ADCB Hayyak vs Mbank UAE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ADCB Hayyak
Open bank accounts, credit cards, and personal loans online in minutes. Choose your preferred language and account type, including Sharia-compliant options. Receive your welcome kit delivered to your doorstep.
- Open current or savings accounts
- Apply for credit cards
- Check eligibility for personal loans
- Choose Sharia-compliant solutions
- Receive welcome kit delivery
- Tailored premium benefits
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With the new and improved version of ADCB Hayyak, whether you are a salaried individual, non-salaried or a homemaker, you can start your banking relationship with ADCB in minutes. You can even choose your preferred language & type of account, credit card & loans/finance - available even in Sharia compliant solutions. What you can do on ADCB Hayyak: • Start your banking relationship enriched with tailored premium benefits • Instantly open a current or savings account • Explore our range of rewarding credit cards for every lifestyle and get one which suits you. • Check your eligibility for a Personal Loan/Finance and apply instantly • Choose the Millionaire Destiny Savings account and enter into a draw to win AED 1 million every month What’s more? No queues, no waiting, no hassle – we deliver your welcome kit directly to your doorstep. Download the app and follow the simple steps to get started. Personal Loan Details: • Interest rates (VAT not applicable) – 5.24% to 12% per annum • Processing fees for Personal Loans is 1.05% of the loan amount • Loan repayment tenures start at 6 months and are up to a maximum of 48 months • For example, if your loan amount is AED 100,000 the interest rate is 7.25% for a payback period of 48 months then your monthly installment will be AED 2,407, and processing fees will be AED 1,050. The total loan repayment amount including processing fee will be AED 115,500. • Terms and Conditions apply Address: Abu Dhabi Commercial Bank Building, Shk Zayed street. P. O. Box: 939, Abu Dhabi United Arab Emirates
Mbank UAE
Open a UAE bank account in under 5 minutes directly from your phone. Manage your finances, set spending limits, and save for the future with features like free Gold Accounts and easy payment transfers.
- Open UAE bank account from phone
- Account opening in under 5 minutes
- No minimum balance for Gold Accounts
- No annual fee for Gold Accounts
- Remit or receive payments
- Control spending limits and savings
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Your banking and financing are about to power up your lifestyle while making it easier to save for the future. Key app features: A UAE Bank Account: Open a UAE bank account from your phone with Al Maryah Community Bank, licensed by the Central Bank of the United Arab Emirates. Open in less than 5 minutes: The fastest access to banking and benefits – Your account will be functional in less than FIVE minutes due to seamless account opening experience. Gold for Free: Take advantage of no minimum balance and no annual fee for Gold Accounts. Remit or Receive Payments: Send money or receive payments to your current account. Get in Control: This is the one banking app that will give you control on spending limits and save.
Screenshots
Verdict
ADCB Hayyak and Mbank UAE both sit at 4.7 stars, but that hides the real split: 61% of ADCB Hayyak's written reviews are positive against 41% of Mbank UAE's. ADCB Hayyak also leads on iOS requirement (11.0 vs 15.0). Mbank UAE's advantage is update cadence (every 3 weeks vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ADCB Hayyak holds the better App Store score, 4.7 against 4.6. Both are backed by a comparable volume of ratings — 1.6K and 835 respectively. Written reviews point the same way: 61% of ADCB Hayyak's written reviews are positive against 41% of Mbank UAE's.
ADCB Hayyak ships an update every 2 months, Mbank UAE every 3 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | ADCB Hayyak | Mbank UAE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.6K ratings) — better | 4.6 (835 ratings) |
| Positive reviews | 60.6% of reviews — better | 40.6% of reviews |
| Number of ratings | 1.6K — better | 835 |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 58 MB | 232 MB |
| Age rating | 4+ | 4+ |
| Developer | ADCB | Al Maryah Community Bank LLC |
Customer experience
ADCB Hayyak
Mbank UAE
User reviews
ADCB Hayyak
From 1.6K App Store ratingsWhat we love
- 👍 Easy and convenient account opening
- 🚀 Fast and smooth onboarding process
- 💡 Innovative digital banking app
- 🔒 Secure banking experience
- 👍 User-friendly interface
Room to improve
- 🐛 Scanning issues with documents
- 🐛 App crashes and freezes
- 🐛 Inconsistent eligibility criteria
- 🐛 Inability to navigate back in the app
- 🔍 Lack of transparency in application status
Mbank UAE
From 835 App Store ratingsWhat we love
- 🚀 Seamless banking experience
- 👍 User-friendly interface
- 🔒 Secure transactions
- 🤑 Zero balance accounts
- 💨 Fast money transfers
Room to improve
- 🐛 Frequent app crashes
- ⏱️ Slow customer service response
- 🔍 Difficult to reach live agents
- 💰 Unexpected account fees
- 🤔 Unclear account policies
Bugs and requests
ADCB Hayyak
Reported bugs
3 issues- Unable to scan Emirates ID and passport
- App gets stuck during account opening process
- Existing customer status not recognized
Requested features
3 requests- Allow users to cancel and restart application
- Provide clear instructions on required documents
- Improve customer support and communication
Mbank UAE
Reported bugs
5 issues- Login issues and app freezes
- Problems with account activation
- Beneficiary addition failures
- Inconsistent transaction tracking
- Debit card delivery delays
Requested features
5 requests- Dark mode option
- International money transfer support
- Apple/Google Pay integration
- Improved in-app notifications
- Enhanced transaction history
In-app purchases
ADCB Hayyak
No in-app purchases
Mbank UAE
No in-app purchases
Questions
Is ADCB Hayyak free?
Is Mbank UAE free?
Which has better reviews, ADCB Hayyak or Mbank UAE?
Do ADCB Hayyak or Mbank UAE have ads?
Which is updated more often, ADCB Hayyak or Mbank UAE?
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