SECU vs Payday CF

SECU Digital Banking Manage your accounts anytime, anywhere. Designed with our members in mind, our new Member Access experience makes it easier than ever to manage your finances securely and conveniently from your mobile device. With the SECU mobile app, you can: • View account balances and transaction history • Transfer money between accounts • Deposit checks using Mobile Deposit • Pay bills and manage payees • Send and receive secure messages • Set up account alerts and notifications • Manage debit and credit cards • Locate branches and ATMs • Update contact information • Create and manage budgets and savings goals • Access enhanced security features, including biometric login (supported devices) Secure and Convenient Your security is our priority. The app uses advanced encryption and authentication tools to help protect your financial information. Getting Started Enroll or sign in using your current member access credentials. Contact Us Visit www.ncsecu.org for more information. Send feedback and suggestions to appfeedback@ncsecu.org

Take the guesswork out of your cash flow. Payday CF helps you plan around your pay schedule—not just a monthly budget. Create a projected window for each paycheck and review how the income, bills, savings, debt payments, and hold-over funds you enter may affect upcoming pay periods. ORGANIZE EACH PAYDAY • Add weekly, biweekly, semimonthly, or monthly income • Create a card for each projected pay window • Track bills and expenses by due date or income window • Record opening bank and savings balances • Plan transfers to savings and debt payments • Carry funds forward between paydays with hold-over adjustments • Add notes and manual adjustments when your plans change REVIEW YOUR PROJECTED EXTRA Payday CF calculates a projected Extra for each window based on the information you enter. Review what may remain after planned bills, hold-over amounts, savings movements, and debt payments. Use the planning view to: • Swipe between past, current, and future pay windows • Review projected cash flow across multiple weeks • Identify windows that may need additional planning • See suggested hold-over and savings movements • Compare planned and actual savings behavior • Update your plan as your real-world information changes PLAN WITH OTHERS Share a budget with trusted members of your household or planning group. Review shared income, bills, adjustments, and projected windows together. REMINDERS WHEN YOU CHOOSE Enable bill-due notifications as a convenience. Notifications may depend on device permissions, operating-system settings, network availability, and other factors. Do not rely solely on notifications for time-sensitive financial obligations. PLANNING TOOL ONLY Payday CF provides estimates and planning suggestions based on information you enter. It is not financial, investment, tax, legal, credit, banking, or other professional advice. Payday CF does not guarantee that you will have sufficient funds, avoid overdrafts or shortages, pay every bill on time, or achieve any financial result. Projections may be incomplete or inaccurate if your information is missing, outdated, or incorrect. Always verify your actual account balances, income, bills, due dates, transfers, and other obligations before making financial decisions. Terms of Use: https://elucidatix.com/terms-of-use Privacy Policy: https://elucidatix.com/privacy-policy Support: https://elucidatix.com/support