Comparison

SECU vs MFCU CARDS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SECU

Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.

Highlights
  • View account balances and transactions
  • Lock/unlock debit cards
  • Schedule and manage bill payments
  • Transfer funds between accounts
  • Deposit checks via mobile
  • Request loan advances
  • Secure messaging
Read full description

SECU Digital Banking Manage your accounts anytime, anywhere. Designed with our members in mind, our new Member Access experience makes it easier than ever to manage your finances securely and conveniently from your mobile device. With the SECU mobile app, you can: • View account balances and transaction history • Transfer money between accounts • Deposit checks using Mobile Deposit • Pay bills and manage payees • Send and receive secure messages • Set up account alerts and notifications • Manage debit and credit cards • Locate branches and ATMs • Update contact information • Create and manage budgets and savings goals • Access enhanced security features, including biometric login (supported devices) Secure and Convenient Your security is our priority. The app uses advanced encryption and authentication tools to help protect your financial information. Getting Started Enroll or sign in using your current member access credentials. Contact Us Visit www.ncsecu.org for more information. Send feedback and suggestions to appfeedback@ncsecu.org

About

MFCU CARDS

Manage your Marine FCU Visa credit card with ease. Lock or unlock your card, view transactions, make payments, report lost or stolen cards, and set custom alerts and controls directly from your mobile device.

Highlights
  • Lock/unlock credit card
  • View recent and pending transactions
  • Make one-time payments
  • Report lost or stolen card
  • Dispute transactions
  • Set transaction alerts
  • Set transaction controls
Features
Read full description

In partnership with Velera, we’re excited to offer the Marine FCU Card Management Mobile App. Our Marine FCU Card Management App allows Marine FCU Visa cardholders to check their credit card account balance, manage alerts and controls, turn their card on/off, and report their card lost or stolen – all from one, easy-to-use platform. Enjoy real-time management of your credit card with the Marine FCU Visa App. Here’s a look at what this credit card management app has to offer: • Lock your card - If you’ve forgotten your card somewhere you can lock it from the mobile app without calling the credit union • View recent and pending transactions • Make a one-time payment to your Marine FCU Visa • Report your card lost or stolen • Dispute a posted transaction • Set alerts on your Marine FCU Visa, get notifications when your card is used • Set controls on your Marine FCU Visa, you can block international transactions etc. • Set your own travel notifications- don’t have your card denied for out of town purchases, set it and forget it Card registration is easy from any mobile device, access is secure and protected by multi-factor authentication. Sign up today, we got your back!

Screenshots

SECU4 screens
MFCU CARDS4 screens

Verdict

The call

The clearest difference is review sentiment: SECU at 65% against MFCU CARDS's 0%. SECU also leads on rating (4.9 vs 1.0) and ratings volume (276K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SECU holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: SECU has 276K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 65% of SECU's written reviews are positive against 0% of MFCU CARDS's.

UpkeepUpdate frequency

SECU ships an update every 2 months, MFCU CARDS every 3 months. The most recent releases landed on October 18, 2026 and October 7, 2026 respectively.

Scorecard3 real differences · 7 level
SECU versus MFCU CARDS: the parameters behind the verdict, then further details
ParameterSECUMFCU CARDS
PriceFreeFree
Rating4.9 (276K ratings) — better1.0 (1 ratings)
Positive reviews64.7% of reviews — better0.0% of reviews
Number of ratings276K — better1
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size43 MB37 MB
Age rating4+4+
DeveloperNorth Carolina State Employees' Credit UnionMarine Federal Credit Union

Customer experience

SECU

All ratings276,479 ratings
Positive97.9%
Neutral1.0%
Negative1.1%
Written reviews716 reviews
Positive64.7%
Neutral4.6%
Negative30.7%

MFCU CARDS

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

SECU

Reported bugs

3 issues
  • Login screen issues causing lockouts
  • Mobile deposit not recognizing check orientation
  • Inconsistent app performance after iOS updates

Requested features

4 requests
  • Add notes/memos to transactions
  • Enable recurring transfers between accounts
  • Implement true landscape mode for tablets
  • Improve email/text alert options

MFCU CARDS

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SECU

No in-app purchases

None

MFCU CARDS

No in-app purchases

Questions

Is SECU free?
SECU is free to download, with no in-app purchases.
Is MFCU CARDS free?
MFCU CARDS is free to download, with no in-app purchases.
Which has better reviews, SECU or MFCU CARDS?
SECU is rated higher. SECU averages 4.9 out of 5 from 276K ratings, while MFCU CARDS averages 1.0 from 1 ratings.
Do SECU or MFCU CARDS have ads?
Neither SECU nor MFCU CARDS shows ads.
Which is updated more often, SECU or MFCU CARDS?
SECU ships an update every 2 months, and MFCU CARDS every 3 months. Most recently, SECU was updated on October 18, 2026 and MFCU CARDS on October 7, 2026.

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