Comparison

Debt Manager vs Purchases List

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Manager

This app helps users pay off their debts faster and more efficiently. It utilizes the Debt Snowball method and offers various strategies, tracking tools, and 'what-if' scenarios to visualize progress and savings.

Highlights
  • Debt Snowball method
  • Multiple payoff strategies
  • Progress tracking and summary
  • Unlimited debt entry
  • 'What-If' scenario planning
  • Exportable reports and schedules
  • Interactive visualizations
Currently charting
Read full description

*** No. 1 Ranked Finance App in the US & UK *** 'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST! 5-Stars - "By Far, This is one of the best Money Apps that I have seen. Fantastic, Great Job" 5-Stars - "This app is worth every penny.. Great info and breakdown.. I am so looking forward to being debt free!!" 5-Stars - "This app is three things: Simple. Effective. Spot On." 5-Stars - "The details, features and thought that went into creating this app are endless." 5-Stars - "Super easy to use; choice of strategies to choose for to pay off debts. Most helpful app for paying down debt I've come across." Debt Manager helps you to organize, track and pay off all your debts in the cheapest and fastest possible way. It does this using the Debt Snowball method, which is recognised by leading financial advisors as the most effective way to pay off multiple debts. You will be amazed at how much time and money you could save by applying this simple strategy, and this app will show you how. So if you want to become debt free, get started now! *** Features *** -------------------- √ Simple and intuitive user interface - helps you see results quickly and clearly √ Hints and tips - don't worry, we will guide you through the process √ Summary shows your payoff progress - includes progress bar, your debt free date and your interest/time savings √ Choose from multiple pay off Strategies - Lowest Balance First - Highest Interest First - Highest Balance First - Custom Order √ An unlimited number of debts can be entered - each debt can be individually analysed - payments may be entered as a percentage of balance - support for introductory rates e.g. 0% for 6 months √ Monthly Payments may be recorded - either automatic or manual recording - allows you to keep track of your progress √ Backup & Restore - use popular Dropbox service for online storage - keep your data safe - manually sync between devices √ Choice of payment periods - handles monthly, weekly and fortnightly payments √ Extra Payments can be entered against each debt - helps pay off your debts even faster - can be entered Monthly, Yearly or as a One Off √ Transactions can be entered against each debt - allows you to take into account expenses/purchases - can be entered Monthly, Yearly or as a One Off - will increase the debt balance √ Try out various 'What-If' scenarios e.g. - a change in interest rate - increased monthly payments √ Export the debt details via Email - professionally formatted PDF or HTML - export individual debts or overall summary - includes full amortization schedules - charts are attached to the email export √ Interactive reports - easy visualisation of the debt breakdown - compare debts side by side - press, hold and slide to see the costs per month - pinch to zoom √ Set of Calculators are included to help you compute: - monthly payments - extra payments - payoff date - refinance benefits √ Notification of payments due - so you never forget to record a payment √ Passcode protection - keep your data safe √ Full manual is embedded within the app - has all the info you will ever need

About

Purchases List

Track daily expenses with personalized groups, limits, and notes. Organize data into archives, export to PDF, and secure with biometric authentication. Syncs across devices via iCloud.

Highlights
  • Personalized expense groups with limits
  • Detailed transaction logging
  • Home screen widgets for quick overview
  • Data archiving and organization
  • Searchable transactions
  • PDF data export
  • Biometric data protection
Features
Currently charting
Read full description

Purchases is a simple app to help you track all your daily expenses. - Create groups as you like, personalize them with icons, emoji and colors. Define a limit to the group, so you can easily see the precentage you reached. - Create the transaction defining a description, the money spent or received, where it happened and, if needed, a note. - Add widgets to your homescreen to see your expenses in a glance. - Organize all your data in archives, so you can start over and mantaining old records. - Search categories and transactions directly from the home of your device. - Export your data to a PDF document, then save it to your device or print it to store it in your home. - Protect your data with FaceID or TouchID. - Data are sync with your devices with iCloud. - Simple and intuitive design. - Customizable color options. - Purchase is supporting Universal Purchase, so once you buy it you can download it in your other devices. • Icons made by www.freepik.com from www.flaticon.com • Icons made by www.icon54.com from www.flaticon.com

Screenshots

Debt Manager4 screens
Purchases List4 screens

Verdict

The call

The clearest difference is in-app purchases: Debt Manager at none against Purchases List's 4. Debt Manager also leads on ratings volume (554 vs 4). Purchases List's advantage is update cadence (every 2 weeks vs every 6 weeks) and rating (4.8 vs 4.6). On price, review sentiment, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Debt Manager costs $0.99 and Purchases List $0.99 up front. Purchases List sells 4 one-off in-app purchases. Debt Manager asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Purchases List holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Debt Manager has 554 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 85% of Debt Manager's written reviews are positive against 78% of Purchases List's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Debt Manager ships an update every 6 weeks, Purchases List every 2 weeks. Both last shipped on September 22, 2026.

Scorecard6 real differences · 5 level
Debt Manager versus Purchases List: the parameters behind the verdict, then further details
ParameterDebt ManagerPurchases List
Price$0.99$0.99
Rating4.6 (554 ratings)4.8 (4 ratings) — better
Positive reviews85.5% of reviews — better77.8% of reviews
Number of ratings554 — better4
Update frequencyEvery 6 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaidPaid
Best chart rank#127#42 — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Mac, Apple Watch — better
Requires iOS15.514.0 — better
Further details — not scored
Size34 MB91 MB
Age rating4+4+
DeveloperMH Riley LtdAndrea Dellai

Customer experience

Debt Manager

All ratings554 ratings
Positive89.7%
Neutral5.1%
Negative5.2%
Written reviews220 reviews
Positive85.5%
Neutral6.4%
Negative8.2%

Purchases List

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews45 reviews
Positive77.8%
Neutral8.9%
Negative13.3%

Bugs and requests

Debt Manager

Reported bugs

3 issues
  • Calendar and date issues causing problems
  • Minimum payment restrictions that don't work as expected
  • Debt balances not updating correctly after payments

Requested features

4 requests
  • Ability to add debt start dates
  • Monthly payment summary view
  • Profiles to manage multiple people's debt
  • More customization options for layout and visuals

Purchases List

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Debt Manager

No in-app purchases

4 purchases

Purchases List

One-time4
  • Small Tip$0.99
  • Medium Tip$1.99
  • Large Tip$3.99
Show 1 more
  • ExtraLarge Tip$5.99

Questions

Is Debt Manager free?
Debt Manager costs $0.99, with no in-app purchases.
Is Purchases List free?
Purchases List costs $0.99, and also offers in-app purchases.
Which has better reviews, Debt Manager or Purchases List?
Purchases List is rated higher. Debt Manager averages 4.6 out of 5 from 554 ratings, while Purchases List averages 4.8 from 4 ratings.
Do Debt Manager or Purchases List have ads?
Neither Debt Manager nor Purchases List shows ads.
Which is updated more often, Debt Manager or Purchases List?
Debt Manager ships an update every 6 weeks, and Purchases List every 2 weeks. Most recently, Debt Manager was updated on September 22, 2026 and Purchases List on September 22, 2026.
Which is more popular, Debt Manager or Purchases List?
Debt Manager currently peaks at #127 in the App Store charts, and Purchases List at #42. Chart position reflects recent download velocity rather than total install base.

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