SECU vs Utility Assistant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SECU
Manage your finances on the go with this mobile banking app. View account balances, pay bills, transfer funds, and deposit checks securely. It also allows you to manage your cards and communicate with the institution through secure messaging.
- View account balances and transactions
- Lock/unlock debit cards
- Schedule and manage bill payments
- Transfer funds between accounts
- Deposit checks via mobile
- Request loan advances
- Secure messaging
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SECU Digital Banking Manage your accounts anytime, anywhere. Designed with our members in mind, our new Member Access experience makes it easier than ever to manage your finances securely and conveniently from your mobile device. With the SECU mobile app, you can: • View account balances and transaction history • Transfer money between accounts • Deposit checks using Mobile Deposit • Pay bills and manage payees • Send and receive secure messages • Set up account alerts and notifications • Manage debit and credit cards • Locate branches and ATMs • Update contact information • Create and manage budgets and savings goals • Access enhanced security features, including biometric login (supported devices) Secure and Convenient Your security is our priority. The app uses advanced encryption and authentication tools to help protect your financial information. Getting Started Enroll or sign in using your current member access credentials. Contact Us Visit www.ncsecu.org for more information. Send feedback and suggestions to appfeedback@ncsecu.org
Utility Assistant
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Utility Assistant helps you understand your utility bill by keeping bills, meter readings, weather context, and household events in one place. Track utility providers, enter bill details, record meter readings, and review changes over time. The Today view highlights useful insights, such as bill changes, unusual meter reading patterns, fee changes, and weather-related usage context. Utility Assistant is designed for clarity and trust. It does not require an account, does not sell your data, and keeps your utility history focused on helping you understand what changed and why. Features: - Track utility bills by provider and service - Record meter readings and compare usage over time - Review weather and degree-day context - Add home timeline events that may explain usage changes - See practical insights on recent bill changes - Manage multiple locations - Optional iCloud sync through your Apple account
Screenshots
Verdict
The clearest difference is iOS requirement: SECU at 16.0 against Utility Assistant's 18.0. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | SECU | Utility Assistant |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (276K ratings) — better | — |
| Positive reviews | 64.3% of reviews | — |
| Number of ratings | 276K — better | — |
| Update frequency | Every 2 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 43 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | North Carolina State Employees' Credit Union | SMALL TECH STACK LLC |
Bugs and requests
SECU
Reported bugs
3 issues- Login screen issues causing lockouts
- Mobile deposit not recognizing check orientation
- Inconsistent app performance after iOS updates
Requested features
4 requests- Add notes/memos to transactions
- Enable recurring transfers between accounts
- Implement true landscape mode for tablets
- Improve email/text alert options
Utility Assistant
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SECU
No in-app purchases
Utility Assistant
No in-app purchases
Questions
Is SECU free?
Is Utility Assistant free?
Do SECU or Utility Assistant have ads?
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