Comparison

MyNavia App vs Instyll

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyNavia App

Manage and access your employee benefits, including FSA, HRA, HSA, and commuter plans, directly from your smartphone. Submit claims, check balances, and update reimbursement details with ease.

Highlights
  • Submit claims
  • Request debit cards
  • Verify debit card transactions
  • Check account balance and history
  • Update direct deposit
  • Access HSA details
  • Manage commuter orders
Features
Read full description

Whether you're at the doctor's office or on vacation, the MyNavia App allows you to manage and access your benefits right from your smartphone! The MyNavia App is a free-to-download and free-to-use tool for any Navia participant with an active Flexible Spending Account (FSA), Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), or GoNavia commuter plan. With the MyNavia App you can: - Submit claims - Request additional/replacement debit cards - Verify debit card transactions - Check your balance and account history - Update direct deposit for claims reimbursement - Access Health Savings Account (HSA) details - Manage GoNavia commuter orders (Note: This app is only accessible by participants of Navia Benefit Solutions)

About

Instyll

Features
Read full description

Don't just read it. Live it. Every year, you read books, listen to podcasts, and highlight amazing advice. You feel inspired. You promise to change. But then Monday morning hits. You’re in the middle of a stressful meeting or a difficult conversation, and that life-changing advice? It’s buried in a notebook you aren't looking at. The problem isn't that you don't know enough. The problem is timing. Instyll bridges the gap between knowing and doing. We connect your personal notes to your real-life schedule, ensuring you see the right insight at the exact moment you can actually use it. How It Works - Build Your Wisdom Library: Capture the specific quotes, notes, or principles that resonate with you. - Sync Your Life: Connect your Google Calendar so Instyll knows your schedule. - Get "Moments": Receive a timely notification 15 minutes before relevant events. - Before your 1:1: "Ask 'why' twice before offering solutions." - Before Deep Work: "Do the hardest thing first." Why Instyll? - Your Past Self, Helping Your Future Self: It’s like sending a text message to your future self, right when they need it most. - Quality Over Quantity: You won't get spammed. We only nudge you when your notes perfectly match your day (typically 2-5 times daily). - Action, Not Just Storage: Most apps are creating for storing knowledge. Instyll is built for applying it. Stop letting your best insights gather dust. Download Instyll and start turning your highlights into habits. Apple EULA Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

MyNavia App3 screens
Instyll4 screens

Verdict

The call

The clearest difference is in-app purchases: MyNavia App at none against Instyll's 2. MyNavia App also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.2). Instyll's advantage is update cadence (every 2 weeks vs every 4 months). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Instyll sells 2 in-app purchases, starting at $3.99 per month. MyNavia App asks for nothing beyond the download.

UpkeepUpdate frequency

MyNavia App ships an update every 4 months, Instyll every 2 weeks. The most recent releases landed on October 16, 2026 and October 5, 2026 respectively.

Scorecard4 real differences · 6 level
MyNavia App versus Instyll: the parameters behind the verdict, then further details
ParameterMyNavia AppInstyll
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews8.5% of reviews—
Number of ratings4 — better—
Update frequencyEvery 4 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.2
Further details — not scored
Size25 MB69 MB
Age rating12+4+
DeveloperNavia Benefit Solutions, Inc.Renaissance Labs

Bugs and requests

MyNavia App

Reported bugs

4 issues
  • Disappearing 'Next' buttons during claim submission
  • Inability to log in with valid credentials
  • Crashes and freezes when trying to submit claims
  • Inconsistent behavior across iOS and Android versions

Requested features

4 requests
  • Ability to upload photos from device gallery
  • Improved navigation and claim submission flow
  • Integration with password managers
  • Enhanced account management features

Instyll

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MyNavia App

No in-app purchases

2 purchases

Instyll

Subscriptions2
  • Instyll Basic - Monthly$3.991 Month
  • Instyll Basic - Annually$39.991 Year

Questions

Is MyNavia App free?
MyNavia App is free to download, with no in-app purchases.
Is Instyll free?
Instyll is free to download, with in-app purchases available.
Do MyNavia App or Instyll have ads?
Neither MyNavia App nor Instyll shows ads.
Which is updated more often, MyNavia App or Instyll?
MyNavia App ships an update every 4 months, and Instyll every 2 weeks. Most recently, MyNavia App was updated on October 16, 2026 and Instyll on October 5, 2026.

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