Comparison

Metrobank Authenticator vs Flash Express(PH)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Metrobank Authenticator

This app generates one-time use PIN codes for secure multi-factor authentication with your bank's e-channels. Use the generated code with your username and password to validate transactions and access online banking services.

Highlights
  • Generates one-time use PIN codes
  • Multi-factor authentication
  • Securely validates transactions
  • Access to e-channels
  • Dynamic security code generation
Read full description

Metrobank Authenticator is a mobile application service to be used for MBTC’s e-channels for multi-factor authentication (OTP) authentication. It dynamically generate a one-time use PIN code on your mobile device. Use that code along with your username and password. HOW TO USE: Metrobank Authenticator will generate a Security Code as your One-Time-Pin (OTP), which will be used to access Metrobank’s Electronic Banking Channel to validate or authenticate your transaction. Follow the procedures below to use Metrobank’s Multi-Factor Authentication (MFA) service: 1. Download Metrobank Authenticator application. 2. Contact your Metrobank Representative to register the Authenticator ID generated by the application in Metrobank’s Electronic Banking Channel. 3. Once Authenticator ID has been registered, enter and submit your User ID and password in Metrobank’s Electronic Banking Channel. When asked for an OTP, input the security code generated by the Metrobank Authenticator. 4. Upon successful login, you will be re-directed to Metrobank’s Electronic Banking Channel to proceed initiating your transactions.

About

Flash Express(PH)

This app provides comprehensive logistics and courier services across the Philippines and Southeast Asia. It offers free door-to-door delivery, 24-hour parcel tracking, and direct customer support via live chat. The service operates 365 days a year, aiming for high quality and competitive pricing.

Highlights
  • Free door-to-door service
  • 365-day service availability
  • 24-hour track and trace
  • Live chat customer support
  • Register cash on delivery (COD)
  • Print labels via Flash Toy
Features
Read full description

Flash Express, founded by top enterpreneurs from around the world, is a company established to boost the e-commerce industry of the Philippines by providing logistics and courier services. It is committed to provide the highest quality and humanized courier service in the Philippines and also through Southeast Asia at a competitive price through our best talent, technology, and customer experience. Function Highlights - Notify courier for free door-to-door service - Free door-to-door service throughout Philippines - Service Available 365 days Parcel Tracking - 24 hours track and trace - Easily search by phone number - Both recipient and sender can track the parcel status - Automatically notify your parcel status Radar Your professional business manager. LIVE CHAT Function You can directly contact customer service through the APP to help you solve any problems in time Other Functions - Register cash on delivery (COD) service - Print labels via Flash Toy - Order various packaging supplies - Modify parcel information - Apply for claim

Screenshots

Metrobank Authenticator4 screens
Flash Express(PH)4 screens

Verdict

The call

The clearest difference is update cadence: Flash Express(PH) at every 3 weeks against Metrobank Authenticator's every 5 months. Flash Express(PH) also leads on iOS requirement (15.0 vs 17.6). Metrobank Authenticator's advantage is review sentiment (25% vs 12%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Metrobank Authenticator ships an update every 5 months, Flash Express(PH) every 3 weeks. The most recent releases landed on September 30, 2026 and October 6, 2026 respectively.

Scorecard3 real differences · 7 level
Metrobank Authenticator versus Flash Express(PH): the parameters behind the verdict, then further details
ParameterMetrobank AuthenticatorFlash Express(PH)
PriceFreeFree
Rating—1.0 (2 ratings) — better
Positive reviews25.0% of reviews — better11.5% of reviews
Number of ratings—2 — better
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS17.615.0 — better
Further details — not scored
Size22 MB83 MB
Age rating4+12+
DeveloperMetropolitan Bank & Trust CompanyFLASH EXPRESS COMPANY LIMITED

Customer experience

Metrobank Authenticator

Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Flash Express(PH)

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews52 reviews
Positive11.5%
Neutral3.8%
Negative84.6%

Bugs and requests

Metrobank Authenticator

Not enough reviews yet to summarise bugs or requests.

Flash Express(PH)

Reported bugs

5 issues
  • App UI glitches preventing region selection
  • OTP not sending or delayed
  • App login issues
  • Inaccurate estimated freight price calculation
  • Spelling errors in app messages ('pacel')

Requested features

9 requests
  • Improve rider training on professional behavior and customer service
  • Fix app UI for region selection during booking
  • Offer COD for shipping fees
  • Allow printing of waybills on regular thermal printers
  • Provide accurate estimated freight prices
Show 4 more
  • Improve app login process and OTP delivery speed
  • Ensure sufficient riders for timely pickups and deliveries
  • Implement better background checks and training for riders
  • Fix spelling errors in app messages (e.g., 'pacel' instead of 'parcel')

In-app purchases

None

Metrobank Authenticator

No in-app purchases

None

Flash Express(PH)

No in-app purchases

Questions

Is Metrobank Authenticator free?
Metrobank Authenticator is free to download, with no in-app purchases.
Is Flash Express(PH) free?
Flash Express(PH) is free to download, with no in-app purchases.
Do Metrobank Authenticator or Flash Express(PH) have ads?
Neither Metrobank Authenticator nor Flash Express(PH) shows ads.
Which is updated more often, Metrobank Authenticator or Flash Express(PH)?
Metrobank Authenticator ships an update every 5 months, and Flash Express(PH) every 3 weeks. Most recently, Metrobank Authenticator was updated on September 30, 2026 and Flash Express(PH) on October 6, 2026.

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