Comparison

ADCB Hayyak vs Mbank UAE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ADCB Hayyak

Open bank accounts, credit cards, and personal loans online in minutes. Choose your preferred language and account type, including Sharia-compliant options. Receive your welcome kit delivered to your doorstep.

Highlights
  • Open current or savings accounts
  • Apply for credit cards
  • Check eligibility for personal loans
  • Choose Sharia-compliant solutions
  • Receive welcome kit delivery
  • Tailored premium benefits
Features
Read full description

With the new and improved version of ADCB Hayyak, whether you are a salaried individual, non-salaried or a homemaker, you can start your banking relationship with ADCB in minutes. You can even choose your preferred language & type of account, credit card & loans/finance - available even in Sharia compliant solutions. What you can do on ADCB Hayyak: • Start your banking relationship enriched with tailored premium benefits • Instantly open a current or savings account • Explore our range of rewarding credit cards for every lifestyle and get one which suits you. • Check your eligibility for a Personal Loan/Finance and apply instantly • Choose the Millionaire Destiny Savings account and enter into a draw to win AED 1 million every month What’s more? No queues, no waiting, no hassle – we deliver your welcome kit directly to your doorstep. Download the app and follow the simple steps to get started. Personal Loan Details: • Interest rates (VAT not applicable) – 5.24% to 12% per annum • Processing fees for Personal Loans is 1.05% of the loan amount • Loan repayment tenures start at 6 months and are up to a maximum of 48 months • For example, if your loan amount is AED 100,000 the interest rate is 7.25% for a payback period of 48 months then your monthly installment will be AED 2,407, and processing fees will be AED 1,050. The total loan repayment amount including processing fee will be AED 115,500. • Terms and Conditions apply Address: Abu Dhabi Commercial Bank Building, Shk Zayed street. P. O. Box: 939, Abu Dhabi United Arab Emirates

About

Mbank UAE

Open a UAE bank account in under 5 minutes directly from your phone. Manage your finances, set spending limits, and save for the future with features like free Gold Accounts and easy payment transfers.

Highlights
  • Open UAE bank account from phone
  • Account opening in under 5 minutes
  • No minimum balance for Gold Accounts
  • No annual fee for Gold Accounts
  • Remit or receive payments
  • Control spending limits and savings
Features
Read full description

Your banking and financing are about to power up your lifestyle while making it easier to save for the future. Key app features: A UAE Bank Account: Open a UAE bank account from your phone with Al Maryah Community Bank, licensed by the Central Bank of the United Arab Emirates. Open in less than 5 minutes: The fastest access to banking and benefits – Your account will be functional in less than FIVE minutes due to seamless account opening experience. Gold for Free: Take advantage of no minimum balance and no annual fee for Gold Accounts. Remit or Receive Payments: Send money or receive payments to your current account. Get in Control: This is the one banking app that will give you control on spending limits and save.

Screenshots

ADCB Hayyak4 screens
Mbank UAE4 screens

Verdict

The call

ADCB Hayyak and Mbank UAE both sit at 4.7 stars, but that hides the real split: 61% of ADCB Hayyak's written reviews are positive against 41% of Mbank UAE's. ADCB Hayyak also leads on iOS requirement (11.0 vs 15.0). Mbank UAE's advantage is update cadence (every 3 weeks vs every 2 months). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ADCB Hayyak holds the better App Store score, 4.7 against 4.6. Both are backed by a comparable volume of ratings — 1.6K and 835 respectively. Written reviews point the same way: 61% of ADCB Hayyak's written reviews are positive against 41% of Mbank UAE's.

UpkeepUpdate frequency

ADCB Hayyak ships an update every 2 months, Mbank UAE every 3 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
ADCB Hayyak versus Mbank UAE: the parameters behind the verdict, then further details
ParameterADCB HayyakMbank UAE
PriceFreeFree
Rating4.7 (1.6K ratings) — better4.6 (835 ratings)
Positive reviews60.6% of reviews — better40.6% of reviews
Number of ratings1.6K — better835
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size58 MB232 MB
Age rating4+4+
DeveloperADCBAl Maryah Community Bank LLC

Customer experience

ADCB Hayyak

All ratings1,551 ratings
Positive93.9%
Neutral2.1%
Negative4.1%
Written reviews165 reviews
Positive60.6%
Neutral3.0%
Negative36.4%

Mbank UAE

All ratings825 ratings
Positive89.0%
Neutral2.4%
Negative8.6%
Written reviews170 reviews
Positive40.6%
Neutral7.6%
Negative51.8%

User reviews

ADCB Hayyak

From 1.6K App Store ratings

What we love

  • 👍 Easy and convenient account opening
  • 🚀 Fast and smooth onboarding process
  • 💡 Innovative digital banking app
  • 🔒 Secure banking experience
  • 👍 User-friendly interface

Room to improve

  • 🐛 Scanning issues with documents
  • 🐛 App crashes and freezes
  • 🐛 Inconsistent eligibility criteria
  • 🐛 Inability to navigate back in the app
  • 🔍 Lack of transparency in application status

Mbank UAE

From 835 App Store ratings

What we love

  • 🚀 Seamless banking experience
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 🤑 Zero balance accounts
  • 💨 Fast money transfers

Room to improve

  • 🐛 Frequent app crashes
  • ⏱️ Slow customer service response
  • 🔍 Difficult to reach live agents
  • 💰 Unexpected account fees
  • 🤔 Unclear account policies

Bugs and requests

ADCB Hayyak

Reported bugs

3 issues
  • Unable to scan Emirates ID and passport
  • App gets stuck during account opening process
  • Existing customer status not recognized

Requested features

3 requests
  • Allow users to cancel and restart application
  • Provide clear instructions on required documents
  • Improve customer support and communication

Mbank UAE

Reported bugs

5 issues
  • Login issues and app freezes
  • Problems with account activation
  • Beneficiary addition failures
  • Inconsistent transaction tracking
  • Debit card delivery delays

Requested features

5 requests
  • Dark mode option
  • International money transfer support
  • Apple/Google Pay integration
  • Improved in-app notifications
  • Enhanced transaction history

In-app purchases

None

ADCB Hayyak

No in-app purchases

None

Mbank UAE

No in-app purchases

Questions

Is ADCB Hayyak free?
ADCB Hayyak is free to download, with no in-app purchases.
Is Mbank UAE free?
Mbank UAE is free to download, with no in-app purchases.
Which has better reviews, ADCB Hayyak or Mbank UAE?
ADCB Hayyak is rated higher. ADCB Hayyak averages 4.7 out of 5 from 1.6K ratings, while Mbank UAE averages 4.6 from 835 ratings.
Do ADCB Hayyak or Mbank UAE have ads?
Neither ADCB Hayyak nor Mbank UAE shows ads.
Which is updated more often, ADCB Hayyak or Mbank UAE?
ADCB Hayyak ships an update every 2 months, and Mbank UAE every 3 weeks. Most recently, ADCB Hayyak was updated on October 29, 2026 and Mbank UAE on October 30, 2026.

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