Liv X - Mobile Banking App

Liv X - Mobile Banking App

powered by Emirates NBD

1.2K ratings
246 reviews
Free

Details

Released
January 7, 2024
Updated
October 26, 2026

Features

Background Location Access

Liv X - Mobile Banking App screenshot #1 for iPhone
Liv X - Mobile Banking App screenshot #2 for iPhone
Liv X - Mobile Banking App screenshot #3 for iPhone
Liv X - Mobile Banking App screenshot #4 for iPhone
Liv X - Mobile Banking App screenshot #5 for iPhone
Liv X - Mobile Banking App screenshot #6 for iPhone
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About

Manage your finances with a secure and convenient digital banking experience. Open accounts instantly, track spending, pay bills, and access exclusive rewards and offers. This app offers a comprehensive suite of tools for everyday banking and financial growth.

✓Paperless account opening
✓Secure multi-layered verification
✓Budget tracking and spending dashboard
✓Automated savings goals
✓Credit card management
✓Bill payments
✓Free local and international transfers
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What users say about Liv X

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What's New in Liv X

26.10.10

October 26, 2026

In this release brings minor enhancements and bug fixes to improve the overall app experience and performance. To enjoy the latest enhancements and access all features and services, Kindly update to the latest version of the app. Thank you for banking with Liv.

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User reviews

Excellent service

Very helpful easy to use all online transactions

Response from developer

Hi Govindula, we are elated to hear that you view our Mobile Banking App as an excellent option for your online transactions. Your positive feedback inspires us to maintain our commitment to delivering outstanding service. We truly value your support and look forward to continuing to provide you with the best banking experience available.

Misleading onboarding timeline and poor communication for duel nationals

I am sharing my experience to help potential new clients save their time. According to the official onboarding guidelines, a digital account should take a few minutes or up to 4 business days to approve. Unfortunately, my experience was entirely different.
• Timeline & Delays: After submitting all required and valid documents, I waited over 10 days with no update. I had to follow up over the phone twice to log an official complaint regarding the delay.
• The Rejection: Three days after filing the complaint, a representative contacted me. I was asked if I hold dual nationality. Upon answering yes, I was immediately informed that my application was rejected due to "internal policy." They did not even ask what my other nationality was before making the decision.
• Lack of Transparency: When I requested an explanation or clarification regarding which specific policy applied, the representative was unable or unwilling to provide one.
While banks have the right to their internal compliance policies, the complete lack of upfront transparency regarding dual nationality restrictions wasted nearly two weeks of my time. Had this criteria been clearly stated in the application process, I would not have applied. There are other digital platforms in the market that operate with much faster timelines and clear eligibility criteria from day one. I would recommend looking elsewhere if you hold dual citizenship to avoid unnecessary delays.
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Response from developer

Hi, we appreciate your feedback about your onboarding experience. We truly apologize for the inconveniences you encountered during the process. Your insights are invaluable to us as we work to improve our services and enhance communication. If you wish to discuss this further or need assistance, please reach out to us via email at service@liv.me and include your reference number in the subject line. Kindly mention reference details LBA-01387 in the subject line.

Disappointed

I am extremely disappointed with LIV Bank. I have been trying to resolve a refund issue for almost a month, and it has been one of the most frustrating banking experiences I’ve ever had.

There is no clear or reliable way to contact customer support. The app doesn’t provide the help I need, and every attempt to get assistance leads nowhere. When you have a problem that requires a real person, it feels impossible to get help.

A bank should have accessible customer service, especially when customers are waiting for their own money. Being left without support for weeks is unacceptable.

I expected much better. Unless LIV improves its customer support and gives customers a reliable way to reach them, I cannot recommend this bank to anyone.
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Worst customer service

I wanna close my account and im not in uae … the what’s app number is not working no one answering and im not able to call i tried every way possible to contact with the bank without getting any assistance
The app is super stupid

Not organized

I put my money on this app but accessing my money to make transactions but I can’t almost for a week am waiting for the atm card it’s not coming customer care and ITM agents are not helping everyone is saying something else now my money is there stuck

Response from developer

Dear Kandeman, we appreciate you sharing your experience with us. We recognize the importance of having access to your funds and receiving prompt assistance. Our team is ready to help you resolve these matters. Please reach out to us with more details about your situation via email at service@liv.me, and don't forget to include reference number LBA-01337 in your message.

Developer apps

User experience

🐞

Reported Bugs

6 issues

App crashes frequently

Bug

Account balance not showing correctly

Bug

Unable to top up or transfer funds

Bug

Young account setup not working

Bug

Login issues

Bug

App not working at all

Bug
✨

Requested Features

6 requests

Bring back the old app

Feature

Allow switching back to old app

Feature

Improve customer service response time

Feature

Add top-up button

Feature

Improve account management features

Feature

Simplify the app design

Feature

FAQ

What does the Liv X - Mobile Banking App do?

The app provides a comprehensive digital banking experience, allowing users to open accounts instantly, manage finances, track spending, pay bills, and access investment opportunities. It aims to offer a fast, secure, and convenient way to handle everyday banking activities and financial growth.

What are the key features of this banking app?

Key features include paperless and instant account opening, secure banking with multi-layered verification, money management tools like budget tracking, real-time alerts, quick bill payments, card management, free local and international transfers, and access to exclusive lifestyle offers and rewards.

Is this banking app free to use?

Based on the provided information, the app is free to download and use. There is no mention of subscription fees or costs associated with basic banking functionalities. However, specific investment products or premium services might have associated charges or minimum balance requirements.

Who is the target audience for the Liv X app?

The app is designed for individuals who want a modern, digital banking experience. It's particularly suited for those in the UAE looking for a convenient way to manage their accounts, make payments, save money, and explore investment options, all through a user-friendly mobile interface.

How does the app help with managing money and savings?

The app offers a dashboard for tracking budgets, income, and spending at a glance. It also allows users to automate savings for specific goals using the Goal Account feature, making it easier to plan for future milestones and manage personal finances effectively.