CIMB THAI vs WealthMe
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CIMB THAI
Manage your finances on the go with this comprehensive mobile banking app. Access accounts, make transfers, invest in funds, and apply for loans and insurance. Enjoy secure and convenient access to a wide range of financial services anytime, anywhere.
- Account management and balance checks
- Fund transfers (internal, cross-bank, PromptPay, QR)
- Mutual fund and bond investments
- Life and non-life insurance purchases
- Personal loan and revolving credit applications
- Secure authentication with facial recognition
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CIMB THAI is CIMB THAI Bank’s mobile banking application that is multi-functional and responds to your today’s lifestyle, with easy and safe access to a diverse range of financial facilities anytime and anywhere, just like you have your own bank alongside you. Get to know more about CIMB THAI which will bring you services of your choice and preference. CIMB THAI is compatible with iOS version 14 and later. Easy, convenient, and safe registration through various channels. - Authenticate yourself with your deposit account number and facial recognition and 6-digit PIN or activation code provided by CIMB Thai Care Center for deposit customers or using the loan account number for loan customers. - For new customer, Able to authenticate yourself via NDID on CIMB THAI application for Speed D Plus Savings by CIMB Thai Bank account opening. Full-fledged savings deposit, current deposit, and fixed deposit accounts (excluding Phermkha Sabai Jai Fixed Account and joint account). - Check your account details and balance. - Open Speed D Plus Savings by CIMB Thai Bank by yourself anywhere. - View retroactive account movement. Diverse channels of fund transfer. - Fund transfer between CIMB THAI accounts. - Fund transfer cross-bank with destination bank account number. - Fund transfer via PromptPay. - QR scan or QR code picture use for cross-bank fund transfer and receipt of fund. - Check slip by QR scanning on slip or slip picture with QR code. - Cross-border QR payment linkage between Thailand and Malaysia and between Thailand and Indonesia Investment services are available for you anytime, anywhere. - Check details of mutual fund account instantly. - Access Mutual Fund Investment through Subscription, Redemption and Switching with over 400 funds from leading 13 AMCs. - Conduct Client Suitability Test. - View three-year historical fund transactions. - Primary bond and Secondary bond subscription service with quality investment grade bond, variety of qualify selective bond, and easy to management your assets via CIMB my Bond. You can simply make a transaction yourself and view historical statement. Note: Investments involve risks. Investors should carefully study and understand the investment products, including their features, conditions, returns, and risks before making any investment decisions. Life and Non-Life Insurance Services - View a summary of your life insurance policies - Purchase life and non-life insurance directly from insurance providers via the CIMB THAI App Note: Policyholders should carefully review and understand the terms, coverage, benefits, and exclusions of the insurance policy before making a decision. Convenient access to loan services and facilities. - Apply Personal Installment Loan: PersonalCash via CIMB THAI App - Apply Revolving Credit: ExtraCash via CIMB THAI App - Remark: Borrow when necessary and within your means *Terms and conditions are subject to change without prior notice **Loan applicants must be Thai citizens only. Other services - Easier access to service with Passcode, Fingerprint or Face ID. - Register for PromptPay service by having your citizen ID number and/or mobile number linked to your account on CIMB THAI application. - Make bill payment more easily through QR code / barcode scanning. Stay tuned for our new and upcoming financial products and services that will cater to the lifestyle of today here at CIMB THAI. More Information Website: https://www.cimbthai.com/ Facebook: https://www.facebook.com/CIMBThai Line: http://line.me/ti/p/~@cimbthai CIMB Thai Bank Public Company Limited is a financial institution regulated by the Bank of Thailand (BOT), the Securities and Exchange Commission (SEC), and the Office of Insurance Commission (OIC). Head Office: 44 Langsuan Road, Lumphini, Pathum Wan, Bangkok 10330, Thailand
WealthMe
Invest in digital assets and open online securities trading accounts easily and securely. Access research, reports, and real-time trading tools for informed investment decisions. Manage your consolidated portfolio and discover new opportunities.
- Online account opening with NDID verification
- No minimum commission
- Consolidated portfolio reporting
- AI portfolio health check (Thai stocks)
- Investment discovery and news
- Real-time trading for Thai and offshore stocks
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“WealthMe” A path towards financial freedom starts here Start to invest easily in digital world with “WealthMe”, a mobile application from Krungthai XSpring Securities Co.,Ltd. (KTX), designed to help Thai retail investors to open online securities trading account faster and easier. WealthMe use National Digital ID (NDID) to verify your identity, so you can be confident and secure to open account with KTX. To open a stock trading account with us today, a client will get the privilege of unlimited access to KTX investment facilities such as research papers, daily report, special report, hot news, stock quotes, trading application, and technical charting tool for best investment decisions. Highlights • Online Account Opening: Open a trading account anywhere and anytime via standard and secured technology of digital identity verification (NDID). • No Minimum Commission: No minimum investing amount requirement and no minimum commission • Consolidated Portfolio Report: To manage and monitor all assets in your portfolio in one place for Thai stocks, offshore stocks, derivatives, fixed income and mutual funds. • AI Analysis: Smart portfolio health check includes both fundamental and technical factors to help you manage your portfolio more effectively (available for thai stocks only) • Discover: Discover new investment opportunities and Stay up to date with latest news and research papers for Thai and Offshore stocks by experienced analysts • Online Services: To make online transactions, deposit, withdraw, and change personal information easily and securely • Real-Time Trading: Easy to access trading applications instantly for Thai stocks/derivatives (Streaming Application) and offshore stocks (Inter Trade Application) For more information, please contact Digital Channel Management Department Tel. 0 2695 5559 (Mon - Fri 08:30 a.m. - 4:30 p.m., except the Stock Exchange of Thailand holidays)
Screenshots
Verdict
The clearest difference is update cadence: CIMB THAI at every 3 weeks against WealthMe's every 3 months. WealthMe's advantage is rating (3.0 vs 2.8) and review sentiment (13% vs 0%). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
WealthMe holds the better App Store score, 3.0 against 2.8. Both are backed by a comparable volume of ratings — 4 and 2 respectively. Written reviews point the same way: 0% of CIMB THAI's written reviews are positive against 13% of WealthMe's.
CIMB THAI ships an update every 3 weeks, WealthMe every 3 months. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.
| Parameter | CIMB THAI | WealthMe |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (4 ratings) | 3.0 (2 ratings) — better |
| Positive reviews | 0.0% of reviews | 12.5% of reviews — better |
| Number of ratings | 4 — better | 2 |
| Update frequency | Every 3 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 | 14.0 |
| Further details — not scored | ||
| Size | 639 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | CIMB Thai Bank Public Company Limited | Krungthai XSpring Securities Company Limited |
Customer experience
CIMB THAI
WealthMe
In-app purchases
CIMB THAI
No in-app purchases
WealthMe
No in-app purchases









