NCConnect vs Paymo

NCConnect is the official mobile application of the National Clearing Company of Pakistan Limited (NCCPL), designed exclusively for capital market investors. With NCConnect, investors can conveniently access their trading, settlement, account, and Capital Gain Tax (CGT) related information through their mobile devices using the same credentials assigned for the NCCPL User Information System (UIS). Key Features: • Trading & Settlement Information View your trading and settlement activities executed through your broker. • Account Information Access relevant information related to your trading account. • Capital Gain Tax (CGT) View your CGT-related information conveniently through the app. • Create a New Account New or existing eligible PSX, MUFAP and PMEX users with incomplete or pending KYC can complete their account creation journey through NCConnect. The process supports CNIC verification, IBAN verification, biometric verification where required, email and mobile verification, broker selection, KYC form submission and required document uploads. • UKN Tagging Eligible users can tag their account with a new broker through the app. • Update Information Update eligible personal and account information, including mobile number, IBAN, mailing address, and CNIC issuance and expiry details. • Upgrade Account Eligible users with a Shahulat Account can initiate an upgrade to a Normal Account directly through the app. • Biometric Verification Biometric verification is integrated within NCConnect to support eligible verification and KYC processes. • Secure Authentication Use secure authentication and biometric sign-in where supported by your device. NCConnect provides investors with convenient access to important capital market information and services while helping simplify account-related processes on the go. NCConnect is developed and provided by the National Clearing Company of Pakistan Limited (NCCPL).

Paymo is a money app built around your people and plans. Send money to any bank for free, split bills with friends, pay with any Raast QR, and keep your bills, top ups, events and gift cards in one place. Send to any bank. Free, always. Send money to any bank account or Paymo user, instantly over Raast. No fees on transfers. Split it. Settle it. Make a group for a trip, a dinner or the rent. Add a bill, choose who is in, and Paymo works out each share. Everyone can see who has paid, and a reminder does the chasing for you. Scan and pay Pay at shops or send to friends with any Raast QR code. Bills, top ups and packages Pay your electricity, gas, internet and phone bills. Top up any mobile number and buy mobile packages. Events and gift cards Book tickets to concerts, comedy nights and festivals, and keep them in Apple Wallet. Buy gift cards for gaming, streaming and shopping, paid in rupees. See where it all goes Your activity month by month, money in and out, and a breakdown of your spending by category. Open your account in the app No forms, no branch, no paperwork. Verify your ID with your CNIC and fingerprint, all in the app. Adding money Open your bank's app, select Digitt+ in your bank's transfer list, and send money to your Paymo account number. You'll find it in the app under Add Money. Your account, protected Payments are approved with your MPIN, and Paymo will never ask you for your MPIN or OTP. Paymo runs on Digitt+, an Electronic Money Institution licensed by the State Bank of Pakistan. Your Paymo card is coming Join the waitlist in the app. Questions? Message us on WhatsApp at +92 343 5185968 or email team@paymo.com.pk.