devices) Secure and Convenient Your security is our priority. The app uses advanced encryption and authentication tools to help protect your financial information. Getting Started Enroll or sign in using your current member access credentials. Contact Us Visit www.ncsecu.org for more information. Send feedback and suggestions to appfeedback@ncsecu.org

About

Home Orbit Lending

Features
Read full description

At Home Orbit Lending, we want to help make the process of buying your home simple. To further enhance your experience, we have created our Home Orbit Lending app to help simplify the home buying process. This tool provides you with a wealth of valuable information whether you are a purchasing a home, refinancing, or you're a real estate agent wanting to provide the best for your clients. Key Features: ⁃ Determine which product is best for you using scenario comparisons. ⁃ Calculate savings or cost of refinancing your mortgage. ⁃ Learn whether you can afford a home based on your current income and expenses. ⁃ Quickly and easily scan and upload required documents. ⁃ Convenient access to Loan Officer and Real Estate Agent contact information ⁃ Stay up to date on industry news and changes which might affect you such as mortgage interest rates. The calculations you find in the Home Orbit Lending app are helpful in determining what homeownership could look like for you. However, your Home Orbit Lending loan officer will help you get the right loan to meet your specific needs and will go the extra mile to ensure the highest quality of work is performed on your loan in a timely manner. Be sure to reach out to your loan officer with any questions you may have about your loan or the loan process.

Screenshots

SECU4 screens
Home Orbit Lending4 screens

Verdict

The call

The clearest difference is iOS requirement: SECU at 16.0 against Home Orbit Lending's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SECU ships an update every 2 months, Home Orbit Lending every 3 months. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

Scorecard1 real difference · 9 level
SECU versus Home Orbit Lending: the parameters behind the verdict, then further details
ParameterSECUHome Orbit Lending
PriceFreeFree
Rating4.9 (276K ratings) — better—
Positive reviews64.3% of reviews—
Number of ratings276K — better—
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better18.0
Further details — not scored
Size43 MB102 MB
Age rating4+4+
DeveloperNorth Carolina State Employees' Credit UnionSFMC, L.P.

Bugs and requests

SECU

Reported bugs

3 issues
  • Login screen issues causing lockouts
  • Mobile deposit not recognizing check orientation
  • Inconsistent app performance after iOS updates

Requested features

4 requests
  • Add notes/memos to transactions
  • Enable recurring transfers between accounts
  • Implement true landscape mode for tablets
  • Improve email/text alert options

Home Orbit Lending

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SECU

No in-app purchases

None

Home Orbit Lending

No in-app purchases

Questions

Is SECU free?
SECU is free to download, with no in-app purchases.
Is Home Orbit Lending free?
Home Orbit Lending is free to download, with no in-app purchases.
Do SECU or Home Orbit Lending have ads?
Neither SECU nor Home Orbit Lending shows ads.
Which is updated more often, SECU or Home Orbit Lending?
SECU ships an update every 2 months, and Home Orbit Lending every 3 months. Most recently, SECU was updated on October 29, 2026 and Home Orbit Lending on October 27, 2026.

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