Gem vs Purchases List
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Gem
Track your spending, manage budgets, and organize finances with this intuitive money management tool. Set up recurring bills, savings goals, and sync with Apple Pay for instant expense logging. Offers extensive customization and daily backups.
- Budgeting (daily, weekly, monthly, yearly)
- Expense tracking by category, tag, or wallet
- Bill management with recurring payments
- Savings goals and income tracking
- Apple Pay sync for instant logging
- Customizable categories and themes
- CSV import and export
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Log expenses and stay on budget. No subscription. In-app purchases are tips :) BUDGET - Daily, weekly, monthly and yearly - Average & daily spending, breakdown by category - Compare against same day last month - Rearrange your budgets, and other lists - Explore your costs and salary over time ORGANIZE - By category, budget, wallet, account, tag… - Customize category colors & icons (500+ from Apple) - Favorite accounts, custom sorting, merge categories - Add attachments and receipts BILLS - Repeat: day, week, month, year - View paid & upcoming subscriptions MONEY TOOLS - Savings goals, income, transfers, balance - Multiple currencies, exchange rates - Calculator & journal view WALLET SYNC & AUTOMATIONS - Instant recording when paying in store with Apple Pay (requires setup) - Auto-organize expensesbased on merchant names - App shortcuts and “Send to Gem” in share sheet - Import CSV files, sub-categories, notes. Import into specific wallet. Skip duplicates when importing - Export everything MORE - Customize the way your create entries - Widgets. Lock Screen shortcut - Daily iCloud backup - Daily reminders - Custom main screen, list layouts, app menu and theme - Insights in search results PREVIEW FEATURES May not work as expected :) - Type “Rent” → it’s categorized in “Household” - Detect receipt prices from attachments Need help? Have a suggestion? Email me at human@shelftwo.com. Terms & privacy: shelftwo.com/gem/terms
Purchases List
Track daily expenses with personalized groups, limits, and notes. Organize data into archives, export to PDF, and secure with biometric authentication. Syncs across devices via iCloud.
- Personalized expense groups with limits
- Detailed transaction logging
- Home screen widgets for quick overview
- Data archiving and organization
- Searchable transactions
- PDF data export
- Biometric data protection
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Purchases is a simple app to help you track all your daily expenses. - Create groups as you like, personalize them with icons, emoji and colors. Define a limit to the group, so you can easily see the precentage you reached. - Create the transaction defining a description, the money spent or received, where it happened and, if needed, a note. - Add widgets to your homescreen to see your expenses in a glance. - Organize all your data in archives, so you can start over and mantaining old records. - Search categories and transactions directly from the home of your device. - Export your data to a PDF document, then save it to your device or print it to store it in your home. - Protect your data with FaceID or TouchID. - Data are sync with your devices with iCloud. - Simple and intuitive design. - Customizable color options. - Purchase is supporting Universal Purchase, so once you buy it you can download it in your other devices. • Icons made by www.freepik.com from www.flaticon.com • Icons made by www.icon54.com from www.flaticon.com
Screenshots
Verdict
The clearest difference is ratings volume: Gem at 89 against Purchases List's 4. Gem also leads on review sentiment (88% vs 78%) and chart position (#43 vs #199). Purchases List's advantage is update cadence (every 2 weeks vs every 4 weeks) and device support (5 vs 1). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Gem costs $0.49 and Purchases List $0.99 up front. Gem sells 3 one-off in-app purchases and Purchases List sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.8 for Gem against 4.8 for Purchases List. That said, the two scores are not equally well evidenced: Gem has 89 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 88% of Gem's written reviews are positive against 78% of Purchases List's.
Gem ships an update every 4 weeks, Purchases List every 2 weeks. Both last shipped on November 3, 2026.
| Parameter | Gem | Purchases List |
|---|---|---|
| Price | $0.49 — better | $0.99 |
| Rating | 4.8 (89 ratings) — better | 4.8 (4 ratings) |
| Positive reviews | 87.9% of reviews — better | 77.8% of reviews |
| Number of ratings | 89 — better | 4 |
| Update frequency | Every 4 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Paid | Paid |
| Best chart rank | #43 — better | #199 |
| Devices | iPhone | iPhone, iPad, iPod, Mac, Apple Watch — better |
| Requires iOS | 26.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 46 MB | 91 MB |
| Age rating | 4+ | 4+ |
| Developer | Oz Pinhas | Andrea Dellai |
Customer experience
Gem
Purchases List
In-app purchases
Gem
- Thanks tip$0.99
- Amazing tip$2.99
- Spectacular tip$4.99
Purchases List
- Small Tip$0.99
- Medium Tip$1.99
- Large Tip$3.99
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- ExtraLarge Tip$5.99
