Open bank accounts, credit cards, and personal loans online in minutes. Choose your preferred language and account type, including Sharia-compliant options. Receive your welcome kit delivered to your doorstep.
Summarized from real user reviews of ADCB Hayyak. Based on 1.3K reviews and a 4.7/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.
2.8.0
July 16, 2025
Minor bug fixes and improvements
3 issues
Unable to scan Emirates ID and passport
App gets stuck during account opening process
3 requests
Allow users to cancel and restart application
Provide clear instructions on required documents
The ADCB Hayyak app allows you to open a banking relationship with ADCB in minutes. You can instantly open a current or savings account, explore and apply for rewarding credit cards, and check your eligibility for a personal loan/finance. It also offers Sharia-compliant solutions and the chance to enter a draw to win AED 1 million with the Millionaire Destiny Savings account.
This app is designed for salaried individuals, non-salaried individuals, and homemakers who want to start their banking relationship with ADCB online. It's ideal for those seeking a convenient way to open accounts, apply for credit cards, or get personal loans without visiting a branch.
To get started, download the app and follow the simple steps provided. You can choose your preferred language and type of account, credit card, or loan. Once your application is complete, your welcome kit will be delivered directly to your doorstep.
Personal loans offered through the app have interest rates ranging from 5.24% to 12% per annum (VAT not applicable). Processing fees are 1.05% of the loan amount, and repayment tenures range from 6 to a maximum of 48 months. For example, a loan of AED 100,000 at 7.25% for 48 months would have a monthly installment of AED 2,407 and processing fees of AED 1,050.
Yes, the app allows you to choose your preferred language when starting your banking relationship. This ensures a more personalized and accessible experience for users.
