Comparison

MyNavia App vs Nokslock

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyNavia App

Manage and access your employee benefits, including FSA, HRA, HSA, and commuter plans, directly from your smartphone. Submit claims, check balances, and update direct deposit for reimbursements. This tool is exclusively for Navia Benefit Solutions participants.

Highlights
  • Submit claims
  • Request debit cards
  • Verify debit card transactions
  • Check account balance
  • Update direct deposit
  • Access HSA details
  • Manage commuter orders
Features
Read full description

Whether you're at the doctor's office or on vacation, the MyNavia App allows you to manage and access your benefits right from your smartphone! The MyNavia App is a free-to-download and free-to-use tool for any Navia participant with an active Flexible Spending Account (FSA), Health Reimbursement Arrangement (HRA), Health Savings Account (HSA), or GoNavia commuter plan. With the MyNavia App you can: - Submit claims - Request additional/replacement debit cards - Verify debit card transactions - Check your balance and account history - Update direct deposit for claims reimbursement - Access Health Savings Account (HSA) details - Manage GoNavia commuter orders (Note: This app is only accessible by participants of Navia Benefit Solutions)

About

Nokslock

Securely store and protect your sensitive digital information, including passwords, financial details, crypto wallets, and important files. Features end-to-end encryption, biometric access, and a unique dead-man switch for digital legacy planning.

Highlights
  • Unlimited encrypted storage
  • Biometric vault lock
  • Breach monitoring and alerts
  • Encrypted message and video vault
  • Dead-man switch automation
  • Designated beneficiary
  • 50GB secure storage
Features
Read full description

Nokslock is a secure, end-to-end encrypted vault for everything that matters — your passwords, cards, crypto wallets, files, and the digital legacy you want to protect and pass on. Built with AES-256 encryption, your data is locked before it ever leaves your device. Only you hold the key. KEY FEATURES • Unlimited encrypted storage for passwords, cards, wallets, and files • Biometric vault lock (Face ID / Touch ID) • Breach monitoring and alerts so you know the moment a credential is exposed • Encrypted video and message vault for your loved ones • Dead-man switch automation with emergency release and legal verification • Designated beneficiary and secure handoff • 50GB secure storage • Manual export anytime — your data is always yours SUBSCRIPTION DETAILS Nokslock Pro is available as an auto-renewable subscription: • Monthly — $0.99 per month • 6 Months — $5.89 every 6 months • Yearly — $11.49 per year Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Apple ID account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://nokslock.com/privacy

Screenshots

MyNavia App3 screens
Nokslock4 screens

Verdict

The call

The clearest difference is review sentiment: Nokslock at 100% against MyNavia App's 9%. Nokslock also leads on rating (5.0 vs 4.6) and update cadence (every 6 weeks vs every 4 months). MyNavia App's advantage is in-app purchases (none vs 3) and ratings volume (2.1K vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Nokslock sells 3 in-app purchases, starting at $4.99 per month. MyNavia App asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Nokslock holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: MyNavia App has 2.1K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 9% of MyNavia App's written reviews are positive against 100% of Nokslock's.

UpkeepUpdate frequency

MyNavia App ships an update every 4 months, Nokslock every 6 weeks. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

Scorecard6 real differences · 4 level
MyNavia App versus Nokslock: the parameters behind the verdict, then further details
ParameterMyNavia AppNokslock
PriceFreeFree
Rating4.6 (2.1K ratings)5.0 (1 ratings) — better
Positive reviews9.2% of reviews100.0% of reviews — better
Number of ratings2.1K — better1
Update frequencyEvery 4 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size42 MB59 MB
Age rating12+4+
DeveloperNavia Benefit Solutions, Inc.NOKSLOCK LIMITED

Customer experience

MyNavia App

All ratings2,131 ratings
Positive91.1%
Neutral1.8%
Negative7.1%
Written reviews152 reviews
Positive9.2%
Neutral2.0%
Negative88.8%

Nokslock

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MyNavia App

Reported bugs

4 issues
  • Disappearing 'Next' buttons during claim submission
  • Inability to log in with valid credentials
  • Crashes and freezes when trying to submit claims
  • Inconsistent behavior across iOS and Android versions

Requested features

4 requests
  • Ability to upload photos from device gallery
  • Improved navigation and claim submission flow
  • Integration with password managers
  • Enhanced account management features

Nokslock

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MyNavia App

No in-app purchases

3 purchases

Nokslock

Subscriptions3
  • Nokslock Pro - Monthly$4.991 Month
  • Nokslock Pro - 6 Months$22.496 Months
  • Nokslock Pro - Yearly$45.001 Year

Questions

Is MyNavia App free?
MyNavia App is free to download, with no in-app purchases.
Is Nokslock free?
Nokslock is free to download, with in-app purchases available.
Which has better reviews, MyNavia App or Nokslock?
Nokslock is rated higher. MyNavia App averages 4.6 out of 5 from 2.1K ratings, while Nokslock averages 5.0 from 1 ratings.
Do MyNavia App or Nokslock have ads?
Neither MyNavia App nor Nokslock shows ads.
Which is updated more often, MyNavia App or Nokslock?
MyNavia App ships an update every 4 months, and Nokslock every 6 weeks. Most recently, MyNavia App was updated on November 6, 2026 and Nokslock on October 31, 2026.

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